Last update: Oct 2026

Cost of Living Comparison Between Cebu and Arnhem

For one person, living is cheaper in Cebu: $934 a month against $2,578 in Arnhem, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
125

Cost of Living Index in Arnhem
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Arnhem Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Arnhem

🇳🇱 Netherlands

$2,578

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Arnhem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Arnhem actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $2,578 in Arnhem.

Cebu $934
Arnhem $2,578

Estimated couple costs with rent: $1,415 in Cebu versus $3,771 in Arnhem.

Cebu $1,415
Arnhem $3,771

Monthly costs for a family of three with rent: $1,896 in Cebu versus $4,963 in Arnhem.

Cebu $1,896
Arnhem $4,963

Living in Cebu costs roughly 64% less than in Arnhem, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Arnhem is 92% above.

Meal at Budget Restaurant

$3.03 ₱190

$22.70 €20.26

-86.65%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$87.4 €78.0

-73.14%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$13.44 €11.99

-69.57%

Cappuccino

$2.52 ₱158

$4.16 €3.71

-39.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$3.29 €2.93

-53.19%

Water (0.33 liter bottle)

$0.49 ₱30.98

$2.85 €2.54

-82.81%

Local Beer (0.5 liter draught)

$1.79 ₱112

$5.65 €5.04

-68.32%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$5.74 €5.12

-60.63%

Milk (1 liter)

$1.95 ₱122

$1.43 €1.27

36.36%

White Bread (500g)

$1.43 ₱89.7

$2.07 €1.85

-30.92%

Rice (white) (1kg)

$1.02 ₱63.8

$2.33 €2.08

-56.22%

Eggs

$2.06 ₱129

$5.39 €4.81

-61.78%

Local Cheese (1kg)

$9.81 ₱615

$12.96 €11.57

-24.31%

Chicken Fillets (1kg)

$4.61 ₱289

$14.57 €13.01

-68.36%

Beef Round Steak (1kg)

$7.70 ₱483

$15.70 €14.01

-50.96%

Apples (1kg)

$3.31 ₱207

$2.74 €2.44

20.80%

Banana (1kg)

$1.45 ₱90.9

$2.51 €2.24

-42.23%

Oranges (1kg)

$2.36 ₱148

$1.83 €1.64

28.96%

Tomato (1kg)

$1.54 ₱96.4

$5.56 €4.96

-72.30%

Potato (1kg)

$2.36 ₱148

$1.89 €1.68

24.87%

Onion (1kg)

$1.99 ₱125

$2.36 €2.11

-15.68%

Lettuce (1 head)

$1.15 ₱72.1

$1.28 €1.14

-10.16%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.72 €0.64

-6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$14.29 €12.75

-79.01%

Wine (Bottle)

$6.35 ₱398

$7.01 €6.26

-9.42%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.45 €1.30

-9.66%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.65 €2.37

-34.72%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$4.50 €4.02

-94.44%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$110 €98.5

-88.54%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$4.05 €3.62

-81.73%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.38 €2.12

-91.18%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$33.37 €29.78

-87.02%

Gasoline (1 liter)

$1.33 ₱83.5

$2.49 €2.22

-46.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$40.7K €36.3K

-46.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$38.8K €34.7K

-50.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$283 €253

-57.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$23.28 €20.78

-37.93%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$42.42 €37.86

-33.31%

Gym Membership (Monthly)

$32.68 ₱2,050

$41.76 €37.27

-21.74%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$11.05 €9.86

-42.17%

Cinema Ticket

$5.46 ₱342

$14.48 €12.92

-62.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$1,233 €1,100

-77.83%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$5,877 €5,245

38.77%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$97.6 €87.1

-49.19%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$29.21 €26.06

-14.86%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$105 €93.7

-27.02%

Men's Leather Business Shoes

$59.3 ₱3,717

$154 €138

-61.64%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,431 €1,277

-64.67%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,181 €1,054

-73.80%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$2,217 €1,979

-52.57%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$1,793 €1,600

-65.47%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$5,196 €4,637

-43.89%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$4,230 €3,775

-55.86%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$3,648 €3,255

-90.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.95

82.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Arnhem: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Arnhem

$1.2K 45.5% 282% $871

Groceries & Markets

Cebu

$210 22.7%

Arnhem

$339 13.1% 61.3% $129

Monthly Utilities & Internet

Cebu

$163 17.7%

Arnhem

$349 13.5% 114% $186

Clothing & Footwear

Cebu

$95 10.2%

Arnhem

$174 6.7% 83.6% $79

Eating Out

Cebu

$88 9.6%

Arnhem

$336 13% 280% $248

Sport & Entertainment

Cebu

$44 4.7%

Arnhem

$71 2.7% 62.2% $27

Getting Around

Cebu

$15 1.7%

Arnhem

$144 5.6% 835% $129

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $1,431 in Arnhem. Housing cost is often the main lever when comparing two cities.

Arnhem pays 969% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $87.0 in Arnhem for a mid-range dinner for two. Groceries echo the gap at $210 vs $339 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇱 Arnhem

🕒 Local time

14:12 2:12 PM

08:12 8:12 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

165,770

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Arnhem 10,930 km ≈ 14 h nonstop flight

From you

Cebu
Arnhem

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Arnhem: Cost of Living - Frequently Asked Questions

Cebu and Arnhem differ by about 176% in total monthly costs ($934 vs $2,578 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 969% lower in Arnhem. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $1,431 in Arnhem. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Arnhem. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $87.0 in Arnhem. If you eat out regularly, this makes a real dent in your monthly spending.

At $934 in Cebu versus $2,578 in Arnhem, a $1,500 budget is realistic in Cebu but tight or insufficient in Arnhem. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Arnhem are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 176% less than in Arnhem. Beyond cost, consider language, visa policies, and how big the international community is in each city.