Last update: Nov 2026

Cost of Living Comparison Between Belvaux and Cebu

For one person, living is cheaper in Belvaux: $176 a month against $943 in Cebu, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Belvaux

🇱🇺 Luxembourg

$176

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Belvaux and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belvaux and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $176 in Belvaux versus $943 in Cebu.

Belvaux $176
Cebu $943

Estimated couple costs with rent: $220 in Belvaux versus $1,437 in Cebu.

Belvaux $220
Cebu $1,437

Monthly costs for a family of three with rent: $263 in Belvaux versus $1,930 in Cebu.

Belvaux $263
Cebu $1,930

Living in Belvaux costs roughly 81% less than in Cebu.

Both cities sit below the global median: Belvaux 87% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.88 ₱244

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

Cappuccino

$2.56 ₱161

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

Water (0.33 liter bottle)

$0.51 ₱32.02

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

White Bread (500g)

$1.37 ₱86.3

Rice (white) (1kg)

$0.95 ₱59.8

Eggs

$2.02 ₱127

Local Cheese (1kg)

$9.63 ₱606

Chicken Fillets (1kg)

$4.35 ₱274

Beef Round Steak (1kg)

$7.70 ₱485

Apples (1kg)

$3.30 ₱207

Banana (1kg)

$1.27 ₱79.7

Oranges (1kg)

$2.34 ₱147

Tomato (1kg)

$1.51 ₱95.3

Potato (1kg)

$2.23 ₱141

Onion (1kg)

$1.93 ₱122

Lettuce (1 head)

$1.18 ₱74.4

Water (1.5 liter bottle)

$0.65 ₱40.92

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

Taxi Start (Normal Tariff)

$0.82 ₱51.5

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

Gasoline (1 liter)

$1.38 ₱86.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

SIM Card Monthly Plan (Calls and 10GB+ Data)

$88.0 €78.4

$15.93 ₱1,003

452.29%

Internet (50+ Mbps, Unlimited Data)

$87.5 €78.0

$28.07 ₱1,767

211.83%

Gym Membership (Monthly)

$33.41 ₱2,103

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

Cinema Ticket

$5.85 ₱368

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

Men's Leather Business Shoes

$56.5 ₱3,557

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

Average Monthly Net Salary (After Tax)

$5,752 €5,124

$343 ₱21.6K

1578.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belvaux: November 1, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belvaux

–

Cebu

$322 34.1%

Groceries & Markets

Belvaux

–

Cebu

$206 21.8%

Monthly Utilities & Internet

Belvaux

–

Cebu

$168 17.8%

Eating Out

Belvaux

–

Cebu

$95 10.1%

Clothing & Footwear

Belvaux

–

Cebu

$93 9.9%

Sport & Entertainment

Belvaux

–

Cebu

$45 4.8%

Getting Around

Belvaux

–

Cebu

$15 1.6%

Cost Breakdown

Belvaux pays about 17 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇱🇺 Belvaux

🇵🇭 Cebu

🕒 Local time

05:37 5:37 AM

12:37 12:37 PM

7 h ahead of Belvaux

🌤 Weather

👥 Population

7,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 6, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Belvaux Cebu 11,060 km ≈ 14 h nonstop flight

From you

Belvaux
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belvaux vs Cebu: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $176 in Belvaux and $943 in Cebu, so Belvaux is about 81% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Belvaux is about 17 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

At $176 in Belvaux versus $943 in Cebu, a $800 budget is realistic in Belvaux but tight or insufficient in Cebu. The gap between the two cities makes Belvaux the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belvaux and Cebu are both considered safe, so it’s unlikely to be the deciding factor between them.