Last update: Oct 2026

Cost of Living Comparison Between Cebu and Afgoye

For one person, living is cheaper in Afgoye: $70.0 a month against $918 in Cebu, rent and utilities included – about $10,200 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Afgoye

🇸🇴 Somalia

$70.0

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Afgoye

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Afgoye actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $70.0 in Afgoye.

Cebu $918
Afgoye $70.0

Estimated couple costs with rent: $1,409 in Cebu versus $137 in Afgoye.

Cebu $1,409
Afgoye $137

Monthly costs for a family of three with rent: $1,900 in Cebu versus $204 in Afgoye.

Cebu $1,900
Afgoye $204

Living in Cebu is roughly 1212% more expensive than in Afgoye, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Afgoye 95% lower.

Meal at Budget Restaurant

$3.09 ₱194

$0.99 SOS 561

212.12%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.44 SOS 1,956

13.95%

Cappuccino

$2.51 ₱158

$0.48 SOS 274

422.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.51 SOS 292

211.76%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.23 SOS 131

130.43%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

White Bread (500g)

$1.36 ₱85.4

Rice (white) (1kg)

$1.01 ₱63.5

Eggs

$2.03 ₱128

Local Cheese (1kg)

$9.86 ₱621

Chicken Fillets (1kg)

$4.39 ₱277

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.71

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$5.03 SOS 2,855

178.33%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$25.29 SOS 14.4K

8.90%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$9.86 SOS 5,599

400.30%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

Men's Leather Business Shoes

$57.2 ₱3,601

$18.24 SOS 10.4K

213.60%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$59.3 SOS 33.7K

743.07%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$162 SOS 92.0K

565.62%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$89.8 SOS 51.0K

585.25%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$203 SOS 115.5K

70.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Afgoye: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Afgoye

–

Groceries & Markets

Cebu

$206 22.4%

Afgoye

–

Monthly Utilities & Internet

Cebu

$162 17.6%

Afgoye

–

Clothing & Footwear

Cebu

$94 10.2%

Afgoye

–

Eating Out

Cebu

$88 9.6%

Afgoye

–

Sport & Entertainment

Cebu

$44 4.8%

Afgoye

–

Getting Around

Cebu

$16 1.7%

Afgoye

–

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $59.3 in Afgoye. Housing cost is often the main lever when comparing two cities.

Cebu pays 70% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Good to know

🇵🇭 Cebu

🇸🇴 Afgoye

🕒 Local time

05:00 5:00 AM

00:00 12:00 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

65,461

💱 Currency

Philippine Peso PHP ₱

Somali Shilling SOS Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 SOS = 1.76 USD

1,000 SOS = 1.57 EUR

Exchange rates and currency converter

SOS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Somali Shilling exchange rates as of October 17, 2026: 1 USD = 568 SOS (1,000 SOS = 1.76 USD). 1 EUR = 639 SOS (1,000 SOS = 1.57 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Afgoye 8,740 km ≈ 11 h nonstop flight

From you

Cebu
Afgoye

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Afgoye: Cost of Living - Frequently Asked Questions

Cebu and Afgoye differ by about 1212% in total monthly costs ($918 vs $70.0 including rent). Afgoye is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 70% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $59.3 in Afgoye. Housing is usually the single largest factor when comparing overall living costs between the two.

Either city works on $1,200 a month, though Afgoye gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Afgoye are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Afgoye gentler on the wallet – expenses run 1212% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.