For one person, living is cheaper in Cebu: $918 a month against $1,734 in Anzio, rent and utilities included – about $9,800 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Anzio actually costs, broken down by who's living it.
Monthly costs for one person with rent: $918 in Cebu versus $1,734 in Anzio.
Cebu $918
Anzio $1,734
Estimated couple costs with rent: $1,409 in Cebu versus $2,680 in Anzio.
Cebu $1,409
Anzio $2,680
Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,626 in Anzio.
Cebu $1,900
Anzio $3,626
🌍
Living in Cebu costs roughly 47% less than in Anzio, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Cebu is 32% below, Anzio is 28% above.
Currency
No currencies found
🍽 Eating Out
Cebu
Anzio
Difference
Meal at Budget Restaurant
$3.09₱195
$18.53€16.48
-83.32%
Three-Course Dinner for Two, Mid-Range
$24.22₱1,525
$66.7€59.3
-63.67%
Fast Food Meal(McDonalds, etc)
$3.92₱247
$10.98€9.77
-64.30%
Cappuccino
$2.51₱158
$1.93€1.72
30.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.59₱100
$2.18€1.94
-27.06%
Water(0.33 liter bottle)
$0.53₱33.45
$1.48€1.31
-64.19%
Local Beer(0.5 liter draught)
$1.78₱112
$5.48€4.87
-67.52%
Imported Beer(0.33 liter bottle)
$2.17₱137
$4.36€3.87
-50.23%
🛒 Groceries & Markets
Cebu
Anzio
Difference
Milk(1 liter)
$1.92₱121
$1.76€1.56
9.09%
White Bread(500g)
$1.36₱85.5
$1.77€1.57
-23.16%
Rice(white)(1kg)
$1.01₱63.6
$2.49€2.21
-59.44%
Eggs
$2.03₱128
$5.49€4.88
-63.02%
Local Cheese(1kg)
$9.86₱621
$5.43€4.83
81.58%
Chicken Fillets(1kg)
$4.39₱277
$15.00€13.34
-70.73%
Beef Round Steak(1kg)
$7.60₱479
$16.61€14.77
-54.24%
Apples(1kg)
$3.30₱208
$2.78€2.47
18.71%
Banana(1kg)
$1.39₱87.8
$2.34€2.08
-40.60%
Oranges(1kg)
$2.33₱147
$2.85€2.53
-18.25%
Tomato(1kg)
$1.50₱94.3
$2.95€2.62
-49.15%
Potato(1kg)
$2.36₱149
$1.95€1.73
21.03%
Onion(1kg)
$1.90₱119
$1.97€1.75
-3.55%
Lettuce(1 head)
$1.19₱74.9
$2.96€2.63
-59.80%
Water(1.5 liter bottle)
$0.63₱39.73
$0.57€0.51
10.53%
Cigarettes 20 Pack(Marlboro, Camel)
$3.00₱189
$5.47€4.87
-45.16%
Wine(Bottle)
$6.03₱380
$8.45€7.51
-28.64%
Local Beer(0.5 liter bottle)
$1.23₱77.7
$1.95€1.73
-36.92%
Imported Beer(0.33 liter bottle)
$1.75₱110
$2.47€2.19
-29.15%
🚌 Getting Around
Cebu
Anzio
Difference
One-way Ticket(Public Transport)
$0.25₱15.87
$1.62€1.44
-84.57%
Public Transport Monthly Pass(Regular Price)
$12.64₱796
$78.4€69.8
-83.88%
Taxi Start(Normal Tariff)
$0.77₱48.64
$3.28€2.92
-76.52%
Taxi(Normal Tariff)(1km)
$0.23₱14.54
$0.58€0.51
-60.34%
Taxi 1hour Waiting(Normal Tariff)
$4.46₱281
$22.62€20.12
-80.28%
Gasoline(1 liter)
$1.31₱82.8
$1.96€1.74
-33.16%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K₱1.3M
$36.0K€32.0K
-40.95%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K₱1.2M
$33.8K€30.1K
-43.35%
🧾 Monthly Utilities & Internet
Cebu
Anzio
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$120₱7,573
$225€200
-46.62%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.00₱882
$13.69€12.17
2.26%
Internet(50+ Mbps, Unlimited Data)
$27.54₱1,735
$35.09€31.21
-21.52%
🎉 Sport & Entertainment
Cebu
Anzio
Difference
Gym Membership(Monthly)
$32.33₱2,036
$50.1€44.56
-35.47%
Tennis Court(1 Hour on Weekend)
$6.65₱419
-
-
Cinema Ticket
$5.65₱356
$7.59€6.75
-25.56%
🧸 Childcare & Education
Cebu
Anzio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$275₱17.3K
$558€496
-50.62%
International Primary School, 1 Child(Yearly)
$7,918₱498.8K
-
-
👕👟 Clothing & Footwear
Cebu
Anzio
Difference
Jeans(Levis 501 Or Similar)
$49.33₱3,107
$108€95.9
-54.25%
Summer Dress(H&M, Zara, etc)
$25.24₱1,590
$36.52€32.48
-30.89%
Sport Shoes(Adidas, Nike)
$77.0₱4,848
$121€107
-36.19%
Men's Leather Business Shoes
$57.2₱3,603
$131€116
-56.21%
🏠 Accommodation & Living
Cebu
Anzio
Difference
1-bedroom Apartment, City Center(Monthly)
$500₱31.5K
$768€683
-34.96%
1-bedroom Apartment, Outside City Center(Monthly)
$309₱19.5K
$548€488
-43.67%
3-bedroom Apartment, City Center(Monthly)
$1,078₱67.9K
$1,430€1,271
-24.60%
3-bedroom Apartment, Outside City Center(Monthly)
$615₱38.8K
$1,014€902
-39.31%
Buy Apartment in City Center(m2)
$2,886₱181.8K
$2,798€2,488
3.16%
Buy Apartment Outside City Center(m2)
$1,917₱120.7K
$2,052€1,825
-6.60%
💵 Salaries & Financials
Cebu
Anzio
Difference
Average Monthly Net Salary(After Tax)
$346₱21.8K
$1,829€1,627
-81.08%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
5
44.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 12, 2026
Last update for Anzio: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$309 33.6%
Anzio
$548 31.6% ↑ 77.5%$239
🛒Groceries & Markets
Cebu
$206 22.4%
Anzio
$322 18.6% ↑ 56.6%$117
🧾Monthly Utilities & Internet
Cebu
$162 17.6%
Anzio
$274 15.8% ↑ 69.4%$112
👕👟Clothing & Footwear
Cebu
$94 10.2%
Anzio
$178 10.3% ↑ 89.5%$84
🍽Eating Out
Cebu
$88 9.6%
Anzio
$255 14.7% ↑ 189%$167
🎉Sport & Entertainment
Cebu
$44 4.8%
Anzio
$65 3.8% ↑ 49.6%$22
🚌Getting Around
Cebu
$16 1.7%
Anzio
$91 5.3% ↑ 485%$76
🏠Accommodation & Living
Cebu
$615 32.4%
Anzio
$1K 28% ↑ 64.8%$399
🛒Groceries & Markets
Cebu
$483 25.4%
Anzio
$762 21% ↑ 57.8%$279
🧾Monthly Utilities & Internet
Cebu
$176 9.3%
Anzio
$288 7.9% ↑ 63.7%$112
👕👟Clothing & Footwear
Cebu
$209 11%
Anzio
$396 10.9% ↑ 89.5%$187
🍽Eating Out
Cebu
$292 15.4%
Anzio
$851 23.5% ↑ 192%$559
🎉Sport & Entertainment
Cebu
$94 4.9%
Anzio
$131 * 3.6% ↑ 39%$37
🚌Getting Around
Cebu
$32 1.7%
Anzio
$185 5.1% ↑ 486%$154
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $500 in Cebu and $768 in Anzio. Housing cost is often the main lever when comparing two cities.
💰Anzio pays 429% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $24.00 in Cebu vs $67.0 in Anzio for a mid-range dinner for two. Groceries echo the gap at $206 vs $322 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Anzio: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cebu and in Anzio?
Cebu and Anzio differ by about 89% in total monthly costs ($918 vs $1,734 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 429% lower in Anzio. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Cebu and in Anzio?
Rent for a central apartment: $500 in Cebu versus $768 in Anzio. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Cebu or Anzio?
All in, you'll spend $918 per month in Cebu versus $1,734 in Anzio – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Cebu and in Anzio?
A monthly transit pass in Cebu runs roughly 520% less than in Anzio. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $1,500 per month?
At $918 in Cebu versus $1,734 in Anzio, a $1,500 budget is realistic in Cebu but tight or insufficient in Anzio. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
How does quality of life compare between Cebu and Anzio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cebu or Anzio safer for residents?
Safety-wise, Cebu and Anzio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cebu or Anzio?
Expats usually find Cebu gentler on the wallet – expenses run 89% less than in Anzio. Beyond cost, consider language, visa policies, and how big the international community is in each city.