Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ayutthaya

For one person, living is cheaper in Ayutthaya: $760 a month against $918 in Cebu, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
37

Cost of Living Index in Ayutthaya
Learn more

Ayutthaya Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ayutthaya

🇹🇭 Thailand

$760

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ayutthaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ayutthaya actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $760 in Ayutthaya, rent included.

Cebu $918
Ayutthaya $760

A couple spends around $1,409 per month in Cebu vs $1,387 in Ayutthaya, rent included.

Cebu $1,409
Ayutthaya $1,387

A family of three spends $1,900 per month in Cebu vs $2,014 in Ayutthaya, rent included.

Cebu $1,900
Ayutthaya $2,014

Cebu costs about 21% more than Ayutthaya, and outside of rent the biggest gap is in leisure.

Both Cebu and Ayutthaya are more affordable than the global median – Cebu 32% lower, Ayutthaya 44% lower.

Meal at Budget Restaurant

$3.09 ₱195

$1.75 ฿58.4

76.57%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$22.42 ฿749

8.03%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.40 ฿214

-38.75%

Cappuccino

$2.51 ₱158

$1.91 ฿63.8

31.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.69 ฿23.16

130.43%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.31 ฿10.36

70.97%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.13 ฿71.4

-16.43%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.90 ฿96.8

-25.17%

Milk (1 liter)

$1.92 ₱121

$1.45 ฿48.58

32.41%

White Bread (500g)

$1.36 ₱85.5

$1.33 ฿44.35

2.26%

Rice (white) (1kg)

$1.01 ₱63.6

$1.22 ฿40.73

-17.21%

Eggs

$2.03 ₱128

$1.83 ฿61.2

10.93%

Local Cheese (1kg)

$9.86 ₱621

$12.06 ฿403

-18.24%

Chicken Fillets (1kg)

$4.39 ₱277

$2.49 ฿83.3

76.31%

Beef Round Steak (1kg)

$7.60 ₱479

$10.32 ฿345

-26.36%

Apples (1kg)

$3.30 ₱208

$2.43 ฿81.2

35.80%

Banana (1kg)

$1.39 ₱87.8

$1.02 ฿34.05

36.27%

Oranges (1kg)

$2.33 ₱147

$2.26 ฿75.5

3.10%

Tomato (1kg)

$1.50 ₱94.3

$1.35 ฿45.13

11.11%

Potato (1kg)

$2.36 ₱149

$1.73 ฿57.8

36.42%

Onion (1kg)

$1.90 ₱119

$1.05 ฿35.05

80.95%

Lettuce (1 head)

$1.19 ₱74.9

$0.75 ฿25.15

58.67%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.41 ฿13.79

53.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.46 ฿116

-13.29%

Wine (Bottle)

$6.03 ₱380

$14.02 ฿469

-56.99%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.60 ฿53.4

-23.13%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.78 ฿59.6

-1.69%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$0.93 ฿31.00

-73.12%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$11.94 ฿399

5.86%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$1.47 ฿49.20

-47.62%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$1.57 ฿52.6

-85.35%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.97 ฿166

-10.26%

Gasoline (1 liter)

$1.31 ₱82.8

$1.10 ฿36.73

19.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$16.3K ฿544.3K

30.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.7K ฿891.3K

-28.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$83.7 ฿2,798

43.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$9.07 ฿303

54.36%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$14.08 ฿471

95.60%

Gym Membership (Monthly)

$32.33 ₱2,036

$66.3 ฿2,215

-51.21%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$14.01 ฿468

-52.53%

Cinema Ticket

$5.65 ₱356

$4.45 ฿149

26.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$197 ฿6,575

39.94%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$10.9K ฿365.2K

-27.54%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$58.5 ฿1,956

-15.72%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$42.47 ฿1,419

-40.57%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$71.0 ฿2,372

8.41%

Men's Leather Business Shoes

$57.2 ₱3,603

$58.9 ฿1,967

-2.84%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$443 ฿14.8K

12.87%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$164 ฿5,496

87.78%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,367 ฿45.7K

-21.18%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$723 ฿24.2K

-14.89%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$1,908 ฿63.8K

51.23%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,555 ฿52.0K

23.23%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$951 ฿31.8K

-63.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

140.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ayutthaya: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ayutthaya

$164 21.6% 46.7% $144

Groceries & Markets

Cebu

$206 22.4%

Ayutthaya

$209 27.4% 1.3% $2.6

Monthly Utilities & Internet

Cebu

$162 17.6%

Ayutthaya

$107 14.1% 33.9% $55

Clothing & Footwear

Cebu

$94 10.2%

Ayutthaya

$104 13.7% 10.6% $10

Eating Out

Cebu

$88 9.6%

Ayutthaya

$77 10.1% 13.3% $12

Sport & Entertainment

Cebu

$44 4.8%

Ayutthaya

$75 9.9% 72.3% $32

Getting Around

Cebu

$16 1.7%

Ayutthaya

$25 3.3% 60.4% $9.4

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $443 in Ayutthaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 175% higher in Ayutthaya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $24.00 in Cebu versus $22.00 in Ayutthaya. Groceries tell a different story – $206 in Cebu vs $209 in Ayutthaya – so Cebu wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇹🇭 Ayutthaya

🕒 Local time

03:24 3:24 AM

02:24 2:24 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

50,830

💱 Currency

Philippine Peso PHP ₱

Thai Baht THB ฿

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ayutthaya 2,570 km ≈ 3 h 45 min nonstop flight

From you

Cebu
Ayutthaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ayutthaya: Cost of Living - Frequently Asked Questions

Yes – Cebu is pricier by about 21%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,377 per month in Cebu and $1,141 in Ayutthaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ayutthaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $275 per month in Cebu and $197 in Ayutthaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 1% cheaper in Cebu – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $760 in Ayutthaya, leaving budget for savings and extras in both cases.

Families tend to lean toward Ayutthaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ayutthaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.