Last update: Oct 2026

Cost of Living Comparison Between the United Kingdom and the Cayman Islands

Name: Cayman Islands
Address: KY

For one person, living is cheaper in the United Kingdom: $2,462 a month against $4,833 in the Cayman Islands, rent and utilities included – about $28,500 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in the United Kingdom
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United Kingdom Living Index
231

Cost of Living Index in the Cayman Islands
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Cayman Islands Living Index

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🇬🇧 United Kingdom

$2,462

/mo nomad

🇰🇾 Cayman Islands

$4,833

/mo nomad

Monthly Cost of Living

How much you'll spend in the United Kingdom and in the Cayman Islands

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United Kingdom and in the Cayman Islands actually costs, broken down by who's living it.

A single person spends $2,462 per month in the United Kingdom vs $4,833 in the Cayman Islands, rent included.

United Kingdom $2,462
Cayman Islands $4,833

A couple spends around $3,600 per month in the United Kingdom vs $7,361 in the Cayman Islands, rent included.

United Kingdom $3,600
Cayman Islands $7,361

A family of three spends $4,738 per month in the United Kingdom vs $9,889 in the Cayman Islands, rent included.

United Kingdom $4,738
Cayman Islands $9,889

The regional cost range is wider in the United Kingdom ($1,126–$4,646) than in the Cayman Islands ($3,928–$4,938), so city choice matters more there.

The cost of living in the United Kingdom is roughly 49% lower than in the Cayman Islands on average.

Both the United Kingdom and the Cayman Islands are pricier than the global median – the United Kingdom by 81%, the Cayman Islands by 255%.

Meal at Budget Restaurant

$21.48 £16.17

$29.93 KYD 24.54

-28.23%

Three-Course Dinner for Two, Mid-Range

$85.7 £64.5

$113 KYD 92.9

-24.31%

Fast Food Meal (McDonalds, etc)

$10.61 £7.99

$16.97 KYD 13.92

-37.48%

Cappuccino

$4.91 £3.70

$7.24 KYD 5.94

-32.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 £2.00

$3.24 KYD 2.65

-17.90%

Water (0.33 liter bottle)

$1.87 £1.41

$3.05 KYD 2.50

-38.69%

Local Beer (0.5 liter draught)

$6.63 £4.99

$7.18 KYD 5.89

-7.66%

Imported Beer (0.33 liter bottle)

$6.84 £5.15

$8.96 KYD 7.35

-23.66%

Milk (1 liter)

$1.68 £1.26

$4.30 KYD 3.52

-60.93%

White Bread (500g)

$1.72 £1.29

$4.64 KYD 3.81

-62.93%

Rice (white) (1kg)

$2.17 £1.63

$4.98 KYD 4.09

-56.43%

Eggs

$4.00 £3.01

$7.51 KYD 6.16

-46.74%

Local Cheese (1kg)

$9.42 £7.09

$46.91 KYD 38.47

-79.92%

Chicken Fillets (1kg)

$9.19 £6.91

$20.33 KYD 16.67

-54.80%

Beef Round Steak (1kg)

$14.77 £11.11

$20.81 KYD 17.07

-29.02%

Apples (1kg)

$2.97 £2.23

$7.74 KYD 6.35

-61.63%

Banana (1kg)

$1.62 £1.22

$3.65 KYD 2.99

-55.62%

Oranges (1kg)

$2.85 £2.15

$6.94 KYD 5.69

-58.93%

Tomato (1kg)

$3.52 £2.65

$7.82 KYD 6.41

-54.99%

Potato (1kg)

$1.83 £1.38

$4.70 KYD 3.86

-61.06%

Onion (1kg)

$1.61 £1.21

$3.85 KYD 3.15

-58.18%

Lettuce (1 head)

$1.25 £0.94

$3.68 KYD 3.01

-66.03%

Water (1.5 liter bottle)

$1.66 £1.25

$2.51 KYD 2.05

-33.86%

Cigarettes 20 Pack (Marlboro, Camel)

$23.65 £17.80

$14.67 KYD 12.03

61.21%

Wine (Bottle)

$10.50 £7.90

$23.59 KYD 19.35

-55.49%

Local Beer (0.5 liter bottle)

$2.98 £2.25

$4.30 KYD 3.53

-30.70%

Imported Beer (0.33 liter bottle)

$3.51 £2.64

$5.49 KYD 4.50

-36.07%

One-way Ticket (Public Transport)

$3.98 £2.99

$2.33 KYD 1.91

70.82%

Public Transport Monthly Pass (Regular Price)

$107 £80.9

$119 KYD 97.7

-9.81%

Taxi Start (Normal Tariff)

$5.18 £3.90

$19.03 KYD 15.61

-72.78%

Taxi (Normal Tariff) (1km)

$2.35 £1.77

$3.83 KYD 3.14

-38.64%

Taxi 1hour Waiting (Normal Tariff)

$26.84 £20.20

$44.56 KYD 36.54

-39.77%

Gasoline (1 liter)

$1.99 £1.50

$1.66 KYD 1.36

19.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K £29.7K

$42.6K KYD 34.9K

-7.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.5K £30.5K

$39.7K KYD 32.6K

1.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$327 £246

$479 KYD 392

-31.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.21 £13.71

$119 KYD 97.2

-84.64%

Internet (50+ Mbps, Unlimited Data)

$43.60 £32.81

$116 KYD 95.1

-62.42%

Gym Membership (Monthly)

$42.36 £31.88

$202 KYD 166

-79.03%

Tennis Court (1 Hour on Weekend)

$18.22 £13.71

$47.99 KYD 39.35

-62.03%

Cinema Ticket

$13.85 £10.42

$18.31 KYD 15.01

-24.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,868 £1,406

$1,672 KYD 1,371

11.69%

International Primary School, 1 Child (Yearly)

$22.6K £17.0K

$26.9K KYD 22.1K

-16.00%

Jeans (Levis 501 Or Similar)

$92.9 £69.9

$86.7 KYD 71.1

7.24%

Summer Dress (H&M, Zara, etc)

$45.92 £34.56

$78.7 KYD 64.5

-41.66%

Sport Shoes (Adidas, Nike)

$102 £76.5

$134 KYD 110

-24.11%

Men's Leather Business Shoes

$102 £77.0

$148 KYD 121

-30.95%

1-bedroom Apartment, City Center (Monthly)

$1,342 £1,010

$3,027 KYD 2,482

-55.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,073 £808

$2,339 KYD 1,918

-54.12%

3-bedroom Apartment, City Center (Monthly)

$2,231 £1,679

$5,796 KYD 4,753

-61.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,742 £1,311

$4,597 KYD 3,770

-62.11%

Buy Apartment in City Center (m2)

$5,601 £4,216

$13.0K KYD 10.6K

-56.82%

Buy Apartment Outside City Center (m2)

$4,265 £3,210

$7,650 KYD 6,273

-44.24%

Average Monthly Net Salary (After Tax)

$3,349 £2,521

$7,620 KYD 6,248

-56.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

7.2

-26.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United Kingdom: October 26, 2026

Last update for the Cayman Islands: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United Kingdom

$1.1K 43.6%

Cayman Islands

$2.3K 48.4% 118% $1.3K

Monthly Utilities & Internet

United Kingdom

$389 15.8%

Cayman Islands

$713 14.8% 83.3% $324

Eating Out

United Kingdom

$328 13.3%

Cayman Islands

$456 9.4% 39.3% $129

Groceries & Markets

United Kingdom

$307 12.5%

Cayman Islands

$718 14.9% 134% $411

Clothing & Footwear

United Kingdom

$154 6.3%

Cayman Islands

$201 4.2% 30.5% $47

Getting Around

United Kingdom

$140 5.7%

Cayman Islands

$167 3.5% 18.8% $26

Sport & Entertainment

United Kingdom

$70 2.9%

Cayman Islands

$239 4.9% 241% $169

Cost Breakdown

Average rent: $1,287 in the United Kingdom vs $3,562 in the Cayman Islands. For reference, capital cities sit at $2,811 in London and $2,881 in George Town.

Average salary: $3,251 in the United Kingdom vs $7,780 in the Cayman Islands. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 177% higher in the Cayman Islands.

Dining out costs 36% more in the Cayman Islands.

Public transport is 17% more expensive in the Cayman Islands.

Salaries are about 2.4 times higher in the Cayman Islands, and purchasing power comes out stronger in the Cayman Islands.

Good to know

🇬🇧 United Kingdom

🇰🇾 Cayman Islands

🕒 Local time

20:26 8:26 PM

15:26 3:26 PM

5 h behind the United Kingdom

🌤 Weather

👥 Population

67,326,569

65,483

💱 Currency

British Pound GBP £

Cayman Islands Dollar KYD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 KYD = 1.22 USD

1 KYD = 1.1 EUR

Exchange rates and currency converter

KYD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

Cayman Islands Dollar exchange rates as of October 28, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.913 KYD (1 KYD = 1.1 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

United Kingdom Cayman Islands 7,740 km ≈ 10 h nonstop flight

From you

United Kingdom
Cayman Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United Kingdom vs Cayman Islands: Cost of Living - Frequently Asked Questions

The United Kingdom is the cheaper option – living costs run roughly 49% lower on average.

Housing costs more in the Cayman Islands: a central one-bedroom averages $3,562 versus $1,287 in the United Kingdom.

Groceries, public transport, and eating out all cost less in the United Kingdom – part of why living there is about 49% cheaper overall.

The United Kingdom is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.