Last update: Oct 2026

Cost of Living Comparison Between Adma and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,018 in Adma, rent and utilities included – about $1,000 less a year. The total is higher in Adma despite lower rent and utilities.

Adma
🇱🇧 Lebanon
$1,018
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
Monthly Cost of Living

How much you'll spend in Adma and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Adma and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,018 in Adma versus $934 in Cebu.

  • Adma $1,018
  • Cebu $934

Estimated couple costs with rent: $1,588 in Adma versus $1,415 in Cebu.

  • Adma $1,588
  • Cebu $1,415

Monthly costs for a family of three with rent: $2,158 in Adma versus $1,896 in Cebu.

  • Adma $2,158
  • Cebu $1,896

Living in Adma is roughly 9% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Adma 24% lower, Cebu 30% lower.

Currency
🍽 Eating Out
Adma
Cebu
Difference
Meal at Budget Restaurant
$12.06 LBP 1.1M
$3.03 ₱190
298.02%
Three-Course Dinner for Two, Mid-Range
$68.6 LBP 6.1M
$23.48 ₱1,473
192.04%
Fast Food Meal (McDonalds, etc)
$9.95 LBP 890.1K
$4.09 ₱256
143.28%
Cappuccino
$4.57 LBP 409.2K
$2.52 ₱158
81.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 LBP 203.8K
$1.54 ₱96.9
48.05%
Water (0.33 liter bottle)
$0.88 LBP 78.8K
$0.49 ₱30.98
79.59%
Local Beer (0.5 liter draught)
$4.87 LBP 436.2K
$1.79 ₱112
172.07%
Imported Beer (0.33 liter bottle)
$4.64 LBP 415.3K
$2.26 ₱142
105.31%
🛒 Groceries & Markets
Adma
Cebu
Difference
Milk (1 liter)
$1.91 LBP 170.5K
$1.95 ₱122
-2.05%
White Bread (500g)
$0.86 LBP 76.8K
$1.43 ₱89.7
-39.86%
Rice (white) (1kg)
$2.23 LBP 199.7K
$1.02 ₱63.8
118.63%
Eggs
$3.53 LBP 315.7K
$2.06 ₱129
71.36%
Local Cheese (1kg)
$11.15 LBP 997.5K
$9.81 ₱615
13.66%
Chicken Fillets (1kg)
$10.77 LBP 963.5K
$4.61 ₱289
133.62%
Beef Round Steak (1kg)
$14.64 LBP 1.3M
$7.70 ₱483
90.13%
Apples (1kg)
$3.11 LBP 278.8K
$3.31 ₱207
-6.04%
Banana (1kg)
$1.72 LBP 153.6K
$1.45 ₱90.9
18.62%
Oranges (1kg)
$1.61 LBP 144.1K
$2.36 ₱148
-31.78%
Tomato (1kg)
$1.48 LBP 132.7K
$1.54 ₱96.4
-3.90%
Potato (1kg)
$1.27 LBP 113.2K
$2.36 ₱148
-46.19%
Onion (1kg)
$1.52 LBP 136.5K
$1.99 ₱125
-23.62%
Lettuce (1 head)
$1.18 LBP 105.4K
$1.15 ₱72.1
2.61%
Water (1.5 liter bottle)
$0.71 LBP 63.7K
$0.67 ₱42.15
5.97%
Cigarettes 20 Pack (Marlboro, Camel)
$3.08 LBP 276.0K
$3.00 ₱188
2.67%
Wine (Bottle)
$11.21 LBP 1.0M
$6.35 ₱398
76.54%
Local Beer (0.5 liter bottle)
$1.28 LBP 114.9K
$1.31 ₱81.9
-2.29%
Imported Beer (0.33 liter bottle)
$2.47 LBP 221.3K
$1.73 ₱108
42.77%
🚌 Getting Around
Adma
Cebu
Difference
One-way Ticket (Public Transport)
-
$0.25 ₱15.78
-
Public Transport Monthly Pass (Regular Price)
-
$12.65 ₱793
-
Taxi Start (Normal Tariff)
$5.09 LBP 455.3K
$0.74 ₱46.32
587.84%
Taxi (Normal Tariff) (1km)
$2.20 LBP 196.6K
$0.21 ₱13.11
947.62%
Taxi 1hour Waiting (Normal Tariff)
$22.36 LBP 2.0M
$4.33 ₱271
416.40%
Gasoline (1 liter)
$1.07 LBP 95.7K
$1.33 ₱83.5
-19.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$53.7K LBP 4.8B
$21.8K ₱1.4M
146.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.3K LBP 2.9B
$19.4K ₱1.2M
66.26%
🧾 Monthly Utilities & Internet
Adma
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 LBP 21.1M
$121 ₱7,563
95.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.12 LBP 2.0M
$14.45 ₱907
53.08%
Internet (50+ Mbps, Unlimited Data)
$38.19 LBP 3.4M
$28.29 ₱1,774
34.99%
🎉 Sport & Entertainment
Adma
Cebu
Difference
Gym Membership (Monthly)
-
$32.68 ₱2,050
-
Tennis Court (1 Hour on Weekend)
-
$6.39 ₱401
-
Cinema Ticket
$9.82 LBP 879.3K
$5.46 ₱342
79.85%
🧸 Childcare & Education
Adma
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$692 LBP 61.9M
$273 ₱17.1K
152.96%
International Primary School, 1 Child (Yearly)
$10.6K LBP 944.9M
$8,156 ₱511.5K
29.44%
👕👟 Clothing & Footwear
Adma
Cebu
Difference
Jeans (Levis 501 Or Similar)
$66.3 LBP 5.9M
$49.57 ₱3,109
33.81%
Summer Dress (H&M, Zara, etc)
$48.86 LBP 4.4M
$24.87 ₱1,560
96.46%
Sport Shoes (Adidas, Nike)
$139 LBP 12.4M
$76.6 ₱4,804
81.26%
Men's Leather Business Shoes
$119 LBP 10.7M
$59.3 ₱3,717
101.45%
🏠 Accommodation & Living
Adma
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
-
$506 ₱31.7K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$309 ₱19.4K
-
3-bedroom Apartment, City Center (Monthly)
-
$1,052 ₱66.0K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$619 ₱38.8K
-
Buy Apartment in City Center (m2)
-
$2,915 ₱182.9K
-
Buy Apartment Outside City Center (m2)
-
$1,867 ₱117.1K
-
💵 Salaries & Financials
Adma
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$341 ₱21.4K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11
7.2
52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Adma: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Adma
$297
Cebu
$163 44.9% $133
Groceries & Markets
Adma
$275
Cebu
$210 23.6% $65
Eating Out
Adma
$227
Cebu
$88 61.1% $139
Clothing & Footwear
Adma
$168
Cebu
$95 43.7% $73
Sport & Entertainment
Adma
$20 *
Cebu
$44 122% $24
Getting Around
Adma
$16 *
Cebu
$15 3.9% $0.6
Accommodation & Living
Adma
- *
Cebu
$309

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $69.0 in Adma vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $275 vs $210 per month, with Cebu cheaper across the board.

Good to know
🇱🇧 Adma
🇵🇭 Cebu
🕒 Local time
08:22 8:22 AM
13:22 1:22 PM
5 h ahead of Adma
🌤 Weather
👥 Population
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to LBP – Lebanese Pound Converter

Lebanese Pound exchange rates as of October 10, 2026: 1 USD = 89,500 LBP (100,000 LBP = 1.12 USD). 1 EUR = 100,381 LBP (1,000,000 LBP = 9.96 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Adma Cebu 9,210 km ≈ 12 h nonstop flight
From you
  • Adma
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Adma vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Adma?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 9% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,527 in Adma and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $692 in Adma versus $273 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Adma or in Cebu?
Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $69.0 in Adma. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Adma or Cebu?
Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Adma or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Adma, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Adma or Cebu?
Safety-wise, Adma and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 9% less than in Adma. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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