Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bielsko-biala

For one person, living is cheaper in Cebu: $918 a month against $1,480 in Bielsko-biala, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
72

Cost of Living Index in Bielsko-biala
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Bielsko-biala Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bielsko-biala

🇵🇱 Poland

$1,480

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bielsko-biala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bielsko-biala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,480 in Bielsko-biala.

Cebu $918
Bielsko-biala $1,480

Estimated couple costs with rent: $1,409 in Cebu versus $2,131 in Bielsko-biala.

Cebu $1,409
Bielsko-biala $2,131

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,782 in Bielsko-biala.

Cebu $1,900
Bielsko-biala $2,782

Living in Cebu costs roughly 38% less than in Bielsko-biala, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Bielsko-biala is 10% above.

Meal at Budget Restaurant

$3.09 ₱194

$9.45 zł 36.70

-67.30%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$45.98 zł 179

-47.32%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.95 zł 34.76

-56.20%

Cappuccino

$2.51 ₱158

$3.61 zł 14.03

-30.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.21 zł 8.60

-28.05%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.36 zł 5.27

-61.03%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.77 zł 14.66

-52.79%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.79 zł 14.73

-42.74%

Milk (1 liter)

$1.92 ₱121

$1.04 zł 4.03

84.62%

White Bread (500g)

$1.36 ₱85.4

$1.11 zł 4.30

22.52%

Rice (white) (1kg)

$1.01 ₱63.5

$1.39 zł 5.40

-27.34%

Eggs

$2.03 ₱128

$2.87 zł 11.16

-29.27%

Local Cheese (1kg)

$9.86 ₱621

$8.22 zł 31.95

19.95%

Chicken Fillets (1kg)

$4.39 ₱277

$5.86 zł 22.77

-25.09%

Beef Round Steak (1kg)

$7.60 ₱479

$9.75 zł 37.88

-22.05%

Apples (1kg)

$3.30 ₱208

$1.17 zł 4.56

182.05%

Banana (1kg)

$1.39 ₱87.8

$1.61 zł 6.25

-13.66%

Oranges (1kg)

$2.33 ₱147

$2.11 zł 8.19

10.43%

Tomato (1kg)

$1.50 ₱94.3

$1.94 zł 7.53

-22.68%

Potato (1kg)

$2.36 ₱149

$0.80 zł 3.10

195.00%

Onion (1kg)

$1.90 ₱119

$0.79 zł 3.07

140.51%

Lettuce (1 head)

$1.19 ₱74.9

$1.04 zł 4.03

14.42%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.62 zł 2.41

1.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.91 zł 19.09

-38.90%

Wine (Bottle)

$6.03 ₱379

$6.33 zł 24.61

-4.74%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.10 zł 4.29

11.82%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.65 zł 6.41

6.06%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.25 zł 4.85

-80.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$36.33 zł 141

-65.21%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.51 zł 5.85

-49.01%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.54 zł 2.09

-57.41%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$9.36 zł 36.38

-52.35%

Gasoline (1 liter)

$1.31 ₱82.8

$1.66 zł 6.46

-21.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.8K zł 119.7K

-31.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.6K zł 99.5K

-25.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$291 zł 1,132

-58.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.48 zł 32.95

65.09%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$16.92 zł 65.8

62.77%

Gym Membership (Monthly)

$32.33 ₱2,035

$40.85 zł 159

-20.86%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$44.81 zł 174

-85.16%

Cinema Ticket

$5.65 ₱356

$7.08 zł 27.51

-20.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$286 zł 1,111

-3.73%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,529 zł 9,825

213.12%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$72.8 zł 283

-32.23%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$40.10 zł 156

-37.06%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$88.2 zł 343

-12.76%

Men's Leather Business Shoes

$57.2 ₱3,601

$95.2 zł 370

-39.90%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$605 zł 2,351

-17.45%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$551 zł 2,139

-43.92%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,700 zł 6,606

-36.61%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$864 zł 3,355

-28.76%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,428 zł 9,433

18.86%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,942 zł 7,545

-1.31%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,435 zł 5,574

-75.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.87

4.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bielsko-biala: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bielsko-biala

$551 37.2% 78.3% $242

Groceries & Markets

Cebu

$206 22.4%

Bielsko-biala

$192 13% 6.5% $13

Monthly Utilities & Internet

Cebu

$162 17.6%

Bielsko-biala

$317 21.4% 95.9% $155

Clothing & Footwear

Cebu

$94 10.2%

Bielsko-biala

$133 9% 41.9% $39

Eating Out

Cebu

$88 9.6%

Bielsko-biala

$186 12.6% 111% $98

Sport & Entertainment

Cebu

$44 4.8%

Bielsko-biala

$55 3.7% 26.1% $11

Getting Around

Cebu

$16 1.7%

Bielsko-biala

$46 3.1% 192% $30

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $605 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.

Bielsko-biala pays 315% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $46.00 in Bielsko-biala. Groceries flip the comparison at $206 vs $192, with Bielsko-biala cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Bielsko-biala

🕒 Local time

21:27 9:27 PM

15:27 3:27 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

169,756

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bielsko-biala 10,170 km ≈ 13 h nonstop flight

From you

Cebu
Bielsko-biala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bielsko-biala: Cost of Living - Frequently Asked Questions

Cebu and Bielsko-biala differ by about 61% in total monthly costs ($918 vs $1,480 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 315% lower in Bielsko-biala. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $605 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cebu runs roughly 187% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $275 in Cebu versus $286 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $918 in Cebu versus $1,480 in Bielsko-biala, a $1,500 budget is realistic in Cebu but tight or insufficient in Bielsko-biala. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Bielsko-biala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 61% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.