Last update: Oct 2026

Cost of Living Comparison Between Cebu and Baidoa

For one person, living is cheaper in Baidoa: $105 a month against $915 in Cebu, rent and utilities included – about $9,700 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Baidoa

🇸🇴 Somalia

$105

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Baidoa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Baidoa actually costs, broken down by who's living it.

A single person spends $915 per month in Cebu vs $105 in Baidoa, rent included.

Cebu $915
Baidoa $105

A couple spends around $1,418 per month in Cebu vs $186 in Baidoa, rent included.

Cebu $1,418
Baidoa $186

A family of three spends $1,921 per month in Cebu vs $266 in Baidoa, rent included.

Cebu $1,921
Baidoa $266

Cebu costs about 769% more than Baidoa, and outside of rent the biggest gap is in groceries.

Both Cebu and Baidoa are more affordable than the global median – Cebu 33% lower, Baidoa 92% lower.

Meal at Budget Restaurant

$3.05 ₱192

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

Cappuccino

$2.50 ₱157

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

Water (0.33 liter bottle)

$0.50 ₱31.37

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱136

Milk (1 liter)

$2.00 ₱126

$2.03 SOS 1,152

-1.48%

White Bread (500g)

$1.37 ₱86.2

Rice (white) (1kg)

$1.03 ₱64.9

$1.17 SOS 665

-11.97%

Eggs

$2.03 ₱128

$3.62 SOS 2,056

-43.92%

Local Cheese (1kg)

$10.20 ₱642

Chicken Fillets (1kg)

$4.45 ₱280

$8.88 SOS 5,046

-49.89%

Beef Round Steak (1kg)

$7.67 ₱483

$7.12 SOS 4,042

7.72%

Apples (1kg)

$3.31 ₱208

Banana (1kg)

$1.46 ₱91.8

Oranges (1kg)

$2.32 ₱146

Tomato (1kg)

$1.49 ₱94.0

Potato (1kg)

$2.34 ₱147

Onion (1kg)

$1.94 ₱122

Lettuce (1 head)

$1.16 ₱73.0

Water (1.5 liter bottle)

$0.68 ₱42.89

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

Wine (Bottle)

$6.24 ₱393

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

Gasoline (1 liter)

$1.32 ₱82.9

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

Gym Membership (Monthly)

$32.31 ₱2,034

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

Men's Leather Business Shoes

$58.9 ₱3,706

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Baidoa: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Baidoa

–

Groceries & Markets

Cebu

$210 22.9%

Baidoa

–

Monthly Utilities & Internet

Cebu

$160 17.5%

Baidoa

–

Clothing & Footwear

Cebu

$94 10.3%

Baidoa

–

Eating Out

Cebu

$88 9.6%

Baidoa

–

Sport & Entertainment

Cebu

$43 4.7%

Baidoa

–

Getting Around

Cebu

$15 1.7%

Baidoa

–

Good to know

🇵🇭 Cebu

🇸🇴 Baidoa

🕒 Local time

00:50 12:50 AM

19:50 7:50 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

129,839

💱 Currency

Philippine Peso PHP ₱

Somali Shilling SOS Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 SOS = 1.76 USD

1,000 SOS = 1.57 EUR

Exchange rates and currency converter

SOS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Somali Shilling exchange rates as of October 20, 2026: 1 USD = 568 SOS (1,000 SOS = 1.76 USD). 1 EUR = 639 SOS (1,000 SOS = 1.57 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Baidoa 8,880 km ≈ 12 h nonstop flight

From you

Cebu
Baidoa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Baidoa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $915 in Cebu, $105 in Baidoa – roughly 769% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,372 per month in Cebu and $158 in Baidoa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $915 in Cebu and $105 in Baidoa. That's a gap of about 769%.

Groceries cost about 99% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $915 in Cebu and $105 in Baidoa, leaving budget for savings and extras in both cases.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $105 in Baidoa to $915 in Cebu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Baidoa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.