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Cost of Living Comparison Between Cebu and Baguio Cost of Living Comparison Between Cebu and Baguio

😐 Solo nomad: Cebu is 19.5% more expensive than Baguio without rent, and 11% more expensive with rent.
😐 Family of 3: Cebu is 20.7% more expensive than Baguio without rent, and 21% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Baguio
Difference
Meal at Budget Restaurant
$4.55 ₱271
$3.64 ₱216
25.00%
Three-Course Dinner for Two, Mid-Range
$24.29 ₱1,444
$13.09 ₱778
85.56%
Fast Food Meal (McDonalds, etc)
$4.49 ₱267
$2.67 ₱159
68.16%
Cappuccino
$2.51 ₱149
$2.43 ₱145
3.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 ₱48.11
$0.64 ₱37.91
26.56%
Water (0.33 liter bottle)
$0.45 ₱26.98
$0.41 ₱24.19
9.76%
Local Beer (0.5 liter draught)
$1.58 ₱94.0
$1.45 ₱86.4
8.97%
Imported Beer (0.33 liter bottle)
$2.14 ₱127
$1.93 ₱115
10.88%
🛒 Groceries & Markets
Cebu
Baguio
Difference
Milk (1 liter)
$2.31 ₱137
$1.84 ₱110
25.54%
White Bread (500g)
$1.56 ₱92.7
$1.19 ₱70.6
31.09%
Rice (white) (1kg)
$1.17 ₱69.7
$1.08 ₱64.2
8.33%
Eggs
$2.29 ₱136
$2.18 ₱130
5.05%
Local Cheese (1kg)
$13.04 ₱775
$9.39 ₱558
38.87%
Chicken Fillets (1kg)
$5.28 ₱314
$3.92 ₱233
34.69%
Beef Round Steak (1kg)
$7.80 ₱464
$8.51 ₱506
-8.34%
Apples (1kg)
$3.59 ₱213
$2.72 ₱162
31.99%
Banana (1kg)
$1.52 ₱90.1
$1.80 ₱107
-15.56%
Oranges (1kg)
$3.28 ₱195
$2.35 ₱140
39.57%
Tomato (1kg)
$2.21 ₱132
$1.16 ₱68.8
90.52%
Potato (1kg)
$2.55 ₱152
$1.82 ₱108
40.11%
Onion (1kg)
$2.57 ₱153
$2.30 ₱137
11.74%
Lettuce (1 head)
$0.98 ₱58.0
$0.68 ₱40.61
44.12%
Water (1.5 liter bottle)
$0.78 ₱46.32
$0.75 ₱44.59
4.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 ₱193
$3.26 ₱193
-0.31%
Wine (Bottle)
$6.86 ₱407
$9.54 ₱567
-28.09%
Local Beer (0.5 liter bottle)
$1.17 ₱69.3
$1.02 ₱60.6
14.71%
Imported Beer (0.33 liter bottle)
$2.28 ₱135
$2.33 ₱138
-2.15%
🚌 Getting Around
Cebu
Baguio
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.42
$0.28 ₱16.82
-7.14%
Public Transport Monthly Pass (Regular Price)
$14.80 ₱879
$10.54 ₱626
40.42%
Taxi Start (Normal Tariff)
$0.81 ₱48.11
$0.92 ₱54.9
-11.96%
Taxi (Normal Tariff) (1km)
$0.25 ₱14.96
$0.22 ₱13.04
13.64%
Taxi 1hour Waiting (Normal Tariff)
$2.58 ₱154
$2.34 ₱139
10.26%
Gasoline (1 liter)
$1.10 ₱65.3
$1.11 ₱65.7
-0.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K ₱1.8M
$31.4K ₱1.9M
-3.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$20.3K ₱1.2M
34.94%
🧾 Monthly Utilities & Internet
Cebu
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 ₱5,756
$149 ₱8,876
-35.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 ₱2,005
$34.01 ₱2,021
-0.79%
Internet (50+ Mbps, Unlimited Data)
$29.72 ₱1,766
$26.10 ₱1,551
13.87%
🎉 Sport & Entertainment
Cebu
Baguio
Difference
Gym Membership (Monthly)
$33.41 ₱1,986
$21.62 ₱1,285
54.53%
Tennis Court (1 Hour on Weekend)
$8.22 ₱489
$4.06 ₱241
102.46%
Cinema Ticket
$5.78 ₱343
$5.60 ₱333
3.21%
🧸 Childcare & Education
Cebu
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 ₱14.0K
$149 ₱8,838
58.81%
International Primary School, 1 Child (Yearly)
$3,881 ₱230.6K
$4,715 ₱280.2K
-17.69%
👕👟 Clothing & Footwear
Cebu
Baguio
Difference
Jeans (Levis 501 Or Similar)
$52.9 ₱3,141
$48.65 ₱2,891
8.65%
Summer Dress (H&M, Zara, etc)
$23.20 ₱1,379
$27.89 ₱1,658
-16.82%
Sport Shoes (Adidas, Nike)
$76.7 ₱4,560
$75.8 ₱4,505
1.21%
Men's Leather Business Shoes
$56.3 ₱3,348
$46.85 ₱2,784
20.23%
🏠 Accommodation & Living
Cebu
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$505 ₱30.0K
$345 ₱20.5K
46.25%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱12.9K
$141 ₱8,375
53.92%
3-bedroom Apartment, City Center (Monthly)
$807 ₱47.9K
$554 ₱32.9K
45.68%
3-bedroom Apartment, Outside City Center (Monthly)
$383 ₱22.7K
$271 ₱16.1K
41.27%
Buy Apartment in City Center (m2)
$3,099 ₱184.1K
$2,502 ₱148.7K
23.82%
Buy Apartment Outside City Center (m2)
$1,967 ₱116.9K
$992 ₱58.9K
98.36%
💵 Salaries & Financials
Cebu
Baguio
Difference
Average Monthly Net Salary (After Tax)
$370 ₱22.0K
$223 ₱13.2K
65.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
4.5
77.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Baguio: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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