Last update: Oct 2026

Cost of Living Comparison Between Cebu and Al-farwaniyah

For one person, living is cheaper in Cebu: $918 a month against $1,113 in Al-farwaniyah, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
54

Cost of Living Index in Al-farwaniyah
Learn more

Al-farwaniyah Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Al-farwaniyah

🇰🇼 Kuwait

$1,113

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Al-farwaniyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Al-farwaniyah actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $1,113 in Al-farwaniyah, rent included.

Cebu $918
Al-farwaniyah $1,113

A couple spends around $1,409 per month in Cebu vs $1,926 in Al-farwaniyah, rent included.

Cebu $1,409
Al-farwaniyah $1,926

A family of three spends $1,900 per month in Cebu vs $2,739 in Al-farwaniyah, rent included.

Cebu $1,900
Al-farwaniyah $2,739

Cebu is about 18% cheaper than Al-farwaniyah, and outside of rent the biggest gap is in groceries.

Both Cebu and Al-farwaniyah are more affordable than the global median – Cebu 32% lower, Al-farwaniyah 18% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.90 KWD 2.13

-55.22%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$28.86 KWD 8.89

-16.08%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.78 KWD 1.47

-17.99%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.29 KWD 1.01

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.78 KWD 1.47

Cappuccino

$2.51 ₱158

$2.36 KWD 0.73

6.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.76 KWD 0.23

109.21%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.29 KWD 0.09

82.76%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$0.92 KWD 0.28

108.70%

White Bread (500g)

$1.36 ₱85.4

$1.53 KWD 0.47

-11.11%

Rice (white) (1kg)

$1.01 ₱63.5

$1.64 KWD 0.51

-38.41%

Eggs

$2.03 ₱128

$1.85 KWD 0.57

9.73%

Local Cheese (1kg)

$9.86 ₱621

$4.44 KWD 1.37

122.07%

Chicken Fillets (1kg)

$4.39 ₱277

$4.86 KWD 1.50

-9.67%

Beef Round Steak (1kg)

$7.60 ₱479

$10.39 KWD 3.20

-26.85%

Apples (1kg)

$3.30 ₱208

$2.51 KWD 0.77

31.47%

Banana (1kg)

$1.39 ₱87.8

$1.91 KWD 0.59

-27.23%

Oranges (1kg)

$2.33 ₱147

$1.24 KWD 0.38

87.90%

Tomato (1kg)

$1.50 ₱94.3

$0.98 KWD 0.30

53.06%

Potato (1kg)

$2.36 ₱149

$0.66 KWD 0.20

257.58%

Onion (1kg)

$1.90 ₱119

$0.90 KWD 0.28

111.11%

Lettuce (1 head)

$1.19 ₱74.9

$0.98 KWD 0.30

21.43%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.33 KWD 0.10

90.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.17 KWD 0.98

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.01 KWD 0.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.99 KWD 0.31

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.75 KWD 0.85

9.09%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.83 KWD 0.25

-69.88%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$32.73 KWD 10.08

-61.38%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.45 KWD 0.75

-68.57%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.27 KWD 1.01

-92.97%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.23 KWD 1.92

-28.41%

Gasoline (1 liter)

$1.31 ₱82.8

$0.26 KWD 0.08

403.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$20.5K KWD 6,305

3.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.3K KWD 6,264

-5.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$31.91 KWD 9.83

276.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$16.11 KWD 4.96

-13.10%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$29.56 KWD 9.11

-6.83%

Gym Membership (Monthly)

$32.33 ₱2,035

$47.93 KWD 14.77

-32.55%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$31.91 KWD 9.83

-79.16%

Cinema Ticket

$5.65 ₱356

$11.32 KWD 3.49

-50.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$94.5 KWD 29.11

191.36%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,922 KWD 592

311.89%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$37.41 KWD 11.52

31.86%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$31.49 KWD 9.70

-19.85%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$90.4 KWD 27.85

-14.86%

Men's Leather Business Shoes

$57.2 ₱3,601

$32.30 KWD 9.95

77.09%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$558 KWD 172

-10.48%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$569 KWD 175

-45.69%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,771 KWD 546

-39.12%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,438 KWD 443

-57.22%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,859 KWD 881

0.94%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$3,525 KWD 1,086

-45.62%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,059 KWD 634

-83.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.5

10.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Al-farwaniyah: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Al-farwaniyah

$569 51.1% 84.1% $260

Groceries & Markets

Cebu

$206 22.4%

Al-farwaniyah

$153 13.7% 25.8% $53

Monthly Utilities & Internet

Cebu

$162 17.6%

Al-farwaniyah

$78 7% 52% $84

Clothing & Footwear

Cebu

$94 10.2%

Al-farwaniyah

$86 7.8% 8.2% $7.7

Eating Out

Cebu

$88 9.6%

Al-farwaniyah

$102 9.2% 15.6% $14

Sport & Entertainment

Cebu

$44 4.8%

Al-farwaniyah

$71 6.3% 61.8% $27

Getting Around

Cebu

$16 1.7%

Al-farwaniyah

$55 4.9% 252% $39

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $558 in Al-farwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 495% higher in Al-farwaniyah, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $29.00 in Al-farwaniyah. Groceries tell a different story – $206 in Cebu vs $153 in Al-farwaniyah – so Al-farwaniyah wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇰🇼 Al-farwaniyah

🕒 Local time

14:26 2:26 PM

09:26 9:26 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

86,525

💱 Currency

Philippine Peso PHP ₱

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 KWD = 3.25 USD

1 KWD = 2.89 EUR

Exchange rates and currency converter

KWD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kuwaiti Dinar exchange rates as of October 19, 2026: 1 USD = 0.308 KWD (1 KWD = 3.25 USD). 1 EUR = 0.346 KWD (1 KWD = 2.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Al-farwaniyah 8,090 km ≈ 11 h nonstop flight

From you

Cebu
Al-farwaniyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Al-farwaniyah: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $918 in Cebu, $1,113 in Al-farwaniyah – roughly 21% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $1,669 in Al-farwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $275 per month in Cebu and $94.5 in Al-farwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 35% cheaper in Al-farwaniyah – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Al-farwaniyah at $1,113. In Cebu it covers expenses comfortably, while in Al-farwaniyah it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $1,113 in Al-farwaniyah. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Al-farwaniyah makes more sense. Both are solid long-term options with distinct trade-offs.