Last update: Oct 2026

Cost of Living Comparison Between Cebu and Al Hillah

For one person, living is cheaper in Al Hillah: $658 a month against $918 in Cebu, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Al Hillah
🇮🇶 Iraq
$658
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Al Hillah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Al Hillah actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $658 in Al Hillah, rent included.

  • Cebu $918
  • Al Hillah $658

A couple spends around $1,409 per month in Cebu vs $1,007 in Al Hillah, rent included.

  • Cebu $1,409
  • Al Hillah $1,007

A family of three spends $1,900 per month in Cebu vs $1,356 in Al Hillah, rent included.

  • Cebu $1,900
  • Al Hillah $1,356

Cebu costs about 39% more than Al Hillah, and outside of rent the biggest gap is in groceries.

Both Cebu and Al Hillah are more affordable than the global median – Cebu 32% lower, Al Hillah 51% lower.

Currency
🍽 Eating Out
Cebu
Al Hillah
Difference
Meal at Budget Restaurant
$3.09 ₱195
$4.24 IQD 6,402
-27.12%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$26.23 IQD 39.6K
-7.66%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$5.54 IQD 8,369
-29.24%
Cappuccino
$2.51 ₱158
$2.73 IQD 4,123
-8.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$0.31 IQD 476
412.90%
Water (0.33 liter bottle)
$0.53 ₱33.45
$0.16 IQD 247
231.25%
Local Beer (0.5 liter draught)
$1.78 ₱112
$2.59 IQD 3,916
-31.27%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$3.27 IQD 4,937
-33.64%
🛒 Groceries & Markets
Cebu
Al Hillah
Difference
Milk (1 liter)
$1.92 ₱121
$0.88 IQD 1,336
118.18%
White Bread (500g)
$1.36 ₱85.5
$0.68 IQD 1,034
100.00%
Rice (white) (1kg)
$1.01 ₱63.6
$1.36 IQD 2,050
-25.74%
Eggs
$2.03 ₱128
$1.55 IQD 2,338
30.97%
Local Cheese (1kg)
$9.86 ₱621
$3.38 IQD 5,114
191.72%
Chicken Fillets (1kg)
$4.39 ₱277
$4.21 IQD 6,356
4.28%
Beef Round Steak (1kg)
$7.60 ₱479
$12.53 IQD 18.9K
-39.35%
Apples (1kg)
$3.30 ₱208
$0.96 IQD 1,457
243.75%
Banana (1kg)
$1.39 ₱87.8
$0.89 IQD 1,349
56.18%
Oranges (1kg)
$2.33 ₱147
$0.90 IQD 1,361
158.89%
Tomato (1kg)
$1.50 ₱94.3
$0.68 IQD 1,027
120.59%
Potato (1kg)
$2.36 ₱149
$0.59 IQD 895
300.00%
Onion (1kg)
$1.90 ₱119
$0.56 IQD 846
239.29%
Lettuce (1 head)
$1.19 ₱74.9
$0.48 IQD 720
147.92%
Water (1.5 liter bottle)
$0.63 ₱39.73
$0.51 IQD 770
23.53%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$1.63 IQD 2,462
84.05%
Wine (Bottle)
$6.03 ₱380
$11.51 IQD 17.4K
-47.61%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$1.98 IQD 2,984
-37.88%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.96 IQD 2,968
-10.71%
🚌 Getting Around
Cebu
Al Hillah
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.87
$0.35 IQD 522
-28.57%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$20.17 IQD 30.5K
-37.33%
Taxi Start (Normal Tariff)
$0.77 ₱48.64
$2.01 IQD 3,038
-61.69%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.54
$1.33 IQD 2,015
-82.71%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$3.01 IQD 4,544
48.17%
Gasoline (1 liter)
$1.31 ₱82.8
$0.46 IQD 694
184.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$14.7K IQD 22.1M
44.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$16.6K IQD 25.0M
15.68%
🧾 Monthly Utilities & Internet
Cebu
Al Hillah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,573
$66.6 IQD 100.7K
80.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$13.22 IQD 20.0K
5.90%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,735
$33.28 IQD 50.3K
-17.25%
🎉 Sport & Entertainment
Cebu
Al Hillah
Difference
Gym Membership (Monthly)
$32.33 ₱2,036
$19.72 IQD 29.8K
63.95%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$16.70 IQD 25.2K
-60.18%
Cinema Ticket
$5.65 ₱356
$6.43 IQD 9,709
-12.13%
🧸 Childcare & Education
Cebu
Al Hillah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$81.6 IQD 123.3K
237.31%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.8K
$664 IQD 1.0M
1092.72%
👕👟 Clothing & Footwear
Cebu
Al Hillah
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,107
$19.27 IQD 29.1K
155.99%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,590
$21.61 IQD 32.7K
16.80%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,848
$57.8 IQD 87.3K
33.17%
Men's Leather Business Shoes
$57.2 ₱3,603
$41.29 IQD 62.4K
38.53%
🏠 Accommodation & Living
Cebu
Al Hillah
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$240 IQD 363.3K
107.75%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
$154 IQD 232.2K
100.95%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$437 IQD 660.1K
146.73%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.8K
$249 IQD 376.2K
147.11%
Buy Apartment in City Center (m2)
$2,886 ₱181.8K
$1,470 IQD 2.2M
96.34%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$479 IQD 724.3K
299.84%
💵 Salaries & Financials
Cebu
Al Hillah
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$436 IQD 658.2K
-20.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.33
116.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Al Hillah: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Al Hillah
$154 50.2% $155
Groceries & Markets
Cebu
$206
Al Hillah
$161 21.8% $45
Monthly Utilities & Internet
Cebu
$162
Al Hillah
$113 30.1% $49
Clothing & Footwear
Cebu
$94
Al Hillah
$63 33% $31
Eating Out
Cebu
$88
Al Hillah
$105 18.6% $16
Sport & Entertainment
Cebu
$44
Al Hillah
$33 25.3% $11
Getting Around
Cebu
$16
Al Hillah
$30 94.2% $15

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $240 in Al Hillah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Al Hillah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $24.00 in Cebu versus $26.00 in Al Hillah. Groceries tell a different story – $206 in Cebu vs $161 in Al Hillah – so Al Hillah wins on supermarket bills even if dining out costs more.

Good to know
🇵🇭 Cebu
🇮🇶 Al Hillah
🕒 Local time
05:39 5:39 AM
00:39 12:39 AM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
1,729,666
💱 Currency
Iraqi Dinar IQD ع.د
Exchange rates and currency converter

IQD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

On the map
Between locations
  • Cebu Al Hillah 8,410 km ≈ 11 h nonstop flight
From you
  • Cebu
  • Al Hillah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Al Hillah: Cost of Living - Frequently Asked Questions
Is Al Hillah cheaper than Cebu?
Yes – Cebu is pricier by about 39%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,377 per month in Cebu and $987 in Al Hillah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Al Hillah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 60% less in Al Hillah. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $275 per month in Cebu and $81.6 in Al Hillah. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough for either Cebu or Al Hillah?
$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $658 in Al Hillah, leaving budget for savings and extras in both cases.
Is Cebu or Al Hillah more family-friendly?
Families tend to lean toward Al Hillah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cebu or Al Hillah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Al Hillah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.

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