Last update: Oct 2026

Cost of Living Comparison Between Cebu and Afula

For one person, living is cheaper in Cebu: $918 a month against $2,723 in Afula, rent and utilities included – about $21,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
133

Cost of Living Index in Afula
Learn more

Afula Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Afula

🇮🇱 Israel

$2,723

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Afula

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Afula actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,723 in Afula.

Cebu $918
Afula $2,723

Estimated couple costs with rent: $1,409 in Cebu versus $4,065 in Afula.

Cebu $1,409
Afula $4,065

Monthly costs for a family of three with rent: $1,900 in Cebu versus $5,408 in Afula.

Cebu $1,900
Afula $5,408

Living in Cebu costs roughly 66% less than in Afula, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Afula is 102% above.

Meal at Budget Restaurant

$3.09 ₱195

$25.68 ₪79.9

-87.97%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$90.5 ₪281

-73.22%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$17.12 ₪53.3

-77.10%

Cappuccino

$2.51 ₱158

$4.56 ₪14.19

-44.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.99 ₪12.40

-60.15%

Water (0.33 liter bottle)

$0.53 ₱33.45

$2.77 ₪8.62

-80.87%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.15 ₪28.46

-80.55%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$6.11 ₪19.00

-64.48%

Milk (1 liter)

$1.92 ₱121

$2.67 ₪8.32

-28.09%

White Bread (500g)

$1.36 ₱85.5

$3.27 ₪10.17

-58.41%

Rice (white) (1kg)

$1.01 ₱63.6

$3.32 ₪10.33

-69.58%

Eggs

$2.03 ₱128

$4.51 ₪14.02

-54.99%

Local Cheese (1kg)

$9.86 ₱621

$13.23 ₪41.17

-25.47%

Chicken Fillets (1kg)

$4.39 ₱277

$19.19 ₪59.7

-77.12%

Beef Round Steak (1kg)

$7.60 ₱479

$26.34 ₪81.9

-71.15%

Apples (1kg)

$3.30 ₱208

$3.32 ₪10.34

-0.60%

Banana (1kg)

$1.39 ₱87.8

$2.95 ₪9.17

-52.88%

Oranges (1kg)

$2.33 ₱147

$2.23 ₪6.93

4.48%

Tomato (1kg)

$1.50 ₱94.3

$1.63 ₪5.08

-7.98%

Potato (1kg)

$2.36 ₱149

$1.61 ₪5.00

46.58%

Onion (1kg)

$1.90 ₱119

$1.56 ₪4.86

21.79%

Lettuce (1 head)

$1.19 ₱74.9

$1.95 ₪6.06

-38.97%

Water (1.5 liter bottle)

$0.63 ₱39.73

$2.47 ₪7.67

-74.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$15.47 ₪48.12

-80.61%

Wine (Bottle)

$6.03 ₱380

$12.64 ₪39.33

-52.29%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$4.79 ₪14.91

-74.32%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$4.08 ₪12.70

-57.11%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$2.59 ₪8.06

-90.35%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$99.9 ₪311

-87.35%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$3.96 ₪12.33

-80.56%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$1.18 ₪3.68

-80.51%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$19.30 ₪60.0

-76.89%

Gasoline (1 liter)

$1.31 ₱82.8

$2.47 ₪7.69

-46.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$57.0K ₪177.3K

-62.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$59.7K ₪185.8K

-67.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$277 ₪862

-56.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.96 ₪37.22

17.06%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$26.17 ₪81.4

5.24%

Gym Membership (Monthly)

$32.33 ₱2,036

$78.4 ₪244

-58.77%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$23.19 ₪72.1

-71.32%

Cinema Ticket

$5.65 ₱356

$12.29 ₪38.23

-54.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,143 ₪3,555

-75.90%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$28.3K ₪88.1K

-72.05%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$52.5 ₪163

-5.95%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$64.0 ₪199

-60.56%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$124 ₪386

-37.98%

Men's Leather Business Shoes

$57.2 ₱3,603

$149 ₪465

-61.69%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,470 ₪4,574

-66.02%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$1,153 ₪3,588

-73.22%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,340 ₪7,281

-53.94%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$1,913 ₪5,953

-67.85%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$9,416 ₪29.3K

-69.35%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$8,080 ₪25.1K

-76.28%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$3,283 ₪10.2K

-89.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.05

77.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Afula: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Afula

$1.2K 42.4% 273% $844

Groceries & Markets

Cebu

$206 22.4%

Afula

$460 16.9% 123% $254

Monthly Utilities & Internet

Cebu

$162 17.6%

Afula

$315 11.6% 94.8% $153

Clothing & Footwear

Cebu

$94 10.2%

Afula

$175 6.4% 86.8% $82

Eating Out

Cebu

$88 9.6%

Afula

$396 14.6% 349% $308

Sport & Entertainment

Cebu

$44 4.8%

Afula

$103 3.8% 136% $59

Getting Around

Cebu

$16 1.7%

Afula

$120 4.4% 672% $105

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,470 in Afula. Housing cost is often the main lever when comparing two cities.

Afula pays 849% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $90.0 in Afula for a mid-range dinner for two. Groceries echo the gap at $206 vs $460 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇱 Afula

🕒 Local time

18:28 6:28 PM

13:28 1:28 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

53,958

💱 Currency

Philippine Peso PHP ₱

Israeli New Shekel ILS ₪

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

Exchange rates and currency converter

ILS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Afula 9,260 km ≈ 12 h nonstop flight

From you

Cebu
Afula

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Afula: Cost of Living - Frequently Asked Questions

Cebu and Afula differ by about 197% in total monthly costs ($918 vs $2,723 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 849% lower in Afula. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,470 in Afula. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 123% higher in Afula. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $90.0 in Afula. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $2,723 in Afula, a $1,500 budget is realistic in Cebu but tight or insufficient in Afula. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Afula are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 197% less than in Afula. Beyond cost, consider language, visa policies, and how big the international community is in each city.