Last update: Oct 2026

Cost of Living Comparison Between Cebu and Beira

For one person, living is cheaper in Beira: $383 a month against $934 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Beira

🇲🇿 Mozambique

$383

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Beira

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Beira actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $383 in Beira.

Cebu $934
Beira $383

Estimated couple costs with rent: $1,415 in Cebu versus $734 in Beira.

Cebu $1,415
Beira $734

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,085 in Beira.

Cebu $1,896
Beira $1,085

Living in Cebu is roughly 144% more expensive than in Beira, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Beira 71% lower.

Meal at Budget Restaurant

$3.03 ₱190

$12.58 MZN 796

-75.91%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$47.69 MZN 3,017

-50.77%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

$3.21 MZN 203

-21.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.19 MZN 75.2

29.41%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.15 MZN 72.9

-57.39%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.32 MZN 83.2

35.61%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.99 MZN 126

13.57%

Milk (1 liter)

$1.95 ₱122

$1.62 MZN 102

20.37%

White Bread (500g)

$1.43 ₱89.7

$0.32 MZN 20.53

346.87%

Rice (white) (1kg)

$1.02 ₱63.8

$1.54 MZN 97.2

-33.77%

Eggs

$2.06 ₱129

$1.83 MZN 116

12.57%

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

$3.85 MZN 243

19.74%

Beef Round Steak (1kg)

$7.70 ₱483

$4.62 MZN 292

66.67%

Apples (1kg)

$3.31 ₱207

$2.31 MZN 146

43.29%

Banana (1kg)

$1.45 ₱90.9

$2.37 MZN 150

-38.82%

Oranges (1kg)

$2.36 ₱148

$2.39 MZN 151

-1.26%

Tomato (1kg)

$1.54 ₱96.4

$1.23 MZN 77.8

25.20%

Potato (1kg)

$2.36 ₱148

$1.24 MZN 78.4

90.32%

Onion (1kg)

$1.99 ₱125

$0.92 MZN 58.5

116.30%

Lettuce (1 head)

$1.15 ₱72.1

$2.38 MZN 150

-51.68%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.68 MZN 42.80

-1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$0.97 MZN 61.7

209.28%

Wine (Bottle)

$6.35 ₱398

$7.97 MZN 504

-20.33%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.01 MZN 63.7

29.70%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.97 MZN 251

-56.42%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.74 MZN 47.05

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$1.37 MZN 86.5

-2.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$91.3 MZN 5,777

199.33%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$18.92 MZN 1,197

162.00%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$38.62 MZN 2,442

-35.60%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$39.45 MZN 2,495

94.14%

Men's Leather Business Shoes

$59.3 ₱3,717

$46.70 MZN 2,954

26.90%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Beira: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Beira

–

Groceries & Markets

Cebu

$210 22.7%

Beira

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Beira

–

Clothing & Footwear

Cebu

$95 10.2%

Beira

–

Eating Out

Cebu

$88 9.6%

Beira

–

Sport & Entertainment

Cebu

$44 4.7%

Beira

–

Getting Around

Cebu

$15 1.7%

Beira

–

Cost Breakdown

Dining out: $23.00 in Cebu vs $48.00 in Beira. Groceries flip the comparison at $210 vs $160, with Beira cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇲🇿 Beira

🕒 Local time

15:00 3:00 PM

09:00 9:00 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

436,240

💱 Currency

Philippine Peso PHP ₱

Mozambican Metical MZN MT

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 MZN = 1.58 USD

100 MZN = 1.41 EUR

Exchange rates and currency converter

MZN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Mozambican Metical exchange rates as of October 10, 2026: 1 USD = 63.25 MZN (100 MZN = 1.58 USD). 1 EUR = 70.94 MZN (100 MZN = 1.41 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Beira 10,300 km ≈ 13 h nonstop flight

From you

Cebu
Beira

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Beira: Cost of Living - Frequently Asked Questions

Cebu and Beira differ by about 144% in total monthly costs ($934 vs $383 including rent). Beira is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,401 in Cebu and $574 in Beira to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 32% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $383 in Beira – a 144% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Beira gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Beira are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Beira gentler on the wallet – expenses run 144% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.