Last update: Oct 2026

Cost of Living Comparison Between Cebu and Banyuwangi

For one person, living is cheaper in Banyuwangi: $470 a month against $934 in Cebu, rent and utilities included – about $5,600 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
23

Cost of Living Index in Banyuwangi
Learn more

Banyuwangi Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Banyuwangi

🇮🇩 Indonesia

$470

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Banyuwangi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Banyuwangi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $470 in Banyuwangi.

Cebu $934
Banyuwangi $470

Estimated couple costs with rent: $1,423 in Cebu versus $759 in Banyuwangi.

Cebu $1,423
Banyuwangi $759

Monthly costs for a family of three with rent: $1,913 in Cebu versus $1,049 in Banyuwangi.

Cebu $1,913
Banyuwangi $1,049

Living in Cebu is roughly 99% more expensive than in Banyuwangi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 31% lower, Banyuwangi 66% lower.

Meal at Budget Restaurant

$3.79 ₱243

$0.67 Rp 12.2K

465.67%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,493

$11.24 Rp 204.0K

107.56%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$3.08 Rp 55.9K

27.92%

Cappuccino

$2.54 ₱163

$1.18 Rp 21.4K

115.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$0.38 Rp 6,815

313.16%

Water (0.33 liter bottle)

$0.47 ₱29.87

$0.17 Rp 3,022

176.47%

Local Beer (0.5 liter draught)

$1.77 ₱113

$2.10 Rp 38.2K

-15.71%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$4.17 Rp 75.7K

-46.76%

Milk (1 liter)

$1.90 ₱121

$1.01 Rp 18.4K

88.12%

White Bread (500g)

$1.36 ₱87.3

$0.63 Rp 11.5K

115.87%

Rice (white) (1kg)

$0.94 ₱59.9

$0.79 Rp 14.4K

18.99%

Eggs

$1.99 ₱127

$0.73 Rp 13.3K

172.60%

Local Cheese (1kg)

$9.70 ₱621

$3.62 Rp 65.7K

167.96%

Chicken Fillets (1kg)

$4.32 ₱276

$2.08 Rp 37.7K

107.69%

Beef Round Steak (1kg)

$7.51 ₱481

$6.22 Rp 112.9K

20.74%

Apples (1kg)

$3.31 ₱212

$1.94 Rp 35.2K

70.62%

Banana (1kg)

$1.37 ₱87.6

$0.58 Rp 10.5K

136.21%

Oranges (1kg)

$2.34 ₱150

$0.70 Rp 12.7K

234.29%

Tomato (1kg)

$1.49 ₱95.5

$0.97 Rp 17.6K

53.61%

Potato (1kg)

$2.30 ₱147

$0.81 Rp 14.7K

183.95%

Onion (1kg)

$1.87 ₱120

$0.90 Rp 16.3K

107.78%

Lettuce (1 head)

$1.10 ₱70.4

$0.57 Rp 10.3K

92.98%

Water (1.5 liter bottle)

$0.63 ₱40.42

$0.33 Rp 5,912

90.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$1.96 Rp 35.5K

45.92%

Wine (Bottle)

$6.08 ₱389

$5.49 Rp 99.7K

10.75%

Local Beer (0.5 liter bottle)

$1.27 ₱81.6

$1.39 Rp 25.3K

-8.63%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$2.22 Rp 40.2K

-22.52%

One-way Ticket (Public Transport)

$0.22 ₱14.01

$0.23 Rp 4,165

-4.35%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

$11.37 Rp 206.3K

8.53%

Taxi Start (Normal Tariff)

$0.74 ₱47.60

$0.49 Rp 8,869

51.02%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.10

$0.29 Rp 5,314

-24.14%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱274

$2.58 Rp 46.9K

65.89%

Gasoline (1 liter)

$1.31 ₱83.8

$0.72 Rp 13.0K

81.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$22.4K Rp 406.4M

-7.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$27.9K Rp 507.1M

-31.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,577

$46.01 Rp 834.8K

157.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,009

$4.67 Rp 84.8K

237.47%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,813

$17.65 Rp 320.3K

60.51%

Gym Membership (Monthly)

$32.94 ₱2,108

$17.89 Rp 324.6K

84.13%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$8.03 Rp 145.8K

-19.18%

Cinema Ticket

$5.45 ₱349

$1.88 Rp 34.2K

189.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$27.75 Rp 503.5K

893.66%

International Primary School, 1 Child (Yearly)

$7,789 ₱498.4K

$1,080 Rp 19.6M

621.44%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,083

$22.34 Rp 405.3K

115.67%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,566

$10.98 Rp 199.3K

122.86%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,817

$54.8 Rp 994.4K

37.37%

Men's Leather Business Shoes

$58.0 ₱3,713

$27.18 Rp 493.2K

113.47%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$227 Rp 4.1M

110.32%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$148 Rp 2.7M

118.07%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.6K

$558 Rp 10.1M

72.63%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$368 Rp 6.7M

69.85%

Buy Apartment in City Center (m2)

$4,551 ₱291.2K

$1,173 Rp 21.3M

288.00%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

$778 Rp 14.1M

289.42%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$148 Rp 2.7M

125.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.84

5.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Banyuwangi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Banyuwangi

$148 31.4% 54.1% $174

Groceries & Markets

Cebu

$204 21.8%

Banyuwangi

$116 24.7% 43% $88

Monthly Utilities & Internet

Cebu

$163 17.4%

Banyuwangi

$68 14.6% 57.9% $94

Eating Out

Cebu

$94 10.1%

Banyuwangi

$50 10.6% 47.1% $44

Clothing & Footwear

Cebu

$93 9.9%

Banyuwangi

$52 11.1% 44% $41

Sport & Entertainment

Cebu

$44 4.7%

Banyuwangi

$22 4.6% 50.6% $22

Getting Around

Cebu

$15 1.6%

Banyuwangi

$14 3% 5.4% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $227 in Banyuwangi. Housing cost is often the main lever when comparing two cities.

Cebu pays about 2.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $11 in Banyuwangi for a mid-range dinner for two. Groceries echo the gap at $204 vs $116 per month, with Banyuwangi cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇩 Banyuwangi

🕒 Local time

22:40 10:40 PM

21:40 9:40 PM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

117,558

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.52 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,281 IDR (100,000 IDR = 4.93 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Banyuwangi 2,310 km ≈ 3 h 30 min nonstop flight

From you

Cebu
Banyuwangi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Banyuwangi: Cost of Living - Frequently Asked Questions

Banyuwangi is cheaper overall, especially in groceries, eating out, and clothing. The 99% gap adds up to real monthly savings that compound significantly over time.

Average pay in Cebu is about 2.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $477 in Cebu versus $227 in Banyuwangi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 75% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Banyuwangi – a meal for two runs $11 versus $23 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Banyuwangi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Banyuwangi gentler on the wallet – expenses run 50% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.