Last update: Oct 2026

Cost of Living Comparison Between Cebu and Benguela

For one person, living is cheaper in Benguela: $58.8 a month against $934 in Cebu, rent and utilities included – about $10,500 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Benguela

🇦🇴 Angola

$58.8

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Benguela

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Benguela actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $58.8 in Benguela.

Cebu $934
Benguela $58.8

Estimated couple costs with rent: $1,415 in Cebu versus $83.2 in Benguela.

Cebu $1,415
Benguela $83.2

Monthly costs for a family of three with rent: $1,896 in Cebu versus $107 in Benguela.

Cebu $1,896
Benguela $107

Living in Cebu is roughly 1488% more expensive than in Benguela, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Benguela 96% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.66 AOA 2,431

13.91%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$10.78 AOA 9,838

-62.06%

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.90 AOA 821

71.11%

Water (0.33 liter bottle)

$0.49 ₱30.98

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$3,801 AOA 3.5M

-91.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-71.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Benguela: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Benguela

–

Groceries & Markets

Cebu

$210 22.7%

Benguela

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Benguela

–

Clothing & Footwear

Cebu

$95 10.2%

Benguela

–

Eating Out

Cebu

$88 9.6%

Benguela

–

Sport & Entertainment

Cebu

$44 4.7%

Benguela

–

Getting Around

Cebu

$15 1.7%

Benguela

–

Cost Breakdown

Benguela pays 1014% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇵🇭 Cebu

🇦🇴 Benguela

🕒 Local time

18:04 6:04 PM

11:04 11:04 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

513,000

💱 Currency

Philippine Peso PHP ₱

Angolan Kwanza AOA Kz

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

10,000 AOA = 10.96 USD

10,000 AOA = 9.78 EUR

Exchange rates and currency converter

AOA, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Angolan Kwanza exchange rates as of October 10, 2026: 1 USD = 913 AOA (1,000 AOA = 1.1 USD). 1 EUR = 1,023 AOA (10,000 AOA = 9.78 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Benguela 12,460 km ≈ 16 h nonstop flight

From you

Cebu
Benguela

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Benguela: Cost of Living - Frequently Asked Questions

Benguela wins on cost – living expenses run 1488% lower than in Cebu. Housing and daily spending are where you'll feel the difference most, making Benguela the obvious pick if budget is a priority.

On paper, salaries run 1014% lower in Benguela. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Either city works on $800 a month, though Benguela gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Benguela delivers better value – similar infrastructure at $58.8 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Benguela hard to pass up.

Safety-wise, Cebu and Benguela are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Benguela gentler on the wallet – expenses run 1488% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.