Last update: Oct 2026

Cost of Living Comparison Between Cebu and Arcos de Valdevez

For one person, living is cheaper in Cebu: $915 a month against $1,540 in Arcos de Valdevez, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
75

Cost of Living Index in Arcos de Valdevez
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Arcos de Valdevez Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Arcos de Valdevez

🇵🇹 Portugal

$1,540

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Arcos de Valdevez

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Arcos de Valdevez actually costs, broken down by who's living it.

A single person spends $915 per month in Cebu vs $1,540 in Arcos de Valdevez, rent included.

Cebu $915
Arcos de Valdevez $1,540

A couple spends around $1,418 per month in Cebu vs $2,260 in Arcos de Valdevez, rent included.

Cebu $1,418
Arcos de Valdevez $2,260

A family of three spends $1,921 per month in Cebu vs $2,981 in Arcos de Valdevez, rent included.

Cebu $1,921
Arcos de Valdevez $2,981

Cebu is about 41% cheaper than Arcos de Valdevez, and outside of rent the biggest gap is in eating out.

Cebu sits 33% below the global median, while Arcos de Valdevez is 14% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.05 ₱192

$9.04 €8.04

-66.26%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$42.22 €37.56

-43.15%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$8.20 €7.29

-51.34%

Cappuccino

$2.50 ₱157

$1.82 €1.62

37.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$1.49 €1.33

3.36%

Water (0.33 liter bottle)

$0.50 ₱31.37

$1.14 €1.01

-56.14%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.26 €2.01

-21.24%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.82 €2.51

-23.05%

Milk (1 liter)

$2.00 ₱126

$1.15 €1.03

73.91%

White Bread (500g)

$1.37 ₱86.2

$1.78 €1.58

-23.03%

Rice (white) (1kg)

$1.03 ₱64.9

$1.41 €1.25

-26.95%

Eggs

$2.03 ₱128

$2.27 €2.02

-10.57%

Local Cheese (1kg)

$10.20 ₱642

$8.69 €7.73

17.38%

Chicken Fillets (1kg)

$4.45 ₱280

$8.11 €7.21

-45.13%

Beef Round Steak (1kg)

$7.67 ₱483

$14.33 €12.75

-46.48%

Apples (1kg)

$3.31 ₱208

$1.92 €1.70

72.40%

Banana (1kg)

$1.46 ₱91.8

$1.47 €1.31

-0.68%

Oranges (1kg)

$2.32 ₱146

$1.76 €1.56

31.82%

Tomato (1kg)

$1.49 ₱94.0

$2.29 €2.04

-34.93%

Potato (1kg)

$2.34 ₱147

$1.84 €1.64

27.17%

Onion (1kg)

$1.94 ₱122

$1.66 €1.47

16.87%

Lettuce (1 head)

$1.16 ₱73.0

$1.02 €0.91

13.73%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.58 €0.52

17.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$5.74 €5.11

-47.91%

Wine (Bottle)

$6.24 ₱393

$4.42 €3.93

41.18%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.13 €1.01

8.85%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.72 €1.53

0.58%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$2.25 €2.00

-89.78%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$42.01 €37.37

-70.63%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$4.51 €4.01

-82.48%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.48 €1.31

-85.14%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$20.86 €18.55

-78.24%

Gasoline (1 liter)

$1.32 ₱82.9

$2.14 €1.91

-38.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$27.5K €24.5K

-23.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$37.9K €33.7K

-48.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$101 €90.0

17.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$16.68 €14.84

-14.75%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$33.36 €29.67

-17.66%

Gym Membership (Monthly)

$32.31 ₱2,034

$41.30 €36.73

-21.77%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$16.41 €14.60

-60.39%

Cinema Ticket

$5.40 ₱340

$8.80 €7.83

-38.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$458 €408

-39.76%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$6,421 €5,711

22.52%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$95.2 €84.7

-48.13%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$35.80 €31.85

-31.34%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$76.5 €68.0

0.24%

Men's Leather Business Shoes

$58.9 ₱3,706

$102 €90.4

-42.08%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$961 €855

-47.61%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$753 €670

-59.58%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$1,519 €1,351

-29.23%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$1,193 €1,061

-47.02%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$3,051 €2,714

-5.95%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$2,210 €1,966

-15.05%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$1,919 €1,707

-82.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.7

94.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Arcos de Valdevez: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Arcos de Valdevez

$753 48.9% 147% $449

Groceries & Markets

Cebu

$210 22.9%

Arcos de Valdevez

$228 14.8% 8.9% $19

Monthly Utilities & Internet

Cebu

$160 17.5%

Arcos de Valdevez

$151 9.8% 5.7% $9.1

Clothing & Footwear

Cebu

$94 10.3%

Arcos de Valdevez

$139 9% 47.6% $45

Eating Out

Cebu

$88 9.6%

Arcos de Valdevez

$146 9.5% 66.6% $58

Sport & Entertainment

Cebu

$43 4.7%

Arcos de Valdevez

$59 3.8% 36.7% $16

Getting Around

Cebu

$15 1.7%

Arcos de Valdevez

$63 4.1% 315% $48

Cost Breakdown

A central one-bedroom costs $503 in Cebu versus $961 in Arcos de Valdevez. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 471% higher in Arcos de Valdevez, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $42.00 in Arcos de Valdevez. Monthly groceries follow the same trend: $210 vs $228 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇵🇹 Arcos de Valdevez

🕒 Local time

06:56 6:56 AM

23:56 11:56 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

20,720

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Arcos de Valdevez 12,450 km ≈ 16 h nonstop flight

From you

Cebu
Arcos de Valdevez

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Arcos de Valdevez: Cost of Living - Frequently Asked Questions

Arcos de Valdevez costs about 68% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,372 per month in Cebu and $2,310 in Arcos de Valdevez. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $276 per month in Cebu and $458 in Arcos de Valdevez. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 9% more in Arcos de Valdevez, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $915, than in Arcos de Valdevez at $1,540. In Cebu it covers expenses comfortably, while in Arcos de Valdevez it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $915 versus $1,540 in Arcos de Valdevez. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Arcos de Valdevez makes more sense. Both are solid long-term options with distinct trade-offs.