Last update: Oct 2026

Cost of Living Comparison Between Cebu and Assens

For one person, living is cheaper in Cebu: $918 a month against $2,068 in Assens, rent and utilities included – about $13,800 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
106

Cost of Living Index in Assens
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Assens Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Assens

🇩🇰 Denmark

$2,068

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Assens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Assens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,068 in Assens.

Cebu $918
Assens $2,068

Estimated couple costs with rent: $1,409 in Cebu versus $3,357 in Assens.

Cebu $1,409
Assens $3,357

Monthly costs for a family of three with rent: $1,900 in Cebu versus $4,645 in Assens.

Cebu $1,900
Assens $4,645

Living in Cebu costs roughly 56% less than in Assens, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Assens is 53% above.

Meal at Budget Restaurant

$3.09 ₱194

$20.97 DKK 140

-85.26%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,522

$106 DKK 708

-77.15%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$14.73 DKK 98.3

-73.39%

Cappuccino

$2.51 ₱157

$6.20 DKK 41.42

-59.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$4.04 DKK 26.97

-60.64%

Water (0.33 liter bottle)

$0.53 ₱33.37

$2.79 DKK 18.61

-81.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$7.50 DKK 50.1

-76.27%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$6.38 DKK 42.60

-65.99%

Milk (1 liter)

$1.92 ₱121

$2.00 DKK 13.36

-4.00%

White Bread (500g)

$1.36 ₱85.2

$3.15 DKK 21.06

-56.83%

Rice (white) (1kg)

$1.01 ₱63.4

$2.67 DKK 17.80

-62.17%

Eggs

$2.03 ₱127

$5.02 DKK 33.48

-59.56%

Local Cheese (1kg)

$9.86 ₱620

$16.58 DKK 111

-40.53%

Chicken Fillets (1kg)

$4.39 ₱276

$11.40 DKK 76.1

-61.49%

Beef Round Steak (1kg)

$7.60 ₱478

$22.95 DKK 153

-66.88%

Apples (1kg)

$3.30 ₱207

$3.02 DKK 20.18

9.27%

Banana (1kg)

$1.39 ₱87.6

$3.70 DKK 24.72

-62.43%

Oranges (1kg)

$2.33 ₱147

$4.25 DKK 28.35

-45.18%

Tomato (1kg)

$1.50 ₱94.1

$4.52 DKK 30.20

-66.81%

Potato (1kg)

$2.36 ₱148

$2.31 DKK 15.43

2.16%

Onion (1kg)

$1.90 ₱119

$1.95 DKK 12.99

-2.56%

Lettuce (1 head)

$1.19 ₱74.8

$1.98 DKK 13.21

-39.90%

Water (1.5 liter bottle)

$0.63 ₱39.63

$1.40 DKK 9.35

-55.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$9.96 DKK 66.5

-69.88%

Wine (Bottle)

$6.03 ₱379

$10.65 DKK 71.1

-43.38%

Local Beer (0.5 liter bottle)

$1.23 ₱77.5

$1.70 DKK 11.37

-27.65%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.70 DKK 18.02

-35.19%

One-way Ticket (Public Transport)

$0.25 ₱15.83

$3.86 DKK 25.77

-93.52%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱794

$80.4 DKK 537

-84.27%

Taxi Start (Normal Tariff)

$0.77 ₱48.52

$8.74 DKK 58.4

-91.19%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.50

$2.11 DKK 14.12

-89.10%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$66.8 DKK 446

-93.32%

Gasoline (1 liter)

$1.31 ₱82.6

$2.05 DKK 13.70

-36.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$49.1K DKK 327.8K

-56.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$54.7K DKK 365.1K

-64.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,554

$217 DKK 1,446

-44.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱880

$14.55 DKK 97.2

-3.78%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,731

$44.59 DKK 298

-38.24%

Gym Membership (Monthly)

$32.33 ₱2,031

$36.97 DKK 247

-12.55%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

$23.67 DKK 158

-71.91%

Cinema Ticket

$5.65 ₱355

$22.57 DKK 151

-74.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$531 DKK 3,547

-48.18%

International Primary School, 1 Child (Yearly)

$7,918 ₱497.5K

$4,522 DKK 30.2K

75.09%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,100

$102 DKK 681

-51.65%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,586

$49.45 DKK 330

-48.96%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,836

$113 DKK 756

-32.04%

Men's Leather Business Shoes

$57.2 ₱3,594

$166 DKK 1,106

-65.48%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$911 DKK 6,084

-45.18%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$632 DKK 4,221

-51.15%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.7K

$1,543 DKK 10.3K

-30.16%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,284 DKK 8,575

-52.10%

Buy Apartment in City Center (m2)

$2,886 ₱181.3K

$5,190 DKK 34.6K

-44.39%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.4K

$3,968 DKK 26.5K

-51.70%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.24

69.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Assens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Assens

$632 30.6% 105% $323

Groceries & Markets

Cebu

$206 22.4%

Assens

$406 19.6% 97% $200

Monthly Utilities & Internet

Cebu

$162 17.6%

Assens

$276 13.3% 70.5% $114

Clothing & Footwear

Cebu

$94 10.2%

Assens

$194 9.4% 106% $100

Eating Out

Cebu

$88 9.6%

Assens

$364 17.6% 312% $276

Sport & Entertainment

Cebu

$44 4.8%

Assens

$82 4% 88.3% $39

Getting Around

Cebu

$16 1.7%

Assens

$115 5.6% 639% $100

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $911 in Assens. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $106 in Assens for a mid-range dinner for two. Groceries echo the gap at $206 vs $406 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇩🇰 Assens

🕒 Local time

23:26 11:26 PM

17:26 5:26 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

6,000

💱 Currency

Philippine Peso PHP ₱

Danish Krone DKK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 DKK = 0.15 USD

1 DKK = 0.134 EUR

Exchange rates and currency converter

DKK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 62.83 PHP (100 PHP = 1.59 USD). 1 EUR = 70.36 PHP (100 PHP = 1.42 EUR).

Danish Krone exchange rates as of October 15, 2026: 1 USD = 6.68 DKK (1 DKK = 0.15 USD). 1 EUR = 7.48 DKK (1 DKK = 0.134 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Assens 10,530 km ≈ 14 h nonstop flight

From you

Cebu
Assens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Assens: Cost of Living - Frequently Asked Questions

Cebu and Assens differ by about 125% in total monthly costs ($918 vs $2,068 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,377 in Cebu and $3,103 in Assens to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $911 in Assens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $106 in Assens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $2,068 in Assens – a 125% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,068 in Assens, a $1,500 budget is realistic in Cebu but tight or insufficient in Assens. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Assens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 125% less than in Assens. Beyond cost, consider language, visa policies, and how big the international community is in each city.