Last update: Oct 2026

Cost of Living Comparison Between Cebu and Banha

For one person, living is cheaper in Banha: $386 a month against $918 in Cebu, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
19

Cost of Living Index in Banha
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Banha Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Banha

🇪🇬 Egypt

$386

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Banha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Banha actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $386 in Banha, rent included.

Cebu $918
Banha $386

A couple spends around $1,409 per month in Cebu vs $631 in Banha, rent included.

Cebu $1,409
Banha $631

A family of three spends $1,900 per month in Cebu vs $875 in Banha, rent included.

Cebu $1,900
Banha $875

Cebu costs about 138% more than Banha, and outside of rent the biggest gap is in groceries.

Both Cebu and Banha are more affordable than the global median – Cebu 32% lower, Banha 71% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.71 E£198

-16.71%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$11.23 E£600

115.67%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$2.77 E£148

41.52%

Cappuccino

$2.51 ₱158

$0.49 E£26.18

412.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.32 E£17.25

396.88%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.09 E£4.64

488.89%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.31 E£70.0

35.88%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.82 E£151

-23.05%

Milk (1 liter)

$1.92 ₱121

$0.83 E£44.08

131.33%

White Bread (500g)

$1.36 ₱85.4

$0.71 E£37.66

91.55%

Rice (white) (1kg)

$1.01 ₱63.5

$0.59 E£31.71

71.19%

Eggs

$2.03 ₱128

$1.15 E£61.4

76.52%

Local Cheese (1kg)

$9.86 ₱621

$1.85 E£98.8

432.97%

Chicken Fillets (1kg)

$4.39 ₱277

$4.40 E£235

-0.23%

Beef Round Steak (1kg)

$7.60 ₱479

$8.91 E£476

-14.70%

Apples (1kg)

$3.30 ₱208

$1.50 E£80.0

120.00%

Banana (1kg)

$1.39 ₱87.8

$0.45 E£24.30

208.89%

Oranges (1kg)

$2.33 ₱147

$0.56 E£29.67

316.07%

Tomato (1kg)

$1.50 ₱94.3

$0.35 E£18.71

328.57%

Potato (1kg)

$2.36 ₱149

$0.24 E£12.72

883.33%

Onion (1kg)

$1.90 ₱119

$0.30 E£15.75

533.33%

Lettuce (1 head)

$1.19 ₱74.9

$0.27 E£14.47

340.74%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.19 E£10.06

231.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.31 E£70.1

129.01%

Wine (Bottle)

$6.03 ₱379

$5.75 E£307

4.87%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.20 E£64.1

2.50%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.20 E£117

-20.45%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.17 E£9.27

47.06%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.55 E£29.24

40.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.19 E£10.39

21.05%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$0.91 E£48.70

390.11%

Gasoline (1 liter)

$1.31 ₱82.8

$0.46 E£24.64

184.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.5K E£1.7M

-32.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.7K E£1.4M

-28.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$14.37 E£767

736.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$2.30 E£123

508.70%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$13.11 E£700

110.07%

Gym Membership (Monthly)

$32.33 ₱2,035

$13.79 E£736

134.45%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$2.86 E£153

97.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$87.4 E£4,668

214.96%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,143 E£114.4K

269.46%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$6.84 E£365

621.20%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$11.60 E£619

117.59%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$127 E£6,767

-39.27%

Men's Leather Business Shoes

$57.2 ₱3,601

$55.3 E£2,953

3.44%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$127 E£6,786

293.04%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$69.2 E£3,698

346.01%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$256 E£13.6K

321.72%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$155 E£8,299

295.87%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$826 E£44.1K

249.41%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$403 E£21.5K

375.36%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

21.33

-66.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Banha: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Banha

$69 17.9% 77.6% $240

Groceries & Markets

Cebu

$206 22.4%

Banha

$117 30.4% 43% $89

Monthly Utilities & Internet

Cebu

$162 17.6%

Banha

$30 7.7% 81.6% $132

Clothing & Footwear

Cebu

$94 10.2%

Banha

$90 23.4% 4% $3.7

Eating Out

Cebu

$88 9.6%

Banha

$58 15% 34.6% $31

Sport & Entertainment

Cebu

$44 4.8%

Banha

$20 5.1% 55.2% $24

Getting Around

Cebu

$16 1.7%

Banha

$2.2 * 0.6% 85.7% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $127 in Banha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $24.00 in Cebu versus $11.00 in Banha. Monthly groceries follow the same trend: $206 vs $117 – making Banha the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇪🇬 Banha

🕒 Local time

23:54 11:54 PM

18:54 6:54 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

167,029

💱 Currency

Philippine Peso PHP ₱

Egyptian Pound EGP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 EGP = 1.87 USD

100 EGP = 1.67 EUR

Exchange rates and currency converter

EGP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Egyptian Pound exchange rates as of October 18, 2026: 1 USD = 53.4 EGP (100 EGP = 1.87 USD). 1 EUR = 60.03 EGP (100 EGP = 1.67 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Banha 9,690 km ≈ 13 h nonstop flight

From you

Cebu
Banha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Banha: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $918 in Cebu, $386 in Banha – roughly 138% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $579 in Banha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $918 in Cebu and $386 in Banha. That's a gap of about 138%.

Kindergarten costs $275 per month in Cebu and $87.4 in Banha. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $918 in Cebu and $386 in Banha, leaving budget for savings and extras in both cases.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $386 in Banha to $918 in Cebu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.