Last update: Oct 2026

Cost of Living Comparison Between Cebu and An Nasiriyah

For one person, living is cheaper in An Nasiriyah: $730 a month against $918 in Cebu, rent and utilities included – about $2,300 less a year. Rent and utilities account for about half of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
An Nasiriyah
🇮🇶 Iraq
$730
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in An Nasiriyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in An Nasiriyah actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $730 in An Nasiriyah, rent included.

  • Cebu $918
  • An Nasiriyah $730

A couple spends around $1,409 per month in Cebu vs $1,020 in An Nasiriyah, rent included.

  • Cebu $1,409
  • An Nasiriyah $1,020

A family of three spends $1,900 per month in Cebu vs $1,311 in An Nasiriyah, rent included.

  • Cebu $1,900
  • An Nasiriyah $1,311

Cebu costs about 26% more than An Nasiriyah, and outside of rent the biggest gap is in groceries.

Both Cebu and An Nasiriyah are more affordable than the global median – Cebu 32% lower, An Nasiriyah 46% lower.

Currency
🍽 Eating Out
Cebu
An Nasiriyah
Difference
Meal at Budget Restaurant
$3.09 ₱195
$2.79 IQD 4,210
10.75%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$10.54 IQD 15.9K
129.79%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$6.05 IQD 9,137
-35.21%
Cappuccino
$2.51 ₱158
$2.38 IQD 3,593
5.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$0.34 IQD 515
367.65%
Water (0.33 liter bottle)
$0.53 ₱33.45
$0.15 IQD 221
253.33%
Local Beer (0.5 liter draught)
$1.78 ₱112
$3.25 IQD 4,917
-45.23%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$3.24 IQD 4,897
-33.02%
🛒 Groceries & Markets
Cebu
An Nasiriyah
Difference
Milk (1 liter)
$1.92 ₱121
$0.81 IQD 1,221
137.04%
White Bread (500g)
$1.36 ₱85.5
$0.63 IQD 959
115.87%
Rice (white) (1kg)
$1.01 ₱63.6
$0.85 IQD 1,290
18.82%
Eggs
$2.03 ₱128
$1.61 IQD 2,437
26.09%
Local Cheese (1kg)
$9.86 ₱621
$2.50 IQD 3,785
294.40%
Chicken Fillets (1kg)
$4.39 ₱277
$3.76 IQD 5,676
16.76%
Beef Round Steak (1kg)
$7.60 ₱479
$8.40 IQD 12.7K
-9.52%
Apples (1kg)
$3.30 ₱208
$1.02 IQD 1,538
223.53%
Banana (1kg)
$1.39 ₱87.8
$0.98 IQD 1,473
41.84%
Oranges (1kg)
$2.33 ₱147
$0.69 IQD 1,036
237.68%
Tomato (1kg)
$1.50 ₱94.3
$0.39 IQD 597
284.62%
Potato (1kg)
$2.36 ₱149
$0.32 IQD 478
637.50%
Onion (1kg)
$1.90 ₱119
$0.47 IQD 709
304.26%
Lettuce (1 head)
$1.19 ₱74.9
$0.51 IQD 777
133.33%
Water (1.5 liter bottle)
$0.63 ₱39.73
$0.43 IQD 655
46.51%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$1.33 IQD 2,010
125.56%
Wine (Bottle)
$6.03 ₱380
$11.93 IQD 18.0K
-49.46%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$1.89 IQD 2,854
-34.92%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.89 IQD 2,854
-7.41%
🚌 Getting Around
Cebu
An Nasiriyah
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.87
$0.26 IQD 396
-3.85%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$18.55 IQD 28.0K
-31.86%
Taxi Start (Normal Tariff)
$0.77 ₱48.64
$1.93 IQD 2,914
-60.10%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.54
$1.28 IQD 1,941
-82.03%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$1.92 IQD 2,907
132.29%
Gasoline (1 liter)
$1.31 ₱82.8
$0.57 IQD 867
129.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$16.2K IQD 24.5M
31.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$16.0K IQD 24.2M
19.75%
🧾 Monthly Utilities & Internet
Cebu
An Nasiriyah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,573
$190 IQD 287.3K
-36.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$17.43 IQD 26.3K
-19.68%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,735
$36.64 IQD 55.4K
-24.84%
🎉 Sport & Entertainment
Cebu
An Nasiriyah
Difference
Gym Membership (Monthly)
$32.33 ₱2,036
$16.38 IQD 24.8K
97.37%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
$9.83 IQD 14.9K
-42.52%
🧸 Childcare & Education
Cebu
An Nasiriyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$144 IQD 217.8K
91.04%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.8K
$2,975 IQD 4.5M
166.18%
👕👟 Clothing & Footwear
Cebu
An Nasiriyah
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,107
$9.64 IQD 14.6K
411.72%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,590
$28.66 IQD 43.3K
-11.93%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,848
$23.00 IQD 34.8K
234.61%
Men's Leather Business Shoes
$57.2 ₱3,603
$32.42 IQD 49.0K
76.43%
🏠 Accommodation & Living
Cebu
An Nasiriyah
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$200 IQD 301.8K
150.12%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
$148 IQD 223.9K
108.38%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$427 IQD 645.6K
152.24%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.8K
$292 IQD 440.9K
110.84%
Buy Apartment in City Center (m2)
$2,886 ₱181.8K
$613 IQD 926.9K
370.49%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$610 IQD 921.7K
214.20%
💵 Salaries & Financials
Cebu
An Nasiriyah
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$659 IQD 995.6K
-47.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
4.12
74.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for An Nasiriyah: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
An Nasiriyah
$148 52% $161
Groceries & Markets
Cebu
$206
An Nasiriyah
$138 33.1% $68
Monthly Utilities & Internet
Cebu
$162
An Nasiriyah
$244 50.9% $82
Clothing & Footwear
Cebu
$94
An Nasiriyah
$42 55.1% $52
Eating Out
Cebu
$88
An Nasiriyah
$94 6.1% $5.4
Sport & Entertainment
Cebu
$44
An Nasiriyah
$36 17.4% $7.6
Getting Around
Cebu
$16
An Nasiriyah
$28 79.5% $12

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $200 in An Nasiriyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 90% higher in An Nasiriyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $24.00 in Cebu versus $11.00 in An Nasiriyah. Monthly groceries follow the same trend: $206 vs $138 – making An Nasiriyah the more affordable choice for daily food spending.

Good to know
🇵🇭 Cebu
🇮🇶 An Nasiriyah
🕒 Local time
14:05 2:05 PM
09:05 9:05 AM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
745,000
💱 Currency
Iraqi Dinar IQD ع.د
Exchange rates and currency converter

IQD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.93 PHP (100 PHP = 1.41 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,701 IQD (10,000 IQD = 5.88 EUR).

On the map
Between locations
  • Cebu An Nasiriyah 8,250 km ≈ 11 h nonstop flight
From you
  • Cebu
  • An Nasiriyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs An Nasiriyah: Cost of Living - Frequently Asked Questions
How do living costs in Cebu and in An Nasiriyah compare overall?
Monthly costs with rent: $918 in Cebu, $730 in An Nasiriyah – roughly 26% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Cebu compared to An Nasiriyah?
For a comfortable life, plan on about $1,377 per month in Cebu and $1,095 in An Nasiriyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Cebu and An Nasiriyah?
Rent is clearly cheaper in An Nasiriyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Cebu and in An Nasiriyah?
Public transport costs about 47% less in An Nasiriyah. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Cebu and An Nasiriyah?
Kindergarten costs $275 per month in Cebu and $144 in An Nasiriyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How far does $1,200 go in Cebu compared to An Nasiriyah?
$1,200 covers both cities comfortably – all-in costs are $918 in Cebu and $730 in An Nasiriyah, leaving budget for savings and extras in both cases.
How does quality of life compare between Cebu and An Nasiriyah?
It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $730 in An Nasiriyah to $918 in Cebu. Climate, culture, job market, and personal taste all factor in.
Is Cebu or An Nasiriyah safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Cebu and An Nasiriyah?
If budget matters most, go with An Nasiriyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.

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