Last update: Oct 2026

Cost of Living Comparison Between the United States and the Cayman Islands

Name: Cayman Islands
Address: KY

For one person, living is cheaper in the United States: $2,734 a month against $4,833 in the Cayman Islands, rent and utilities included – about $25,200 less a year. Rent and utilities account for most of the difference.

131

Cost of Living Index in the United States
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United States Living Index
231

Cost of Living Index in the Cayman Islands
Learn more

Cayman Islands Living Index

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🇺🇸 United States

$2,734

/mo nomad

🇰🇾 Cayman Islands

$4,833

/mo nomad

Monthly Cost of Living

How much you'll spend in the United States and in the Cayman Islands

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United States and in the Cayman Islands actually costs, broken down by who's living it.

A single person spends $2,734 per month in the United States vs $4,833 in the Cayman Islands, rent included.

United States $2,734
Cayman Islands $4,833

A couple spends around $3,985 per month in the United States vs $7,361 in the Cayman Islands, rent included.

United States $3,985
Cayman Islands $7,361

A family of three spends $5,235 per month in the United States vs $9,889 in the Cayman Islands, rent included.

United States $5,235
Cayman Islands $9,889

The regional cost range is wider in the United States ($979–$5,160) than in the Cayman Islands ($3,928–$4,938), so city choice matters more there.

The cost of living in the United States is roughly 43% lower than in the Cayman Islands on average.

Both the United States and the Cayman Islands are pricier than the global median – the United States by 101%, the Cayman Islands by 255%.

Meal at Budget Restaurant

$20.03 $20.03

$29.93 KYD 24.54

-33.08%

Three-Course Dinner for Two, Mid-Range

$80.0 $80.0

$113 KYD 92.9

-29.34%

Fast Food Meal (McDonalds, etc)

$11.80 $11.80

$16.97 KYD 13.92

-30.47%

Cappuccino

$5.55 $5.55

$7.24 KYD 5.94

-23.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$3.24 KYD 2.65

-17.90%

Water (0.33 liter bottle)

$2.17 $2.17

$3.05 KYD 2.50

-28.85%

Local Beer (0.5 liter draught)

$6.12 $6.12

$7.18 KYD 5.89

-14.76%

Imported Beer (0.33 liter bottle)

$7.94 $7.94

$8.96 KYD 7.35

-11.38%

Milk (1 liter)

$1.04 $1.04

$4.30 KYD 3.52

-75.81%

White Bread (500g)

$3.59 $3.59

$4.64 KYD 3.81

-22.63%

Rice (white) (1kg)

$4.52 $4.52

$4.98 KYD 4.09

-9.24%

Eggs

$4.28 $4.28

$7.51 KYD 6.16

-43.01%

Local Cheese (1kg)

$13.22 $13.22

$46.91 KYD 38.47

-71.82%

Chicken Fillets (1kg)

$12.60 $12.60

$20.33 KYD 16.67

-38.02%

Beef Round Steak (1kg)

$17.60 $17.60

$20.81 KYD 17.07

-15.43%

Apples (1kg)

$5.30 $5.30

$7.74 KYD 6.35

-31.52%

Banana (1kg)

$1.69 $1.69

$3.65 KYD 2.99

-53.70%

Oranges (1kg)

$4.44 $4.44

$6.94 KYD 5.69

-36.02%

Tomato (1kg)

$4.77 $4.77

$7.82 KYD 6.41

-39.00%

Potato (1kg)

$2.97 $2.97

$4.70 KYD 3.86

-36.81%

Onion (1kg)

$3.15 $3.15

$3.85 KYD 3.15

-18.18%

Lettuce (1 head)

$2.20 $2.20

$3.68 KYD 3.01

-40.22%

Water (1.5 liter bottle)

$2.35 $2.35

$2.51 KYD 2.05

-6.37%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 $10.98

$14.67 KYD 12.03

-25.15%

Wine (Bottle)

$15.05 $15.05

$23.59 KYD 19.35

-36.20%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$4.30 KYD 3.53

-52.09%

Imported Beer (0.33 liter bottle)

$3.79 $3.79

$5.49 KYD 4.50

-30.97%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.33 KYD 1.91

-16.74%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$119 KYD 97.7

-50.14%

Taxi Start (Normal Tariff)

$3.58 $3.58

$19.03 KYD 15.61

-81.19%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$3.83 KYD 3.14

-50.91%

Taxi 1hour Waiting (Normal Tariff)

$29.84 $29.84

$44.56 KYD 36.54

-33.03%

Gasoline (1 liter)

$1.02 $1.02

$1.66 KYD 1.36

-38.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$42.6K KYD 34.9K

-32.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$39.7K KYD 32.6K

-34.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$479 KYD 392

-54.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.5 $62.5

$119 KYD 97.2

-47.30%

Internet (50+ Mbps, Unlimited Data)

$74.5 $74.5

$116 KYD 95.1

-35.82%

Gym Membership (Monthly)

$41.86 $41.86

$202 KYD 166

-79.28%

Tennis Court (1 Hour on Weekend)

$22.81 $22.81

$47.99 KYD 39.35

-52.47%

Cinema Ticket

$14.70 $14.70

$18.31 KYD 15.01

-19.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,489 $1,489

$1,672 KYD 1,371

-10.96%

International Primary School, 1 Child (Yearly)

$25.3K $25.3K

$26.9K KYD 22.1K

-6.28%

Jeans (Levis 501 Or Similar)

$54.3 $54.3

$86.7 KYD 71.1

-37.30%

Summer Dress (H&M, Zara, etc)

$42.71 $42.71

$78.7 KYD 64.5

-45.74%

Sport Shoes (Adidas, Nike)

$94.1 $94.1

$134 KYD 110

-29.75%

Men's Leather Business Shoes

$114 $114

$148 KYD 121

-23.32%

1-bedroom Apartment, City Center (Monthly)

$1,659 $1,659

$3,027 KYD 2,482

-45.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,348 $1,348

$2,339 KYD 1,918

-42.39%

3-bedroom Apartment, City Center (Monthly)

$2,682 $2,682

$5,796 KYD 4,753

-53.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,169 $2,169

$4,597 KYD 3,770

-52.82%

Buy Apartment in City Center (m2)

$3,283 $3,283

$13.0K KYD 10.6K

-74.69%

Buy Apartment Outside City Center (m2)

$2,482 $2,482

$7,650 KYD 6,273

-67.56%

Average Monthly Net Salary (After Tax)

$4,296 $4,296

$7,620 KYD 6,248

-43.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

7.2

-9.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United States: October 25, 2026

Last update for the Cayman Islands: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United States

$1.3K 49.3%

Cayman Islands

$2.3K 48.4% 73.6% $992

Groceries & Markets

United States

$415 15.2%

Cayman Islands

$718 14.9% 72.8% $303

Monthly Utilities & Internet

United States

$355 13%

Cayman Islands

$713 14.8% 101% $358

Eating Out

United States

$328 12%

Cayman Islands

$456 9.4% 39.1% $128

Clothing & Footwear

United States

$137 5%

Cayman Islands

$201 4.2% 46.8% $64

Getting Around

United States

$80 2.9%

Cayman Islands

$167 3.5% 108% $86

Sport & Entertainment

United States

$71 2.6%

Cayman Islands

$239 4.9% 235% $167

Cost Breakdown

Average rent: $1,620 in the United States vs $3,562 in the Cayman Islands. For reference, capital cities sit at $2,768 in Washington, DC and $2,881 in George Town.

Average salary: $4,549 in the United States vs $7,780 in the Cayman Islands. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 120% higher in the Cayman Islands.

Dining out costs 51% more in the Cayman Islands.

Public transport is 87% more expensive in the Cayman Islands.

Salaries are 71% higher in the Cayman Islands.

Good to know

🇺🇸 United States

🇰🇾 Cayman Islands

🕒 Local time

22:52 10:52 PM

21:52 9:52 PM

1 h behind the United States

🌤 Weather

👥 Population

340,110,988

65,483

💱 Currency

United States Dollar USD $

Cayman Islands Dollar KYD $

📈 Exchange rate

1 USD = 0.898 EUR

1 KYD = 1.22 USD

1 KYD = 1.1 EUR

Exchange rates and currency converter

KYD, EUR to USD – United States Dollar Converter

🇰🇾 Cayman Islands Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Cayman Islands Dollar exchange rates as of October 29, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.913 KYD (1 KYD = 1.1 EUR).

KYD to USD in detail →

On the map

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Between locations

United States Cayman Islands 1,900 km ≈ 2 h 45 min nonstop flight

From you

United States
Cayman Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United States vs Cayman Islands: Cost of Living - Frequently Asked Questions

The United States is the cheaper option – living costs run roughly 43% lower on average.

Housing costs more in the Cayman Islands: a central one-bedroom averages $3,562 versus $1,620 in the United States.

Groceries, public transport, and eating out all cost less in the United States – part of why living there is about 43% cheaper overall.

The United States is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.