Last update: Oct 2026

Cost of Living Comparison Between Cebu and Adma

For one person, living is cheaper in Cebu: $934 a month against $1,018 in Adma, rent and utilities included – about $1,000 less a year. The total is higher in Adma despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
49

Cost of Living Index in Adma
Learn more

Adma Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Adma

🇱🇧 Lebanon

$1,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Adma

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Adma actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,018 in Adma.

Cebu $934
Adma $1,018

Estimated couple costs with rent: $1,415 in Cebu versus $1,588 in Adma.

Cebu $1,415
Adma $1,588

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,158 in Adma.

Cebu $1,896
Adma $2,158

Living in Cebu costs roughly 8% less than in Adma, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Adma 24% lower.

Meal at Budget Restaurant

$3.03 ₱190

$12.06 LBP 1.1M

-74.88%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$68.6 LBP 6.1M

-65.76%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$9.95 LBP 890.1K

-58.89%

Cappuccino

$2.52 ₱158

$4.57 LBP 409.2K

-44.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$2.28 LBP 203.8K

-32.46%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.88 LBP 78.8K

-44.32%

Local Beer (0.5 liter draught)

$1.79 ₱112

$4.87 LBP 436.2K

-63.24%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$4.64 LBP 415.3K

-51.29%

Milk (1 liter)

$1.95 ₱122

$1.91 LBP 170.5K

2.09%

White Bread (500g)

$1.43 ₱89.7

$0.86 LBP 76.8K

66.28%

Rice (white) (1kg)

$1.02 ₱63.8

$2.23 LBP 199.7K

-54.26%

Eggs

$2.06 ₱129

$3.53 LBP 315.7K

-41.64%

Local Cheese (1kg)

$9.81 ₱615

$11.15 LBP 997.5K

-12.02%

Chicken Fillets (1kg)

$4.61 ₱289

$10.77 LBP 963.5K

-57.20%

Beef Round Steak (1kg)

$7.70 ₱483

$14.64 LBP 1.3M

-47.40%

Apples (1kg)

$3.31 ₱207

$3.11 LBP 278.8K

6.43%

Banana (1kg)

$1.45 ₱90.9

$1.72 LBP 153.6K

-15.70%

Oranges (1kg)

$2.36 ₱148

$1.61 LBP 144.1K

46.58%

Tomato (1kg)

$1.54 ₱96.4

$1.48 LBP 132.7K

4.05%

Potato (1kg)

$2.36 ₱148

$1.27 LBP 113.2K

85.83%

Onion (1kg)

$1.99 ₱125

$1.52 LBP 136.5K

30.92%

Lettuce (1 head)

$1.15 ₱72.1

$1.18 LBP 105.4K

-2.54%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.71 LBP 63.7K

-5.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.08 LBP 276.0K

-2.60%

Wine (Bottle)

$6.35 ₱398

$11.21 LBP 1.0M

-43.35%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.28 LBP 114.9K

2.34%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.47 LBP 221.3K

-29.96%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$5.09 LBP 455.3K

-85.46%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.20 LBP 196.6K

-90.45%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$22.36 LBP 2.0M

-80.64%

Gasoline (1 liter)

$1.33 ₱83.5

$1.07 LBP 95.7K

24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$53.7K LBP 4.8B

-59.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$32.3K LBP 2.9B

-39.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$236 LBP 21.1M

-48.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$22.12 LBP 2.0M

-34.67%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$38.19 LBP 3.4M

-25.92%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$9.82 LBP 879.3K

-44.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$692 LBP 61.9M

-60.47%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$10.6K LBP 944.9M

-22.75%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$66.3 LBP 5.9M

-25.27%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$48.86 LBP 4.4M

-49.10%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$139 LBP 12.4M

-44.83%

Men's Leather Business Shoes

$59.3 ₱3,717

$119 LBP 10.7M

-50.36%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-34.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Adma: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Adma

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Adma

$275 27.5% 30.9% $65

Monthly Utilities & Internet

Cebu

$163 17.7%

Adma

$297 29.6% 81.6% $133

Clothing & Footwear

Cebu

$95 10.2%

Adma

$168 16.8% 77.6% $73

Eating Out

Cebu

$88 9.6%

Adma

$227 22.7% 157% $139

Sport & Entertainment

Cebu

$44 4.7%

Adma

$20 * 2% 54.9% $24

Getting Around

Cebu

$15 1.7%

Adma

$16 * 1.6% 4.1% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $23.00 in Cebu vs $69.0 in Adma for a mid-range dinner for two. Groceries echo the gap at $210 vs $275 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇱🇧 Adma

🕒 Local time

14:13 2:13 PM

09:13 9:13 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

💱 Currency

Philippine Peso PHP ₱

Lebanese Pound LBP ل.ل

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000,000 LBP = 11.17 USD

1,000,000 LBP = 9.96 EUR

Exchange rates and currency converter

LBP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Lebanese Pound exchange rates as of October 10, 2026: 1 USD = 89,500 LBP (100,000 LBP = 1.12 USD). 1 EUR = 100,381 LBP (1,000,000 LBP = 9.96 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Adma 9,210 km ≈ 12 h nonstop flight

From you

Cebu
Adma

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Adma: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 9% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $1,527 in Adma to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $273 in Cebu versus $692 in Adma. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $69.0 in Adma. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Adma, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Adma are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 9% less than in Adma. Beyond cost, consider language, visa policies, and how big the international community is in each city.