Last update: Nov 2026

Cost of Living Comparison Between Cebu and Belvaux

For one person, living is cheaper in Belvaux: $176 a month against $943 in Cebu, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Belvaux

🇱🇺 Luxembourg

$176

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Belvaux

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Belvaux actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $176 in Belvaux.

Cebu $943
Belvaux $176

Estimated couple costs with rent: $1,437 in Cebu versus $220 in Belvaux.

Cebu $1,437
Belvaux $220

Monthly costs for a family of three with rent: $1,930 in Cebu versus $263 in Belvaux.

Cebu $1,930
Belvaux $263

Living in Cebu is roughly 438% more expensive than in Belvaux.

Both cities sit below the global median: Cebu 30% lower, Belvaux 87% lower.

Meal at Budget Restaurant

$3.88 ₱244

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

Cappuccino

$2.56 ₱161

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

Water (0.33 liter bottle)

$0.51 ₱32.03

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

White Bread (500g)

$1.37 ₱86.3

Rice (white) (1kg)

$0.95 ₱59.9

Eggs

$2.02 ₱127

Local Cheese (1kg)

$9.63 ₱606

Chicken Fillets (1kg)

$4.35 ₱274

Beef Round Steak (1kg)

$7.70 ₱485

Apples (1kg)

$3.30 ₱207

Banana (1kg)

$1.27 ₱79.7

Oranges (1kg)

$2.34 ₱148

Tomato (1kg)

$1.51 ₱95.4

Potato (1kg)

$2.23 ₱141

Onion (1kg)

$1.93 ₱122

Lettuce (1 head)

$1.18 ₱74.4

Water (1.5 liter bottle)

$0.65 ₱40.93

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

Taxi Start (Normal Tariff)

$0.82 ₱51.5

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

Gasoline (1 liter)

$1.38 ₱86.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,816

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$88.0 €78.3

-81.89%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,768

$87.5 €77.9

-67.93%

Gym Membership (Monthly)

$33.41 ₱2,104

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

Cinema Ticket

$5.85 ₱368

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

International Primary School, 1 Child (Yearly)

$8,060 ₱507.5K

Jeans (Levis 501 Or Similar)

$48.31 ₱3,042

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

Sport Shoes (Adidas, Nike)

$77.1 ₱4,856

Men's Leather Business Shoes

$56.5 ₱3,558

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.3K

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.4K

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.6K

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$5,752 €5,122

-94.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Belvaux: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Belvaux

–

Groceries & Markets

Cebu

$206 21.8%

Belvaux

–

Monthly Utilities & Internet

Cebu

$168 17.8%

Belvaux

–

Eating Out

Cebu

$95 10.1%

Belvaux

–

Clothing & Footwear

Cebu

$93 9.9%

Belvaux

–

Sport & Entertainment

Cebu

$45 4.8%

Belvaux

–

Getting Around

Cebu

$15 1.6%

Belvaux

–

Cost Breakdown

Belvaux pays about 17 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇵🇭 Cebu

🇱🇺 Belvaux

🕒 Local time

20:05 8:05 PM

13:05 1:05 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

7,000

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.72 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Belvaux 11,060 km ≈ 14 h nonstop flight

From you

Cebu
Belvaux

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Belvaux: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $943 in Cebu and $176 in Belvaux, so Belvaux is about 81% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 94% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

At $176 in Belvaux versus $943 in Cebu, a $800 budget is realistic in Belvaux but tight or insufficient in Cebu. The gap between the two cities makes Belvaux the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Belvaux are both considered safe, so it’s unlikely to be the deciding factor between them.