Last update: Oct 2026

Cost of Living Comparison Between the Cayman Islands and the United Kingdom

Name: United Kingdom
Address: GB

For one person, living is cheaper in the United Kingdom: $2,462 a month against $4,833 in the Cayman Islands, rent and utilities included – about $28,500 less a year. Rent and utilities account for most of the difference.

231

Cost of Living Index in the Cayman Islands
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Cayman Islands Living Index
119

Cost of Living Index in the United Kingdom
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United Kingdom Living Index

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🇰🇾 Cayman Islands

$4,833

/mo nomad

🇬🇧 United Kingdom

$2,462

/mo nomad

Monthly Cost of Living

How much you'll spend in the Cayman Islands and in the United Kingdom

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Cayman Islands and in the United Kingdom actually costs, broken down by who's living it.

A single person spends $4,833 per month in the Cayman Islands vs $2,462 in the United Kingdom, rent included.

Cayman Islands $4,833
United Kingdom $2,462

A couple spends around $7,361 per month in the Cayman Islands vs $3,600 in the United Kingdom, rent included.

Cayman Islands $7,361
United Kingdom $3,600

A family of three spends $9,889 per month in the Cayman Islands vs $4,738 in the United Kingdom, rent included.

Cayman Islands $9,889
United Kingdom $4,738

The regional cost range is wider in the United Kingdom ($1,126–$4,646) than in the Cayman Islands ($3,928–$4,938), so city choice matters more there.

The cost of living in the Cayman Islands is about 96% higher than in the United Kingdom on average.

Both the Cayman Islands and the United Kingdom are pricier than the global median – the Cayman Islands by 255%, the United Kingdom by 81%.

Meal at Budget Restaurant

$29.93 KYD 24.54

$21.48 £16.17

39.34%

Three-Course Dinner for Two, Mid-Range

$113 KYD 92.9

$85.7 £64.5

32.12%

Fast Food Meal (McDonalds, etc)

$16.97 KYD 13.92

$10.61 £7.99

59.94%

Cappuccino

$7.24 KYD 5.94

$4.91 £3.70

47.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 KYD 2.65

$2.66 £2.00

21.80%

Water (0.33 liter bottle)

$3.05 KYD 2.50

$1.87 £1.41

63.10%

Local Beer (0.5 liter draught)

$7.18 KYD 5.89

$6.63 £4.99

8.30%

Imported Beer (0.33 liter bottle)

$8.96 KYD 7.35

$6.84 £5.15

30.99%

Milk (1 liter)

$4.30 KYD 3.52

$1.68 £1.26

155.95%

White Bread (500g)

$4.64 KYD 3.81

$1.72 £1.29

169.77%

Rice (white) (1kg)

$4.98 KYD 4.09

$2.17 £1.63

129.49%

Eggs

$7.51 KYD 6.16

$4.00 £3.01

87.75%

Local Cheese (1kg)

$46.91 KYD 38.47

$9.42 £7.09

397.98%

Chicken Fillets (1kg)

$20.33 KYD 16.67

$9.19 £6.91

121.22%

Beef Round Steak (1kg)

$20.81 KYD 17.07

$14.77 £11.11

40.89%

Apples (1kg)

$7.74 KYD 6.35

$2.97 £2.23

160.61%

Banana (1kg)

$3.65 KYD 2.99

$1.62 £1.22

125.31%

Oranges (1kg)

$6.94 KYD 5.69

$2.85 £2.15

143.51%

Tomato (1kg)

$7.82 KYD 6.41

$3.52 £2.65

122.16%

Potato (1kg)

$4.70 KYD 3.86

$1.83 £1.38

156.83%

Onion (1kg)

$3.85 KYD 3.15

$1.61 £1.21

139.13%

Lettuce (1 head)

$3.68 KYD 3.01

$1.25 £0.94

194.40%

Water (1.5 liter bottle)

$2.51 KYD 2.05

$1.66 £1.25

51.20%

Cigarettes 20 Pack (Marlboro, Camel)

$14.67 KYD 12.03

$23.65 £17.80

-37.97%

Wine (Bottle)

$23.59 KYD 19.35

$10.50 £7.90

124.67%

Local Beer (0.5 liter bottle)

$4.30 KYD 3.53

$2.98 £2.25

44.30%

Imported Beer (0.33 liter bottle)

$5.49 KYD 4.50

$3.51 £2.64

56.41%

One-way Ticket (Public Transport)

$2.33 KYD 1.91

$3.98 £2.99

-41.46%

Public Transport Monthly Pass (Regular Price)

$119 KYD 97.7

$107 £80.9

10.88%

Taxi Start (Normal Tariff)

$19.03 KYD 15.61

$5.18 £3.90

267.37%

Taxi (Normal Tariff) (1km)

$3.83 KYD 3.14

$2.35 £1.77

62.98%

Taxi 1hour Waiting (Normal Tariff)

$44.56 KYD 36.54

$26.84 £20.20

66.02%

Gasoline (1 liter)

$1.66 KYD 1.36

$1.99 £1.50

-16.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.6K KYD 34.9K

$39.4K £29.7K

8.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K KYD 32.6K

$40.5K £30.5K

-1.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$479 KYD 392

$327 £246

46.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$119 KYD 97.2

$18.21 £13.71

550.91%

Internet (50+ Mbps, Unlimited Data)

$116 KYD 95.1

$43.60 £32.81

166.08%

Gym Membership (Monthly)

$202 KYD 166

$42.36 £31.88

376.89%

Tennis Court (1 Hour on Weekend)

$47.99 KYD 39.35

$18.22 £13.71

163.39%

Cinema Ticket

$18.31 KYD 15.01

$13.85 £10.42

32.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,672 KYD 1,371

$1,868 £1,406

-10.47%

International Primary School, 1 Child (Yearly)

$26.9K KYD 22.1K

$22.6K £17.0K

19.05%

Jeans (Levis 501 Or Similar)

$86.7 KYD 71.1

$92.9 £69.9

-6.75%

Summer Dress (H&M, Zara, etc)

$78.7 KYD 64.5

$45.92 £34.56

71.41%

Sport Shoes (Adidas, Nike)

$134 KYD 110

$102 £76.5

31.77%

Men's Leather Business Shoes

$148 KYD 121

$102 £77.0

44.82%

1-bedroom Apartment, City Center (Monthly)

$3,027 KYD 2,482

$1,342 £1,010

125.46%

1-bedroom Apartment, Outside City Center (Monthly)

$2,339 KYD 1,918

$1,073 £808

117.94%

3-bedroom Apartment, City Center (Monthly)

$5,796 KYD 4,753

$2,231 £1,679

159.74%

3-bedroom Apartment, Outside City Center (Monthly)

$4,597 KYD 3,770

$1,742 £1,311

163.90%

Buy Apartment in City Center (m2)

$13.0K KYD 10.6K

$5,601 £4,216

131.57%

Buy Apartment Outside City Center (m2)

$7,650 KYD 6,273

$4,265 £3,210

79.36%

Average Monthly Net Salary (After Tax)

$7,620 KYD 6,248

$3,349 £2,521

127.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.32

35.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Cayman Islands: October 25, 2026

Last update for the United Kingdom: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cayman Islands

$2.3K 48.4%

United Kingdom

$1.1K 43.6% 54.1% $1.3K

Groceries & Markets

Cayman Islands

$718 14.9%

United Kingdom

$307 12.5% 57.2% $411

Monthly Utilities & Internet

Cayman Islands

$713 14.8%

United Kingdom

$389 15.8% 45.4% $324

Eating Out

Cayman Islands

$456 9.4%

United Kingdom

$328 13.3% 28.2% $129

Sport & Entertainment

Cayman Islands

$239 4.9%

United Kingdom

$70 2.9% 70.6% $169

Clothing & Footwear

Cayman Islands

$201 4.2%

United Kingdom

$154 6.3% 23.4% $47

Getting Around

Cayman Islands

$167 3.5%

United Kingdom

$140 5.7% 15.8% $26

Cost Breakdown

Average rent: $3,562 in the Cayman Islands vs $1,287 in the United Kingdom. For reference, capital cities sit at $2,881 in George Town and $2,811 in London.

Average salary: $7,780 in the Cayman Islands vs $3,251 in the United Kingdom. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 177% higher in the Cayman Islands.

Dining out costs 36% more in the Cayman Islands.

Public transport is 17% more expensive in the Cayman Islands.

Salaries are about 2.4 times higher in the Cayman Islands, and purchasing power comes out stronger in the Cayman Islands.

Good to know

🇰🇾 Cayman Islands

🇬🇧 United Kingdom

🕒 Local time

21:27 9:27 PM

02:27 2:27 AM

5 h ahead of the Cayman Islands

🌤 Weather

👥 Population

65,483

67,326,569

💱 Currency

Cayman Islands Dollar KYD $

British Pound GBP £

📈 Exchange rate

1 KYD = 1.22 USD

1 KYD = 1.1 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to KYD – Cayman Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇰🇾 Cayman Islands Dollar ($)

Cayman Islands Dollar exchange rates as of October 29, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.913 KYD (1 KYD = 1.1 EUR).

British Pound exchange rates as of October 29, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

USD to KYD in detail →

On the map

Lowest

Highest

Between locations

Cayman Islands United Kingdom 7,740 km ≈ 10 h nonstop flight

From you

Cayman Islands
United Kingdom

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayman Islands vs United Kingdom: Cost of Living - Frequently Asked Questions

The United Kingdom is the cheaper option – living costs run roughly 49% lower on average.

Housing costs more in the Cayman Islands: a central one-bedroom averages $3,562 versus $1,287 in the United Kingdom.

Groceries, public transport, and eating out all cost less in the United Kingdom – part of why living there is about 49% cheaper overall.

The United Kingdom is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.