Last update: Oct 2026

Cost of Living Comparison Between Cebu and Atsugi

For one person, living is cheaper in Cebu: $918 a month against $1,244 in Atsugi, rent and utilities included – about $3,900 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
61

Cost of Living Index in Atsugi
Learn more

Atsugi Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Atsugi

🇯🇵 Japan

$1,244

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Atsugi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Atsugi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,244 in Atsugi.

Cebu $918
Atsugi $1,244

Estimated couple costs with rent: $1,409 in Cebu versus $2,157 in Atsugi.

Cebu $1,409
Atsugi $2,157

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,070 in Atsugi.

Cebu $1,900
Atsugi $3,070

Living in Cebu costs roughly 26% less than in Atsugi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Atsugi 8% lower.

Meal at Budget Restaurant

$3.09 ₱194

$7.93 ¥1,252

-61.03%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$25.65 ¥4,052

-5.58%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.95 ¥782

-20.81%

Cappuccino

$2.51 ₱158

$1.90 ¥301

32.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.93 ¥147

70.97%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.68 ¥107

-22.06%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.72 ¥429

-34.56%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.07 ¥484

-29.32%

Milk (1 liter)

$1.92 ₱121

$1.51 ¥238

27.15%

White Bread (500g)

$1.36 ₱85.4

$1.48 ¥233

-8.11%

Rice (white) (1kg)

$1.01 ₱63.5

$4.05 ¥640

-75.06%

Eggs

$2.03 ₱128

$2.08 ¥328

-2.40%

Local Cheese (1kg)

$9.86 ₱621

$15.93 ¥2,517

-38.10%

Chicken Fillets (1kg)

$4.39 ₱277

$4.48 ¥708

-2.01%

Beef Round Steak (1kg)

$7.60 ₱479

$12.30 ¥1,943

-38.21%

Apples (1kg)

$3.30 ₱208

$5.30 ¥838

-37.74%

Banana (1kg)

$1.39 ₱87.8

$1.98 ¥312

-29.80%

Oranges (1kg)

$2.33 ₱147

$3.80 ¥601

-38.68%

Tomato (1kg)

$1.50 ₱94.3

$2.70 ¥426

-44.44%

Potato (1kg)

$2.36 ₱149

$2.64 ¥417

-10.61%

Onion (1kg)

$1.90 ₱119

$1.92 ¥304

-1.04%

Lettuce (1 head)

$1.19 ₱74.9

$1.16 ¥184

2.59%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.90 ¥142

-30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.52 ¥557

-14.77%

Wine (Bottle)

$6.03 ₱379

$9.35 ¥1,477

-35.51%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.61 ¥255

-23.60%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.15 ¥340

-18.60%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.61 ¥412

-90.42%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$52.4 ¥8,275

-75.87%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.11 ¥491

-75.24%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.81 ¥445

-91.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$9.62 ¥1,520

-53.64%

Gasoline (1 liter)

$1.31 ₱82.8

$1.05 ¥166

24.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.7K ¥2.0M

67.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$15.3K ¥2.4M

25.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$230 ¥36.3K

-47.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$14.11 ¥2,230

-0.78%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$30.54 ¥4,825

-9.82%

Gym Membership (Monthly)

$32.33 ₱2,035

$51.6 ¥8,147

-37.31%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$7.46 ¥1,179

-10.86%

Cinema Ticket

$5.65 ₱356

$11.56 ¥1,827

-51.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$321 ¥50.7K

-14.15%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,085 ¥961.3K

30.13%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$40.67 ¥6,425

21.29%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$24.20 ¥3,824

4.30%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$53.4 ¥8,433

44.17%

Men's Leather Business Shoes

$57.2 ₱3,601

$31.98 ¥5,053

78.86%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$523 ¥82.6K

-4.42%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$334 ¥52.7K

-7.46%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,090 ¥172.2K

-1.14%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,260 ¥199.1K

-51.17%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,945 ¥623.3K

-26.85%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,794 ¥283.4K

6.84%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$3,774 ¥596.3K

-90.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.02

256.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Atsugi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Atsugi

$334 26.8% 8.1% $25

Groceries & Markets

Cebu

$206 22.4%

Atsugi

$287 23.1% 39.3% $81

Monthly Utilities & Internet

Cebu

$162 17.6%

Atsugi

$274 22.1% 69.6% $113

Clothing & Footwear

Cebu

$94 10.2%

Atsugi

$68 5.4% 28% $26

Eating Out

Cebu

$88 9.6%

Atsugi

$127 10.2% 44.2% $39

Sport & Entertainment

Cebu

$44 4.8%

Atsugi

$75 6% 71.2% $31

Getting Around

Cebu

$16 1.7%

Atsugi

$80 6.4% 414% $64

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $523 in Atsugi. Housing cost is often the main lever when comparing two cities.

Atsugi pays 991% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $26.00 in Atsugi for a mid-range dinner for two. Groceries echo the gap at $206 vs $287 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇯🇵 Atsugi

🕒 Local time

12:40 12:40 PM

13:40 1:40 PM

1 h ahead of Cebu

🌤 Weather

👥 Population

964,169

223,705

💱 Currency

Philippine Peso PHP ₱

Japanese Yen JPY ¥

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Atsugi 3,200 km ≈ 4 h 30 min nonstop flight

From you

Cebu
Atsugi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Atsugi: Cost of Living - Frequently Asked Questions

Cebu and Atsugi differ by about 36% in total monthly costs ($918 vs $1,244 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 991% lower in Atsugi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $523 in Atsugi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $26.00 in Atsugi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $1,244 in Atsugi – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,244 in Atsugi, a $1,500 budget is realistic in Cebu but tight or insufficient in Atsugi. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Atsugi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 36% less than in Atsugi. Beyond cost, consider language, visa policies, and how big the international community is in each city.