Last update: Oct 2026

Cost of Living Comparison Between Cebu and Assela

For one person, living is cheaper in Assela: $835 a month against $918 in Cebu, rent and utilities included – about $1,000 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Assela
🇪🇹 Ethiopia
$835
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Assela

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Assela actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $835 in Assela.

  • Cebu $918
  • Assela $835

Estimated couple costs with rent: $1,409 in Cebu versus $1,203 in Assela.

  • Cebu $1,409
  • Assela $1,203

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,571 in Assela.

  • Cebu $1,900
  • Assela $1,571

Living in Cebu is roughly 10% more expensive than in Assela, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Cebu 32% lower, Assela 38% lower.

Currency
🍽 Eating Out
Cebu
Assela
Difference
Meal at Budget Restaurant
$3.09 ₱195
$3.96 ETB 636
-21.97%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,526
$42.32 ETB 6,793
-42.77%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$6.66 ETB 1,069
-41.14%
Cappuccino
$2.51 ₱158
$0.96 ETB 153
161.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$0.64 ETB 102
148.44%
Water (0.33 liter bottle)
$0.53 ₱33.47
$0.68 ETB 109
-22.06%
Local Beer (0.5 liter draught)
$1.78 ₱112
$0.83 ETB 133
114.46%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$2.20 ETB 353
-1.36%
🛒 Groceries & Markets
Cebu
Assela
Difference
Milk (1 liter)
$1.92 ₱121
$1.05 ETB 169
82.86%
White Bread (500g)
$1.36 ₱85.5
$1.17 ETB 188
16.24%
Rice (white) (1kg)
$1.01 ₱63.6
$2.22 ETB 357
-54.50%
Eggs
$2.03 ₱128
$1.78 ETB 286
14.04%
Local Cheese (1kg)
$9.86 ₱622
$7.18 ETB 1,152
37.33%
Chicken Fillets (1kg)
$4.39 ₱277
$10.17 ETB 1,632
-56.83%
Beef Round Steak (1kg)
$7.60 ₱479
$9.17 ETB 1,471
-17.12%
Apples (1kg)
$3.30 ₱208
$5.43 ETB 871
-39.23%
Banana (1kg)
$1.39 ₱87.9
$0.68 ETB 109
104.41%
Oranges (1kg)
$2.33 ₱147
$2.17 ETB 348
7.37%
Tomato (1kg)
$1.50 ₱94.4
$0.66 ETB 106
127.27%
Potato (1kg)
$2.36 ₱149
$0.47 ETB 75.4
402.13%
Onion (1kg)
$1.90 ₱120
$1.05 ETB 169
80.95%
Lettuce (1 head)
$1.19 ₱75.0
$0.66 ETB 106
80.30%
Water (1.5 liter bottle)
$0.63 ₱39.75
$0.60 ETB 96.9
5.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$8.03 ETB 1,290
-62.64%
Wine (Bottle)
$6.03 ₱380
$5.49 ETB 881
9.84%
Local Beer (0.5 liter bottle)
$1.23 ₱77.8
$0.66 ETB 106
86.36%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.22 ETB 196
43.44%
🚌 Getting Around
Cebu
Assela
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.88
-
-
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.67
$1.29 ETB 207
-40.31%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.55
$0.29 ETB 46.58
-20.69%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$2.03 ETB 325
119.70%
Gasoline (1 liter)
$1.31 ₱82.9
$0.90 ETB 144
45.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$54.3K ETB 8.7M
-60.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$56.5K ETB 9.1M
-66.09%
🧾 Monthly Utilities & Internet
Cebu
Assela
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,577
$201 ETB 32.2K
-40.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱883
$7.11 ETB 1,141
96.91%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,736
$209 ETB 33.5K
-86.82%
🎉 Sport & Entertainment
Cebu
Assela
Difference
Gym Membership (Monthly)
$32.33 ₱2,037
-
-
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
$3.83 ETB 614
47.52%
🧸 Childcare & Education
Cebu
Assela
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.4K
$137 ETB 22.1K
100.25%
International Primary School, 1 Child (Yearly)
$7,918 ₱499.1K
$30.2K ETB 4.8M
-73.78%
👕👟 Clothing & Footwear
Cebu
Assela
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,109
$33.25 ETB 5,337
48.36%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,591
$70.9 ETB 11.4K
-64.39%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,851
$77.7 ETB 12.5K
-0.89%
Men's Leather Business Shoes
$57.2 ₱3,605
$82.6 ETB 13.3K
-30.73%
🏠 Accommodation & Living
Cebu
Assela
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.8K
-
-
Buy Apartment in City Center (m2)
$2,886 ₱181.9K
-
-
Buy Apartment Outside City Center (m2)
$1,917 ₱120.8K
-
-
💵 Salaries & Financials
Cebu
Assela
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
18.5
-61.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Assela: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Assela
- * 100%
Groceries & Markets
Cebu
$206
Assela
$211 2.7% $5.6
Monthly Utilities & Internet
Cebu
$162
Assela
$417 158% $255
Clothing & Footwear
Cebu
$94
Assela
$119 26.6% $25
Eating Out
Cebu
$88
Assela
$77 12.8% $11
Sport & Entertainment
Cebu
$44
Assela
$7.7 * 82.5% $36
Getting Around
Cebu
$16
Assela
$2.7 * 82.4% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $42.00 in Assela for a mid-range dinner for two. Groceries echo the gap at $206 vs $211 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇪🇹 Assela
🕒 Local time
08:23 8:23 AM
03:23 3:23 AM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
139,500
💱 Currency
Exchange rates and currency converter

ETB, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Ethiopian Birr exchange rates as of October 16, 2026: 1 USD = 160 ETB (1,000 ETB = 6.23 USD). 1 EUR = 180 ETB (1,000 ETB = 5.56 EUR).

On the map
Between locations
  • Cebu Assela 9,280 km ≈ 12 h nonstop flight
From you
  • Cebu
  • Assela

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Assela: Cost of Living - Frequently Asked Questions
Is Assela cheaper than Cebu?
Assela is cheaper overall, especially in eating out, leisure, and transport. The 10% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,377 in Cebu and $1,252 in Assela to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $275 in Cebu versus $137 in Assela. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Cebu or in Assela?
Dining out is cheaper in Assela – a meal for two runs $42.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Cebu or Assela?
Either city works on $1,000 a month, though Assela gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Assela more family-friendly?
For families, Assela is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Assela?
Safety-wise, Cebu and Assela are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Assela gentler on the wallet – expenses run 10% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Cebu vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?