Last update: Oct 2026

Cost of Living Comparison Between Cebu and Attard

For one person, living is cheaper in Cebu: $934 a month against $2,528 in Attard, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
122

Cost of Living Index in Attard
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Attard Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Attard

🇲🇹 Malta

$2,528

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Attard

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Attard actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $2,528 in Attard, rent included.

Cebu $934
Attard $2,528

A couple spends around $1,415 per month in Cebu vs $3,273 in Attard, rent included.

Cebu $1,415
Attard $3,273

A family of three spends $1,896 per month in Cebu vs $4,019 in Attard, rent included.

Cebu $1,896
Attard $4,019

Cebu is about 63% cheaper than Attard, and outside of rent the biggest gap is in eating out.

Cebu sits 30% below the global median, while Attard is 89% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.03 ₱190

$19.36 €17.28

-84.35%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$78.0 €69.6

-69.88%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$9.27 €8.28

-55.88%

Cappuccino

$2.52 ₱158

$2.75 €2.45

-8.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.73 €1.55

-10.98%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.24 €1.11

-60.48%

Local Beer (0.5 liter draught)

$1.79 ₱112

$4.51 €4.02

-60.31%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$4.51 €4.02

-49.89%

Milk (1 liter)

$1.95 ₱122

$1.36 €1.21

43.38%

White Bread (500g)

$1.43 ₱89.7

$1.31 €1.17

9.16%

Rice (white) (1kg)

$1.02 ₱63.8

$4.41 €3.94

-76.87%

Eggs

$2.06 ₱129

$4.21 €3.75

-51.07%

Local Cheese (1kg)

$9.81 ₱615

$8.38 €7.48

17.06%

Chicken Fillets (1kg)

$4.61 ₱289

$10.29 €9.18

-55.20%

Beef Round Steak (1kg)

$7.70 ₱483

$18.61 €16.61

-58.62%

Apples (1kg)

$3.31 ₱207

$4.10 €3.66

-19.27%

Banana (1kg)

$1.45 ₱90.9

$2.74 €2.45

-47.08%

Oranges (1kg)

$2.36 ₱148

$3.58 €3.20

-34.08%

Tomato (1kg)

$1.54 ₱96.4

$3.43 €3.06

-55.10%

Potato (1kg)

$2.36 ₱148

$2.43 €2.17

-2.88%

Onion (1kg)

$1.99 ₱125

$1.97 €1.76

1.02%

Lettuce (1 head)

$1.15 ₱72.1

$2.30 €2.05

-50.00%

Water (1.5 liter bottle)

$0.67 ₱42.15

$1.30 €1.16

-48.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$6.63 €5.91

-54.75%

Wine (Bottle)

$6.35 ₱398

$8.38 €7.48

-24.22%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.72 €1.53

-23.84%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.36 €2.10

-26.69%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$2.88 €2.57

-91.32%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$5.60 €5.00

-86.79%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.19 €1.95

-90.41%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$27.20 €24.28

-84.08%

Gasoline (1 liter)

$1.33 ₱83.5

$1.47 €1.31

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$37.5K €33.5K

-41.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$38.9K €34.7K

-50.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$104 €93.2

15.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$26.07 €23.26

-44.57%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$42.52 €37.95

-33.47%

Gym Membership (Monthly)

$32.68 ₱2,050

$41.96 €37.44

-22.12%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$10.20 €9.11

-46.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$370 €331

-26.19%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$10.9K €9,769

-25.49%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$87.5 €78.1

-43.33%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$40.42 €36.07

-38.47%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$101 €89.8

-23.88%

Men's Leather Business Shoes

$59.3 ₱3,717

$78.8 €70.3

-24.78%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,826 €1,629

-72.30%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,523 €1,359

-79.68%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$2,092 €1,867

-49.73%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$1,677 €1,496

-63.08%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$2,242 €2,000

30.07%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,707 €1,523

9.39%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$1,231 €1,099

-72.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.9

148.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Attard: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Attard

$1.5K 60.6% 392% $1.2K

Groceries & Markets

Cebu

$210 22.7%

Attard

$328 13.1% 56% $118

Monthly Utilities & Internet

Cebu

$163 17.7%

Attard

$173 6.9% 6% $9.7

Clothing & Footwear

Cebu

$95 10.2%

Attard

$138 5.5% 46.1% $44

Eating Out

Cebu

$88 9.6%

Attard

$259 10.3% 193% $171

Sport & Entertainment

Cebu

$44 4.7%

Attard

$62 2.5% 43.1% $19

Getting Around

Cebu

$15 1.7%

Attard

$28 * 1.1% 81.7% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $1,826 in Attard. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 261% higher in Attard, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Cebu versus $78.0 in Attard. Monthly groceries follow the same trend: $210 vs $328 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇲🇹 Attard

🕒 Local time

15:28 3:28 PM

09:28 9:28 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

10,650

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Attard 11,040 km ≈ 14 h nonstop flight

From you

Cebu
Attard

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Attard: Cost of Living - Frequently Asked Questions

Attard costs about 171% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,401 per month in Cebu and $3,792 in Attard. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Cebu and $78.0 in Attard. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 56% more in Attard, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Attard at $2,528. In Cebu it covers expenses comfortably, while in Attard it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $934 versus $2,528 in Attard. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Attard makes more sense. Both are solid long-term options with distinct trade-offs.