Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bialystok

For one person, living is cheaper in Cebu: $918 a month against $1,450 in Bialystok, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
71

Cost of Living Index in Bialystok
Learn more

Bialystok Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Bialystok

🇵🇱 Poland

$1,450

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bialystok

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bialystok actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $1,450 in Bialystok, rent included.

Cebu $918
Bialystok $1,450

A couple spends around $1,409 per month in Cebu vs $2,061 in Bialystok, rent included.

Cebu $1,409
Bialystok $2,061

A family of three spends $1,900 per month in Cebu vs $2,672 in Bialystok, rent included.

Cebu $1,900
Bialystok $2,672

Cebu is about 37% cheaper than Bialystok, and outside of rent the biggest gap is in eating out.

Cebu sits 32% below the global median, while Bialystok is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.09 ₱194

$9.82 zł 38.15

-68.53%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$45.59 zł 177

-46.87%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.01 zł 35.02

-56.49%

Cappuccino

$2.51 ₱158

$3.60 zł 13.99

-30.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.80 zł 6.99

-11.67%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.57 zł 6.11

-66.24%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.47 zł 13.48

-48.70%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.03 zł 11.77

-28.38%

Milk (1 liter)

$1.92 ₱121

$1.06 zł 4.11

81.13%

White Bread (500g)

$1.36 ₱85.4

$1.01 zł 3.93

34.65%

Rice (white) (1kg)

$1.01 ₱63.5

$2.22 zł 8.63

-54.50%

Eggs

$2.03 ₱128

$3.82 zł 14.84

-46.86%

Local Cheese (1kg)

$9.86 ₱621

$9.25 zł 35.94

6.59%

Chicken Fillets (1kg)

$4.39 ₱277

$5.78 zł 22.47

-24.05%

Beef Round Steak (1kg)

$7.60 ₱479

$11.23 zł 43.63

-32.32%

Apples (1kg)

$3.30 ₱208

$1.20 zł 4.68

175.00%

Banana (1kg)

$1.39 ₱87.8

$1.83 zł 7.09

-24.04%

Oranges (1kg)

$2.33 ₱147

$1.57 zł 6.08

48.41%

Tomato (1kg)

$1.50 ₱94.3

$2.00 zł 7.78

-25.00%

Potato (1kg)

$2.36 ₱149

$1.04 zł 4.05

126.92%

Onion (1kg)

$1.90 ₱119

$1.17 zł 4.54

62.39%

Lettuce (1 head)

$1.19 ₱74.9

$1.12 zł 4.35

6.25%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.62 zł 2.40

1.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.07 zł 19.70

-40.83%

Wine (Bottle)

$6.03 ₱379

$6.29 zł 24.45

-4.13%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.15 zł 4.47

6.96%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.46 zł 5.66

19.86%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.10 zł 4.26

-77.27%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$32.94 zł 128

-61.63%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.01 zł 7.81

-61.69%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.65 zł 2.52

-64.62%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$12.95 zł 50.3

-65.56%

Gasoline (1 liter)

$1.31 ₱82.8

$1.55 zł 6.01

-15.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.2K zł 117.4K

-29.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.0K zł 105.0K

-29.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$298 zł 1,157

-59.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.38 zł 32.54

67.06%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$17.99 zł 69.9

53.09%

Gym Membership (Monthly)

$32.33 ₱2,035

$41.37 zł 161

-21.85%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$27.66 zł 107

-75.96%

Cinema Ticket

$5.65 ₱356

$6.71 zł 26.08

-15.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$359 zł 1,394

-23.29%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,280 zł 16.6K

85.02%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$98.7 zł 383

-50.01%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$36.27 zł 141

-30.41%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$86.0 zł 334

-10.48%

Men's Leather Business Shoes

$57.2 ₱3,601

$89.9 zł 349

-36.35%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$541 zł 2,101

-7.62%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$496 zł 1,925

-37.68%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$820 zł 3,187

31.39%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$720 zł 2,799

-14.60%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,620 zł 10.2K

10.18%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,272 zł 8,826

-15.63%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,462 zł 5,680

-76.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.07

1.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bialystok: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bialystok

$496 34.2% 60.4% $187

Groceries & Markets

Cebu

$206 22.4%

Bialystok

$207 14.3% 0.6% $1.2

Monthly Utilities & Internet

Cebu

$162 17.6%

Bialystok

$324 22.4% 100% $162

Clothing & Footwear

Cebu

$94 10.2%

Bialystok

$140 9.7% 48.9% $46

Eating Out

Cebu

$88 9.6%

Bialystok

$186 12.8% 110% $97

Sport & Entertainment

Cebu

$44 4.8%

Bialystok

$55 3.8% 25.6% $11

Getting Around

Cebu

$16 1.7%

Bialystok

$43 2.9% 174% $27

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $541 in Bialystok. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 323% higher in Bialystok, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $46.00 in Bialystok. Monthly groceries follow the same trend: $206 vs $207 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇵🇱 Bialystok

🕒 Local time

01:21 1:21 AM

19:21 7:21 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

297,554

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bialystok 9,800 km ≈ 13 h nonstop flight

From you

Cebu
Bialystok

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bialystok: Cost of Living - Frequently Asked Questions

Bialystok costs about 58% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,377 per month in Cebu and $2,175 in Bialystok. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $275 per month in Cebu and $359 in Bialystok. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 1% more in Bialystok, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Bialystok at $1,450. In Cebu it covers expenses comfortably, while in Bialystok it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $918 versus $1,450 in Bialystok. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bialystok makes more sense. Both are solid long-term options with distinct trade-offs.