Last update: Oct 2026

Cost of Living Comparison Between Atsugi and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,244 in Atsugi, rent and utilities included – about $3,900 less a year. Other living expenses account for most of the difference.

61

Cost of Living Index in Atsugi
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Atsugi Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Atsugi

🇯🇵 Japan

$1,244

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Atsugi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atsugi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,244 in Atsugi versus $918 in Cebu.

Atsugi $1,244
Cebu $918

Estimated couple costs with rent: $2,157 in Atsugi versus $1,409 in Cebu.

Atsugi $2,157
Cebu $1,409

Monthly costs for a family of three with rent: $3,070 in Atsugi versus $1,900 in Cebu.

Atsugi $3,070
Cebu $1,900

Living in Atsugi is roughly 36% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Atsugi 8% lower, Cebu 32% lower.

Meal at Budget Restaurant

$7.93 ¥1,252

$3.09 ₱194

156.63%

Three-Course Dinner for Two, Mid-Range

$25.65 ¥4,052

$24.22 ₱1,525

5.90%

Fast Food Meal (McDonalds, etc)

$4.95 ¥782

$3.92 ₱247

26.28%

Cappuccino

$1.90 ¥301

$2.51 ₱158

-24.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ¥147

$1.59 ₱100

-41.51%

Water (0.33 liter bottle)

$0.68 ¥107

$0.53 ₱33.43

28.30%

Local Beer (0.5 liter draught)

$2.72 ¥429

$1.78 ₱112

52.81%

Imported Beer (0.33 liter bottle)

$3.07 ¥484

$2.17 ₱137

41.47%

Milk (1 liter)

$1.51 ¥238

$1.92 ₱121

-21.35%

White Bread (500g)

$1.48 ¥233

$1.36 ₱85.4

8.82%

Rice (white) (1kg)

$4.05 ¥640

$1.01 ₱63.5

300.99%

Eggs

$2.08 ¥328

$2.03 ₱128

2.46%

Local Cheese (1kg)

$15.93 ¥2,517

$9.86 ₱621

61.56%

Chicken Fillets (1kg)

$4.48 ¥708

$4.39 ₱277

2.05%

Beef Round Steak (1kg)

$12.30 ¥1,943

$7.60 ₱479

61.84%

Apples (1kg)

$5.30 ¥838

$3.30 ₱208

60.61%

Banana (1kg)

$1.98 ¥312

$1.39 ₱87.8

42.45%

Oranges (1kg)

$3.80 ¥601

$2.33 ₱147

63.09%

Tomato (1kg)

$2.70 ¥426

$1.50 ₱94.3

80.00%

Potato (1kg)

$2.64 ¥417

$2.36 ₱149

11.86%

Onion (1kg)

$1.92 ¥304

$1.90 ₱119

1.05%

Lettuce (1 head)

$1.16 ¥184

$1.19 ₱74.9

-2.52%

Water (1.5 liter bottle)

$0.90 ¥142

$0.63 ₱39.71

42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 ¥557

$3.00 ₱189

17.33%

Wine (Bottle)

$9.35 ¥1,477

$6.03 ₱379

55.06%

Local Beer (0.5 liter bottle)

$1.61 ¥255

$1.23 ₱77.7

30.89%

Imported Beer (0.33 liter bottle)

$2.15 ¥340

$1.75 ₱110

22.86%

One-way Ticket (Public Transport)

$2.61 ¥412

$0.25 ₱15.86

944.00%

Public Transport Monthly Pass (Regular Price)

$52.4 ¥8,275

$12.64 ₱796

314.40%

Taxi Start (Normal Tariff)

$3.11 ¥491

$0.77 ₱48.62

303.90%

Taxi (Normal Tariff) (1km)

$2.81 ¥445

$0.23 ₱14.53

1121.74%

Taxi 1hour Waiting (Normal Tariff)

$9.62 ¥1,520

$4.46 ₱281

115.70%

Gasoline (1 liter)

$1.05 ¥166

$1.31 ₱82.8

-19.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.7K ¥2.0M

$21.2K ₱1.3M

-40.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.3K ¥2.4M

$19.1K ₱1.2M

-20.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 ¥36.3K

$120 ₱7,569

91.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.11 ¥2,230

$14.00 ₱882

0.79%

Internet (50+ Mbps, Unlimited Data)

$30.54 ¥4,825

$27.54 ₱1,734

10.89%

Gym Membership (Monthly)

$51.6 ¥8,147

$32.33 ₱2,035

59.51%

Tennis Court (1 Hour on Weekend)

$7.46 ¥1,179

$6.65 ₱419

12.18%

Cinema Ticket

$11.56 ¥1,827

$5.65 ₱356

104.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$321 ¥50.7K

$275 ₱17.3K

16.48%

International Primary School, 1 Child (Yearly)

$6,085 ¥961.3K

$7,918 ₱498.5K

-23.15%

Jeans (Levis 501 Or Similar)

$40.67 ¥6,425

$49.33 ₱3,106

-17.56%

Summer Dress (H&M, Zara, etc)

$24.20 ¥3,824

$25.24 ₱1,589

-4.12%

Sport Shoes (Adidas, Nike)

$53.4 ¥8,433

$77.0 ₱4,846

-30.64%

Men's Leather Business Shoes

$31.98 ¥5,053

$57.2 ₱3,601

-44.09%

1-bedroom Apartment, City Center (Monthly)

$523 ¥82.6K

$500 ₱31.5K

4.63%

1-bedroom Apartment, Outside City Center (Monthly)

$334 ¥52.7K

$309 ₱19.4K

8.06%

3-bedroom Apartment, City Center (Monthly)

$1,090 ¥172.2K

$1,078 ₱67.9K

1.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,260 ¥199.1K

$615 ₱38.7K

104.80%

Buy Apartment in City Center (m2)

$3,945 ¥623.3K

$2,886 ₱181.7K

36.70%

Buy Apartment Outside City Center (m2)

$1,794 ¥283.4K

$1,917 ₱120.7K

-6.40%

Average Monthly Net Salary (After Tax)

$3,774 ¥596.3K

$346 ₱21.8K

990.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

7.2

-71.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atsugi: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atsugi

$334 26.8%

Cebu

$309 33.6% 7.5% $25

Groceries & Markets

Atsugi

$287 23.1%

Cebu

$206 22.4% 28.2% $81

Monthly Utilities & Internet

Atsugi

$274 22.1%

Cebu

$162 17.6% 41% $113

Eating Out

Atsugi

$127 10.2%

Cebu

$88 9.6% 30.6% $39

Getting Around

Atsugi

$80 6.4%

Cebu

$16 1.7% 80.5% $64

Sport & Entertainment

Atsugi

$75 6%

Cebu

$44 4.8% 41.6% $31

Clothing & Footwear

Atsugi

$68 5.4%

Cebu

$94 10.2% 38.9% $26

Cost Breakdown

A one-bedroom apartment in the center runs $523 in Atsugi and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Atsugi pays 991% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26.00 in Atsugi vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $287 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Atsugi

🇵🇭 Cebu

🕒 Local time

11:35 11:35 AM

10:35 10:35 AM

1 h behind Atsugi

🌤 Weather

👥 Population

223,705

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

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Between locations

Atsugi Cebu 3,200 km ≈ 4 h 30 min nonstop flight

From you

Atsugi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atsugi vs Cebu: Cost of Living - Frequently Asked Questions

Atsugi and Cebu differ by about 36% in total monthly costs ($1,244 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 991% higher in Atsugi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $523 in Atsugi versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $26.00 in Atsugi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,244 per month in Atsugi versus $918 in Cebu – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,244 in Atsugi, a $1,500 budget is realistic in Cebu but tight or insufficient in Atsugi. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atsugi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 36% less than in Atsugi. Beyond cost, consider language, visa policies, and how big the international community is in each city.