Last update: Oct 2026

Cost of Living Comparison Between the Cayman Islands and Australia

Name: Australia
Address: AU

For one person, living is cheaper in Australia: $2,626 a month against $4,833 in the Cayman Islands, rent and utilities included – about $26,500 less a year. Rent and utilities account for most of the difference.

231

Cost of Living Index in the Cayman Islands
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Cayman Islands Living Index
125

Cost of Living Index in Australia
Learn more

Australia Living Index

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🇰🇾 Cayman Islands

$4,833

/mo nomad

🇦🇺 Australia

$2,626

/mo nomad

Monthly Cost of Living

How much you'll spend in the Cayman Islands and in Australia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Cayman Islands and in Australia actually costs, broken down by who's living it.

A single person spends $4,833 per month in the Cayman Islands vs $2,626 in Australia, rent included.

Cayman Islands $4,833
Australia $2,626

A couple spends around $7,361 per month in the Cayman Islands vs $3,810 in Australia, rent included.

Cayman Islands $7,361
Australia $3,810

A family of three spends $9,889 per month in the Cayman Islands vs $4,994 in Australia, rent included.

Cayman Islands $9,889
Australia $4,994

The regional cost range is wider in Australia ($1,068–$3,303) than in the Cayman Islands ($3,928–$4,938), so city choice matters more there.

The cost of living in the Cayman Islands is about 84% higher than in Australia on average.

Both the Cayman Islands and Australia are pricier than the global median – the Cayman Islands by 255%, Australia by 93%.

Meal at Budget Restaurant

$29.93 KYD 24.54

$17.65 A$25.00

69.58%

Three-Course Dinner for Two, Mid-Range

$113 KYD 92.9

$85.2 A$121

32.94%

Fast Food Meal (McDonalds, etc)

$16.97 KYD 13.92

$11.09 A$15.71

53.02%

Cappuccino

$7.24 KYD 5.94

$3.90 A$5.52

85.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 KYD 2.65

$2.85 A$4.04

13.68%

Water (0.33 liter bottle)

$3.05 KYD 2.50

$2.31 A$3.28

32.03%

Local Beer (0.5 liter draught)

$7.18 KYD 5.89

$7.53 A$10.66

-4.65%

Imported Beer (0.33 liter bottle)

$8.96 KYD 7.35

$8.59 A$12.16

4.31%

Milk (1 liter)

$4.30 KYD 3.52

$1.76 A$2.49

144.32%

White Bread (500g)

$4.64 KYD 3.81

$2.81 A$3.98

65.12%

Rice (white) (1kg)

$4.98 KYD 4.09

$2.24 A$3.18

122.32%

Eggs

$7.51 KYD 6.16

$5.02 A$7.12

49.60%

Local Cheese (1kg)

$46.91 KYD 38.47

$9.87 A$13.98

375.28%

Chicken Fillets (1kg)

$20.33 KYD 16.67

$9.32 A$13.20

118.13%

Beef Round Steak (1kg)

$20.81 KYD 17.07

$14.86 A$21.05

40.04%

Apples (1kg)

$7.74 KYD 6.35

$3.82 A$5.41

102.62%

Banana (1kg)

$3.65 KYD 2.99

$2.92 A$4.14

25.00%

Oranges (1kg)

$6.94 KYD 5.69

$3.13 A$4.44

121.73%

Tomato (1kg)

$7.82 KYD 6.41

$4.81 A$6.81

62.58%

Potato (1kg)

$4.70 KYD 3.86

$2.80 A$3.97

67.86%

Onion (1kg)

$3.85 KYD 3.15

$2.38 A$3.37

61.76%

Lettuce (1 head)

$3.68 KYD 3.01

$2.37 A$3.36

55.27%

Water (1.5 liter bottle)

$2.51 KYD 2.05

$1.65 A$2.34

52.12%

Cigarettes 20 Pack (Marlboro, Camel)

$14.67 KYD 12.03

$39.13 A$55.4

-62.51%

Wine (Bottle)

$23.59 KYD 19.35

$13.93 A$19.73

69.35%

Local Beer (0.5 liter bottle)

$4.30 KYD 3.53

$4.96 A$7.02

-13.31%

Imported Beer (0.33 liter bottle)

$5.49 KYD 4.50

$5.17 A$7.33

6.19%

One-way Ticket (Public Transport)

$2.33 KYD 1.91

$2.42 A$3.43

-3.72%

Public Transport Monthly Pass (Regular Price)

$119 KYD 97.7

$94.6 A$134

25.90%

Taxi Start (Normal Tariff)

$19.03 KYD 15.61

$3.49 A$4.95

445.27%

Taxi (Normal Tariff) (1km)

$3.83 KYD 3.14

$1.60 A$2.26

139.37%

Taxi 1hour Waiting (Normal Tariff)

$44.56 KYD 36.54

$39.84 A$56.4

11.85%

Gasoline (1 liter)

$1.66 KYD 1.36

$1.39 A$1.97

19.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.6K KYD 34.9K

$30.0K A$42.5K

42.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K KYD 32.6K

$25.8K A$36.5K

54.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$479 KYD 392

$205 A$290

133.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$119 KYD 97.2

$28.33 A$40.14

318.39%

Internet (50+ Mbps, Unlimited Data)

$116 KYD 95.1

$58.8 A$83.3

97.40%

Gym Membership (Monthly)

$202 KYD 166

$55.7 A$78.8

263.00%

Tennis Court (1 Hour on Weekend)

$47.99 KYD 39.35

$19.57 A$27.73

145.22%

Cinema Ticket

$18.31 KYD 15.01

$15.38 A$21.78

19.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,672 KYD 1,371

$2,145 A$3,039

-22.04%

International Primary School, 1 Child (Yearly)

$26.9K KYD 22.1K

$18.3K A$26.0K

46.83%

Jeans (Levis 501 Or Similar)

$86.7 KYD 71.1

$78.3 A$111

10.66%

Summer Dress (H&M, Zara, etc)

$78.7 KYD 64.5

$56.3 A$79.7

39.88%

Sport Shoes (Adidas, Nike)

$134 KYD 110

$115 A$163

16.37%

Men's Leather Business Shoes

$148 KYD 121

$123 A$174

20.23%

1-bedroom Apartment, City Center (Monthly)

$3,027 KYD 2,482

$1,591 A$2,254

90.23%

1-bedroom Apartment, Outside City Center (Monthly)

$2,339 KYD 1,918

$1,293 A$1,831

80.96%

3-bedroom Apartment, City Center (Monthly)

$5,796 KYD 4,753

$2,524 A$3,576

129.60%

3-bedroom Apartment, Outside City Center (Monthly)

$4,597 KYD 3,770

$2,005 A$2,841

129.25%

Buy Apartment in City Center (m2)

$13.0K KYD 10.6K

$8,751 A$12.4K

48.22%

Buy Apartment Outside City Center (m2)

$7,650 KYD 6,273

$6,260 A$8,868

22.20%

Average Monthly Net Salary (After Tax)

$7,620 KYD 6,248

$3,984 A$5,644

91.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.93

21.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Cayman Islands: October 25, 2026

Last update for Australia: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cayman Islands

$2.3K 48.4%

Australia

$1.3K 49.2% 44.7% $1K

Groceries & Markets

Cayman Islands

$718 14.9%

Australia

$374 14.3% 47.9% $344

Monthly Utilities & Internet

Cayman Islands

$713 14.8%

Australia

$292 11.1% 59% $421

Eating Out

Cayman Islands

$456 9.4%

Australia

$297 11.3% 35% $160

Sport & Entertainment

Cayman Islands

$239 4.9%

Australia

$86 3.3% 63.8% $152

Clothing & Footwear

Cayman Islands

$201 4.2%

Australia

$168 6.4% 16.7% $34

Getting Around

Cayman Islands

$167 3.5%

Australia

$116 4.4% 30.5% $51

Cost Breakdown

Average rent: $3,562 in the Cayman Islands vs $1,383 in Australia. For reference, capital cities sit at $2,881 in George Town and $1,749 in Canberra.

Average salary: $7,780 in the Cayman Islands vs $3,874 in Australia. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 158% higher in the Cayman Islands.

Dining out costs 35% more in the Cayman Islands.

Public transport is 40% more expensive in the Cayman Islands.

Salaries are about 2 times higher in the Cayman Islands, and purchasing power comes out stronger in the Cayman Islands.

Good to know

🇰🇾 Cayman Islands

🇦🇺 Australia

🕒 Local time

21:27 9:27 PM

13:27 1:27 PM

16 h ahead of the Cayman Islands

🌤 Weather

👥 Population

65,483

26,473,055

💱 Currency

Cayman Islands Dollar KYD $

Australian Dollar AUD $

📈 Exchange rate

1 KYD = 1.22 USD

1 KYD = 1.1 EUR

1 AUD = 0.706 USD

1 AUD = 0.634 EUR

Exchange rates and currency converter

AUD, USD, EUR to KYD – Cayman Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇰🇾 Cayman Islands Dollar ($)

Cayman Islands Dollar exchange rates as of October 29, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.913 KYD (1 KYD = 1.1 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.634 EUR).

USD to KYD in detail →

On the map

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Highest

Between locations

Cayman Islands Australia 14,780 km ≈ 19 h nonstop flight

From you

Cayman Islands
Australia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayman Islands vs Australia: Cost of Living - Frequently Asked Questions

Australia is the cheaper option – living costs run roughly 46% lower on average.

Housing costs more in the Cayman Islands: a central one-bedroom averages $3,562 versus $1,383 in Australia.

Groceries, public transport, and eating out all cost less in Australia – part of why living there is about 46% cheaper overall.

Australia is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.