Last update: Oct 2026

Cost of Living Comparison Between Cebu and Begoro

For one person, living is cheaper in Begoro: $685 a month against $934 in Cebu, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
33

Cost of Living Index in Begoro
Learn more

Begoro Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Begoro

🇬🇭 Ghana

$685

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Begoro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Begoro actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $685 in Begoro, rent included.

Cebu $934
Begoro $685

A couple spends around $1,415 per month in Cebu vs $1,132 in Begoro, rent included.

Cebu $1,415
Begoro $1,132

A family of three spends $1,896 per month in Cebu vs $1,579 in Begoro, rent included.

Cebu $1,896
Begoro $1,579

Cebu costs about 36% more than Begoro, and outside of rent the biggest gap is in eating out.

Both Cebu and Begoro are more affordable than the global median – Cebu 30% lower, Begoro 49% lower.

Meal at Budget Restaurant

$3.03 ₱190

$8.29 GHS 97.4

-63.45%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$52.6 GHS 617

-55.32%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$10.33 GHS 121

-60.41%

Cappuccino

$2.52 ₱158

$4.53 GHS 53.2

-44.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.53 GHS 17.98

0.65%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.48 GHS 5.60

2.08%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.83 GHS 21.55

-2.19%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.17 GHS 25.51

4.15%

Milk (1 liter)

$1.95 ₱122

$3.76 GHS 44.17

-48.14%

White Bread (500g)

$1.43 ₱89.7

$1.76 GHS 20.74

-18.75%

Rice (white) (1kg)

$1.02 ₱63.8

$3.13 GHS 36.76

-67.41%

Eggs

$2.06 ₱129

$2.72 GHS 31.98

-24.26%

Local Cheese (1kg)

$9.81 ₱615

$11.95 GHS 140

-17.91%

Chicken Fillets (1kg)

$4.61 ₱289

$7.08 GHS 83.2

-34.89%

Beef Round Steak (1kg)

$7.70 ₱483

$9.75 GHS 115

-21.03%

Apples (1kg)

$3.31 ₱207

$3.74 GHS 43.91

-11.50%

Banana (1kg)

$1.45 ₱90.9

$1.46 GHS 17.18

-0.68%

Oranges (1kg)

$2.36 ₱148

$1.77 GHS 20.82

33.33%

Tomato (1kg)

$1.54 ₱96.4

$3.68 GHS 43.25

-58.15%

Potato (1kg)

$2.36 ₱148

$2.69 GHS 31.64

-12.27%

Onion (1kg)

$1.99 ₱125

$2.65 GHS 31.17

-24.91%

Lettuce (1 head)

$1.15 ₱72.1

$0.70 GHS 8.26

64.29%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.61 GHS 7.17

9.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$2.51 GHS 29.45

19.52%

Wine (Bottle)

$6.35 ₱398

$7.13 GHS 83.8

-10.94%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.23 GHS 14.48

6.50%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.41 GHS 28.33

-28.22%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.68 GHS 19.75

-55.95%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.31 GHS 15.40

-83.97%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$4.41 GHS 51.8

-1.81%

Gasoline (1 liter)

$1.33 ₱83.5

$1.32 GHS 15.53

0.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$8,137 GHS 95.6K

167.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$9,851 GHS 115.8K

96.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$72.7 GHS 854

65.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$19.22 GHS 226

-24.82%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$42.12 GHS 495

-32.83%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$12.77 GHS 150

-57.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$465 GHS 5,460

-41.17%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$18.4K GHS 215.7K

-55.58%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$14.26 GHS 168

247.62%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$18.88 GHS 222

31.73%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$36.92 GHS 434

107.45%

Men's Leather Business Shoes

$59.3 ₱3,717

$52.5 GHS 617

12.81%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

26.75

-73.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Begoro: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Begoro

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Begoro

$281 41.5% 33.5% $70

Monthly Utilities & Internet

Cebu

$163 17.7%

Begoro

$134 19.8% 18% $29

Clothing & Footwear

Cebu

$95 10.2%

Begoro

$55 8.2% 41.7% $39

Eating Out

Cebu

$88 9.6%

Begoro

$173 25.6% 96% $85

Sport & Entertainment

Cebu

$44 4.7%

Begoro

$26 * 3.8% 41.4% $18

Getting Around

Cebu

$15 1.7%

Begoro

$8.2 * 1.2% 46.7% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $23.00 in Cebu versus $53.0 in Begoro. Monthly groceries follow the same trend: $210 vs $281 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇬🇭 Begoro

🕒 Local time

16:14 4:14 PM

08:14 8:14 AM

8 h behind Cebu

🌤 Weather

👥 Population

964,169

29,516

💱 Currency

Philippine Peso PHP ₱

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 GHS = 8.51 USD

100 GHS = 7.59 EUR

Exchange rates and currency converter

GHS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Ghanaian Cedi exchange rates as of October 10, 2026: 1 USD = 11.75 GHS (100 GHS = 8.51 USD). 1 EUR = 13.18 GHS (100 GHS = 7.59 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Begoro 13,570 km ≈ 17 h nonstop flight

From you

Cebu
Begoro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Begoro: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $934 in Cebu, $685 in Begoro – roughly 36% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,401 per month in Cebu and $1,027 in Begoro. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $934 in Cebu and $685 in Begoro. That's a gap of about 36%.

Kindergarten costs $273 per month in Cebu and $465 in Begoro. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $934 in Cebu and $685 in Begoro, leaving budget for savings and extras in both cases.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $685 in Begoro to $934 in Cebu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Begoro. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.