Last update: Oct 2026

Cost of Living Comparison Between Banyuwangi and Cebu

For one person, living is cheaper in Banyuwangi: $470 a month against $934 in Cebu, rent and utilities included – about $5,600 less a year. Rent and utilities account for about half of the difference.

23

Cost of Living Index in Banyuwangi
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Banyuwangi Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Banyuwangi

🇮🇩 Indonesia

$470

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Banyuwangi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banyuwangi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $470 in Banyuwangi versus $934 in Cebu.

Banyuwangi $470
Cebu $934

Estimated couple costs with rent: $759 in Banyuwangi versus $1,423 in Cebu.

Banyuwangi $759
Cebu $1,423

Monthly costs for a family of three with rent: $1,049 in Banyuwangi versus $1,913 in Cebu.

Banyuwangi $1,049
Cebu $1,913

Living in Banyuwangi costs roughly 50% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Banyuwangi 66% lower, Cebu 31% lower.

Meal at Budget Restaurant

$0.67 Rp 12.2K

$3.79 ₱243

-82.32%

Three-Course Dinner for Two, Mid-Range

$11.24 Rp 204.0K

$23.33 ₱1,493

-51.82%

Fast Food Meal (McDonalds, etc)

$3.08 Rp 55.9K

$3.94 ₱252

-21.83%

Cappuccino

$1.18 Rp 21.4K

$2.54 ₱163

-53.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 Rp 6,815

$1.57 ₱100

-75.80%

Water (0.33 liter bottle)

$0.17 Rp 3,022

$0.47 ₱29.87

-63.83%

Local Beer (0.5 liter draught)

$2.10 Rp 38.2K

$1.77 ₱113

18.64%

Imported Beer (0.33 liter bottle)

$4.17 Rp 75.7K

$2.22 ₱142

87.84%

Milk (1 liter)

$1.01 Rp 18.4K

$1.90 ₱121

-46.84%

White Bread (500g)

$0.63 Rp 11.5K

$1.36 ₱87.3

-53.68%

Rice (white) (1kg)

$0.79 Rp 14.4K

$0.94 ₱59.9

-15.96%

Eggs

$0.73 Rp 13.3K

$1.99 ₱127

-63.32%

Local Cheese (1kg)

$3.62 Rp 65.7K

$9.70 ₱621

-62.68%

Chicken Fillets (1kg)

$2.08 Rp 37.7K

$4.32 ₱276

-51.85%

Beef Round Steak (1kg)

$6.22 Rp 112.9K

$7.51 ₱481

-17.18%

Apples (1kg)

$1.94 Rp 35.2K

$3.31 ₱212

-41.39%

Banana (1kg)

$0.58 Rp 10.5K

$1.37 ₱87.6

-57.66%

Oranges (1kg)

$0.70 Rp 12.7K

$2.34 ₱150

-70.09%

Tomato (1kg)

$0.97 Rp 17.6K

$1.49 ₱95.5

-34.90%

Potato (1kg)

$0.81 Rp 14.7K

$2.30 ₱147

-64.78%

Onion (1kg)

$0.90 Rp 16.3K

$1.87 ₱120

-51.87%

Lettuce (1 head)

$0.57 Rp 10.3K

$1.10 ₱70.4

-48.18%

Water (1.5 liter bottle)

$0.33 Rp 5,912

$0.63 ₱40.42

-47.62%

Cigarettes 20 Pack (Marlboro, Camel)

$1.96 Rp 35.5K

$2.86 ₱183

-31.47%

Wine (Bottle)

$5.49 Rp 99.7K

$6.08 ₱389

-9.70%

Local Beer (0.5 liter bottle)

$1.39 Rp 25.3K

$1.27 ₱81.6

9.45%

Imported Beer (0.33 liter bottle)

$2.22 Rp 40.2K

$1.72 ₱110

29.07%

One-way Ticket (Public Transport)

$0.23 Rp 4,165

$0.22 ₱14.01

4.55%

Public Transport Monthly Pass (Regular Price)

$11.37 Rp 206.3K

$12.34 ₱790

-7.86%

Taxi Start (Normal Tariff)

$0.49 Rp 8,869

$0.74 ₱47.60

-33.78%

Taxi (Normal Tariff) (1km)

$0.29 Rp 5,314

$0.22 ₱14.10

31.82%

Taxi 1hour Waiting (Normal Tariff)

$2.58 Rp 46.9K

$4.28 ₱274

-39.72%

Gasoline (1 liter)

$0.72 Rp 13.0K

$1.31 ₱83.8

-45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.4K Rp 406.4M

$20.8K ₱1.3M

7.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K Rp 507.1M

$19.0K ₱1.2M

46.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.01 Rp 834.8K

$118 ₱7,577

-61.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.67 Rp 84.8K

$15.76 ₱1,009

-70.37%

Internet (50+ Mbps, Unlimited Data)

$17.65 Rp 320.3K

$28.33 ₱1,813

-37.70%

Gym Membership (Monthly)

$17.89 Rp 324.6K

$32.94 ₱2,108

-45.69%

Tennis Court (1 Hour on Weekend)

$8.03 Rp 145.8K

$6.49 ₱415

23.73%

Cinema Ticket

$1.88 Rp 34.2K

$5.45 ₱349

-65.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$27.75 Rp 503.5K

$276 ₱17.6K

-89.94%

International Primary School, 1 Child (Yearly)

$1,080 Rp 19.6M

$7,789 ₱498.4K

-86.14%

Jeans (Levis 501 Or Similar)

$22.34 Rp 405.3K

$48.18 ₱3,083

-53.63%

Summer Dress (H&M, Zara, etc)

$10.98 Rp 199.3K

$24.47 ₱1,566

-55.13%

Sport Shoes (Adidas, Nike)

$54.8 Rp 994.4K

$75.3 ₱4,817

-27.21%

Men's Leather Business Shoes

$27.18 Rp 493.2K

$58.0 ₱3,713

-53.15%

1-bedroom Apartment, City Center (Monthly)

$227 Rp 4.1M

$477 ₱30.5K

-52.45%

1-bedroom Apartment, Outside City Center (Monthly)

$148 Rp 2.7M

$322 ₱20.6K

-54.14%

3-bedroom Apartment, City Center (Monthly)

$558 Rp 10.1M

$963 ₱61.6K

-42.07%

3-bedroom Apartment, Outside City Center (Monthly)

$368 Rp 6.7M

$626 ₱40.0K

-41.13%

Buy Apartment in City Center (m2)

$1,173 Rp 21.3M

$4,551 ₱291.2K

-74.23%

Buy Apartment Outside City Center (m2)

$778 Rp 14.1M

$3,028 ₱193.8K

-74.32%

Average Monthly Net Salary (After Tax)

$148 Rp 2.7M

$333 ₱21.3K

-55.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.84

7.2

-5.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banyuwangi: October 24, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Banyuwangi

$148 31.4%

Cebu

$322 34.5% 118% $174

Groceries & Markets

Banyuwangi

$116 24.7%

Cebu

$204 21.8% 75.5% $88

Monthly Utilities & Internet

Banyuwangi

$68 14.6%

Cebu

$163 17.4% 138% $94

Clothing & Footwear

Banyuwangi

$52 11.1%

Cebu

$93 9.9% 78.6% $41

Eating Out

Banyuwangi

$50 10.6%

Cebu

$94 10.1% 89.1% $44

Sport & Entertainment

Banyuwangi

$22 4.6%

Cebu

$44 4.7% 102% $22

Getting Around

Banyuwangi

$14 3%

Cebu

$15 1.6% 5.8% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $227 in Banyuwangi and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays about 2.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $11 in Banyuwangi vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $116 vs $204 per month, with Banyuwangi cheaper across the board.

Good to know

🇮🇩 Banyuwangi

🇵🇭 Cebu

🕒 Local time

20:20 8:20 PM

21:20 9:20 PM

1 h ahead of Banyuwangi

🌤 Weather

👥 Population

117,558

964,169

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,281 IDR (100,000 IDR = 4.93 EUR).

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.52 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Banyuwangi Cebu 2,310 km ≈ 3 h 30 min nonstop flight

From you

Banyuwangi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banyuwangi vs Cebu: Cost of Living - Frequently Asked Questions

Banyuwangi is cheaper overall, especially in groceries, eating out, and clothing. The 99% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 56% lower in Banyuwangi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $227 in Banyuwangi versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 75% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Banyuwangi – a meal for two runs $11 versus $23 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Banyuwangi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Banyuwangi gentler on the wallet – expenses run 50% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.