Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bettembourg

For one person, living is cheaper in Cebu: $918 a month against $2,500 in Bettembourg, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
121

Cost of Living Index in Bettembourg
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Bettembourg Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bettembourg

🇱🇺 Luxembourg

$2,500

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bettembourg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bettembourg actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $2,500 in Bettembourg, rent included.

Cebu $918
Bettembourg $2,500

A couple spends around $1,409 per month in Cebu vs $3,394 in Bettembourg, rent included.

Cebu $1,409
Bettembourg $3,394

A family of three spends $1,900 per month in Cebu vs $4,288 in Bettembourg, rent included.

Cebu $1,900
Bettembourg $4,288

Cebu is about 63% cheaper than Bettembourg, and outside of rent the biggest gap is in groceries.

Cebu sits 32% below the global median, while Bettembourg is 85% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.09 ₱194

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

Cappuccino

$2.51 ₱158

$4.39 €3.90

-42.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.22 €1.97

-28.38%

Water (0.33 liter bottle)

$0.53 ₱33.43

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.67 €5.04

-68.61%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.31 €2.94

-34.44%

Milk (1 liter)

$1.92 ₱121

$2.25 €2.00

-14.67%

White Bread (500g)

$1.36 ₱85.4

$3.40 €3.02

-60.00%

Rice (white) (1kg)

$1.01 ₱63.5

$3.44 €3.06

-70.64%

Eggs

$2.03 ₱128

$5.32 €4.73

-61.84%

Local Cheese (1kg)

$9.86 ₱621

$15.36 €13.67

-35.81%

Chicken Fillets (1kg)

$4.39 ₱277

$15.80 €14.06

-72.22%

Beef Round Steak (1kg)

$7.60 ₱479

$24.36 €21.67

-68.80%

Apples (1kg)

$3.30 ₱208

$3.26 €2.90

1.23%

Banana (1kg)

$1.39 ₱87.8

$2.18 €1.94

-36.24%

Oranges (1kg)

$2.33 ₱147

$3.33 €2.96

-30.03%

Tomato (1kg)

$1.50 ₱94.3

$3.40 €3.03

-55.88%

Potato (1kg)

$2.36 ₱149

$2.22 €1.97

6.31%

Onion (1kg)

$1.90 ₱119

$2.25 €2.00

-15.56%

Lettuce (1 head)

$1.19 ₱74.9

$2.19 €1.95

-45.66%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.13 €1.01

-44.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$9.06 €8.06

-66.89%

Wine (Bottle)

$6.03 ₱379

$11.21 €9.98

-46.21%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.11 €0.98

10.81%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.27 €2.02

-22.91%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.60 €4.98

-86.25%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$4.48 €3.99

-94.87%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$44.43 €39.52

-89.96%

Gasoline (1 liter)

$1.31 ₱82.8

$2.26 €2.01

-42.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.2K €26.0K

-27.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.4K €28.0K

-39.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$287 €255

-58.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$26.61 €23.67

-47.39%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$55.1 €49.01

-50.01%

Gym Membership (Monthly)

$32.33 ₱2,035

$54.8 €48.75

-41.00%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$25.18 €22.40

-73.59%

Cinema Ticket

$5.65 ₱356

$16.60 €14.77

-65.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,400 €1,246

-80.34%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$17.9K €15.9K

-55.68%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$90.4 €80.4

-45.45%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$42.76 €38.03

-40.97%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$97.9 €87.0

-21.35%

Men's Leather Business Shoes

$57.2 ₱3,601

$114 €101

-49.85%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,348 €1,199

-77.09%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,337 €2,079

-53.88%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$2,130 €1,895

-71.12%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$8,261 €7,348

-65.06%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$7,691 €6,841

-75.08%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

140.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bettembourg: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bettembourg

$1.3K 53.9% 337% $1K

Groceries & Markets

Cebu

$206 22.4%

Bettembourg

$415 16.6% 102% $209

Monthly Utilities & Internet

Cebu

$162 17.6%

Bettembourg

$368 14.7% 128% $207

Clothing & Footwear

Cebu

$94 10.2%

Bettembourg

$155 6.2% 65.3% $61

Eating Out

Cebu

$88 9.6%

Bettembourg

$96 * 3.9% 9.3% $8.2

Sport & Entertainment

Cebu

$44 4.8%

Bettembourg

$88 3.5% 102% $44

Getting Around

Cebu

$16 1.7%

Bettembourg

$28 * 1.1% 80% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇵🇭 Cebu

🇱🇺 Bettembourg

🕒 Local time

19:44 7:44 PM

13:44 1:44 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

11,000

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Bettembourg 11,040 km ≈ 14 h nonstop flight

From you

Cebu
Bettembourg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bettembourg: Cost of Living - Frequently Asked Questions

Yes – Bettembourg is pricier by about 172%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $3,750 in Bettembourg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 102% more in Bettembourg, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Kindergarten costs $275 per month in Cebu and $1,400 in Bettembourg. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $2,500 in Bettembourg, leaving budget for savings and extras in both cases.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bettembourg makes more sense. Both are solid long-term options with distinct trade-offs.