Last update: Oct 2026

Cost of Living Comparison Between Cebu and Benghazi

For one person, living is cheaper in Benghazi: $412 a month against $934 in Cebu, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
Benghazi
🇱🇾 Libya
$412
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Benghazi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Benghazi actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $412 in Benghazi, rent included.

  • Cebu $934
  • Benghazi $412

A couple spends around $1,415 per month in Cebu vs $695 in Benghazi, rent included.

  • Cebu $1,415
  • Benghazi $695

A family of three spends $1,896 per month in Cebu vs $978 in Benghazi, rent included.

  • Cebu $1,896
  • Benghazi $978

Cebu costs about 127% more than Benghazi, and outside of rent the biggest gap is in groceries.

Both Cebu and Benghazi are more affordable than the global median – Cebu 30% lower, Benghazi 69% lower.

Currency
🍽 Eating Out
Cebu
Benghazi
Difference
Meal at Budget Restaurant
$3.03 ₱190
$2.36 LYD 15.08
28.39%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$12.50 LYD 80.0
87.84%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$2.30 LYD 14.70
77.83%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.07 LYD 13.24
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$0.38 LYD 2.43
-
Cappuccino
$2.52 ₱158
$0.68 LYD 4.37
270.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$0.43 LYD 2.74
258.14%
Water (0.33 liter bottle)
$0.49 ₱30.98
$0.12 LYD 0.77
308.33%
Local Beer (0.5 liter draught)
$1.79 ₱112
-
-
Imported Beer (0.33 liter bottle)
$2.26 ₱142
-
-
🛒 Groceries & Markets
Cebu
Benghazi
Difference
Milk (1 liter)
$1.95 ₱122
$0.82 LYD 5.22
137.80%
White Bread (500g)
$1.43 ₱89.7
$0.19 LYD 1.22
652.63%
Rice (white) (1kg)
$1.02 ₱63.8
$1.39 LYD 8.92
-26.62%
Eggs
$2.06 ₱129
$1.65 LYD 10.58
24.85%
Local Cheese (1kg)
$9.81 ₱615
$6.56 LYD 41.97
49.54%
Chicken Fillets (1kg)
$4.61 ₱289
$2.80 LYD 17.92
64.64%
Beef Round Steak (1kg)
$7.70 ₱483
$11.17 LYD 71.5
-31.07%
Apples (1kg)
$3.31 ₱207
$2.27 LYD 14.52
45.81%
Banana (1kg)
$1.45 ₱90.9
$1.82 LYD 11.66
-20.33%
Oranges (1kg)
$2.36 ₱148
$1.20 LYD 7.70
96.67%
Tomato (1kg)
$1.54 ₱96.4
$0.69 LYD 4.40
123.19%
Potato (1kg)
$2.36 ₱148
$0.85 LYD 5.45
177.65%
Onion (1kg)
$1.99 ₱125
$0.63 LYD 4.06
215.87%
Lettuce (1 head)
$1.15 ₱72.1
$0.35 LYD 2.23
228.57%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.23 LYD 1.47
191.30%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$2.35 LYD 15.02
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.52 LYD 3.32
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$0.77 LYD 4.93
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$1.84 LYD 11.77
63.04%
Wine (Bottle)
$6.35 ₱398
-
-
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
-
-
Imported Beer (0.33 liter bottle)
$1.73 ₱108
-
-
🚌 Getting Around
Cebu
Benghazi
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
-
-
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
-
-
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$1.52 LYD 9.73
-51.32%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$0.30 LYD 1.89
-30.00%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
-
-
Gasoline (1 liter)
$1.33 ₱83.5
$0.02 LYD 0.14
6550.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$12.4K LYD 79.4K
75.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$14.9K LYD 95.1K
30.52%
🧾 Monthly Utilities & Internet
Cebu
Benghazi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
-
-
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$4.44 LYD 28.44
225.45%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$18.29 LYD 117
54.67%
🎉 Sport & Entertainment
Cebu
Benghazi
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$17.54 LYD 112
86.32%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$3.84 LYD 24.56
66.41%
Cinema Ticket
$5.46 ₱342
$6.06 LYD 38.75
-9.90%
🧸 Childcare & Education
Cebu
Benghazi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$78.0 LYD 499
250.66%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$347 LYD 2,221
2250.62%
👕👟 Clothing & Footwear
Cebu
Benghazi
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$42.51 LYD 272
16.61%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$34.84 LYD 223
-28.62%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$42.28 LYD 271
81.15%
Men's Leather Business Shoes
$59.3 ₱3,717
$69.0 LYD 442
-14.14%
🏠 Accommodation & Living
Cebu
Benghazi
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$186 LYD 1,191
171.80%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$115 LYD 737
168.70%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$434 LYD 2,776
142.45%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$259 LYD 1,655
139.39%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
-
-
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
-
-
💵 Salaries & Financials
Cebu
Benghazi
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$265 LYD 1,699
28.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Benghazi: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Benghazi
$115 62.8% $194
Groceries & Markets
Cebu
$210
Benghazi
$128 39.2% $82
Monthly Utilities & Internet
Cebu
$163
Benghazi
$23 * 86.1% $141
Clothing & Footwear
Cebu
$95
Benghazi
$85 10.3% $9.7
Eating Out
Cebu
$88
Benghazi
$36 59.1% $52
Sport & Entertainment
Cebu
$44
Benghazi
$30 32% $14
Getting Around
Cebu
$15
Benghazi
$3 * 80.6% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $186 in Benghazi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Cebu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Cebu versus $13.00 in Benghazi. Monthly groceries follow the same trend: $210 vs $128 – making Benghazi the more affordable choice for daily food spending.

Good to know
🇵🇭 Cebu
🇱🇾 Benghazi
🕒 Local time
14:12 2:12 PM
08:12 8:12 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
631,555
💱 Currency
Libyan Dinar LYD ل.د
Exchange rates and currency converter

LYD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Libyan Dinar exchange rates as of October 10, 2026: 1 USD = 6.4 LYD (1 LYD = 0.156 USD). 1 EUR = 7.18 LYD (1 LYD = 0.139 EUR).

On the map
Between locations
  • Cebu Benghazi 10,670 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Benghazi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Benghazi: Cost of Living - Frequently Asked Questions
How do living costs in Cebu and in Benghazi compare overall?
Monthly costs with rent: $934 in Cebu, $412 in Benghazi – roughly 127% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Cebu compared to Benghazi?
For a comfortable life, plan on about $1,401 per month in Cebu and $618 in Benghazi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Cebu and Benghazi?
Rent is clearly cheaper in Benghazi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Cebu or Benghazi?
Monthly expenses with rent come to $934 in Cebu and $412 in Benghazi. That's a gap of about 127%.
What is the difference in childcare costs between Cebu and Benghazi?
Kindergarten costs $273 per month in Cebu and $78.0 in Benghazi. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How far does $1,200 go in Cebu compared to Benghazi?
$1,200 covers both cities comfortably – all-in costs are $934 in Cebu and $412 in Benghazi, leaving budget for savings and extras in both cases.
How does quality of life compare between Cebu and Benghazi?
It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $412 in Benghazi to $934 in Cebu. Climate, culture, job market, and personal taste all factor in.
Is Cebu or Benghazi safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Cebu and Benghazi?
If budget matters most, go with Benghazi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.

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