Last update: Nov 2026

Cost of Living Comparison Between Cayey and Toronto

For one person, living is cheaper in Cayey: $2,156 a month against $2,599 in Toronto, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

103

Cost of Living Index in Cayey
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Cayey Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

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Cayey

🇵🇷 Puerto Rico

$2,156

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Cayey and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cayey and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,156 in Cayey versus $2,599 in Toronto.

Cayey $2,156
Toronto $2,599

Estimated couple costs with rent: $3,430 in Cayey versus $3,700 in Toronto.

Cayey $3,430
Toronto $3,700

Monthly costs for a family of three with rent: $4,704 in Cayey versus $4,801 in Toronto.

Cayey $4,704
Toronto $4,801

Living in Cayey costs roughly 17% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Cayey 59% above, Toronto 92% above.

Meal at Budget Restaurant

$19.05 $19.05

$17.98 CA$25.20

5.95%

Three-Course Dinner for Two, Mid-Range

$83.6 $83.6

$72.3 CA$101

15.64%

Fast Food Meal (McDonalds, etc)

$9.04 $9.04

$10.83 CA$15.18

-16.53%

Cappuccino

$3.52 $3.52

$4.34 CA$6.09

-18.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 $1.83

$2.16 CA$3.03

-15.28%

Water (0.33 liter bottle)

$1.49 $1.49

$1.66 CA$2.32

-10.24%

Local Beer (0.5 liter draught)

$2.98 $2.98

$6.35 CA$8.90

-53.07%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$7.34 CA$10.29

-30.25%

Milk (1 liter)

$2.19 $2.19

$2.57 CA$3.60

-14.79%

White Bread (500g)

$3.61 $3.61

$2.71 CA$3.79

33.21%

Rice (white) (1kg)

$2.35 $2.35

$2.28 CA$3.19

3.07%

Eggs

$7.33 $7.33

$3.60 CA$5.05

103.61%

Local Cheese (1kg)

$12.51 $12.51

$8.94 CA$12.54

39.93%

Chicken Fillets (1kg)

$9.59 $9.59

$11.19 CA$15.69

-14.30%

Beef Round Steak (1kg)

$13.27 $13.27

$15.23 CA$21.34

-12.87%

Apples (1kg)

$5.09 $5.09

$3.74 CA$5.25

36.10%

Banana (1kg)

$2.65 $2.65

$1.23 CA$1.72

115.45%

Oranges (1kg)

$4.79 $4.79

$3.58 CA$5.02

33.80%

Tomato (1kg)

$4.88 $4.88

$4.25 CA$5.96

14.82%

Potato (1kg)

$3.73 $3.73

$1.94 CA$2.72

92.27%

Onion (1kg)

$4.04 $4.04

$1.67 CA$2.34

141.92%

Lettuce (1 head)

$3.37 $3.37

$2.30 CA$3.22

46.52%

Water (1.5 liter bottle)

$1.57 $1.57

$1.26 CA$1.77

24.60%

Cigarettes 20 Pack (Marlboro, Camel)

$12.22 $12.22

$14.19 CA$19.90

-13.88%

Wine (Bottle)

$15.40 $15.40

$14.25 CA$19.97

8.07%

Local Beer (0.5 liter bottle)

$3.13 $3.13

$2.28 CA$3.20

37.28%

Imported Beer (0.33 liter bottle)

$3.96 $3.96

$2.58 CA$3.62

53.49%

One-way Ticket (Public Transport)

$2.35 CA$3.30

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$2.55 $2.55

$3.01 CA$4.22

-15.28%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.22 CA$1.71

24.59%

Taxi 1hour Waiting (Normal Tariff)

$41.65 $41.65

$21.82 CA$30.59

90.88%

Gasoline (1 liter)

$1.02 $1.02

$1.23 CA$1.73

-17.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.0K CA$37.8K

29.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K $27.6K

$21.8K CA$30.6K

26.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$318 $318

$121 CA$169

163.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.5 $70.5

$33.10 CA$46.40

112.93%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$49.09 CA$68.8

41.96%

Gym Membership (Monthly)

$40.63 $40.63

$36.65 CA$51.4

10.86%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$10.09 $10.09

$12.78 CA$17.91

-21.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$812 $812

$754 CA$1,058

7.57%

International Primary School, 1 Child (Yearly)

$12.5K $12.5K

$33.7K CA$47.2K

-62.80%

Jeans (Levis 501 Or Similar)

$57.0 $57.0

$50.4 CA$70.6

13.12%

Summer Dress (H&M, Zara, etc)

$60.8 $60.8

$41.43 CA$58.1

46.78%

Sport Shoes (Adidas, Nike)

$108 $108

$101 CA$142

6.53%

Men's Leather Business Shoes

$113 $113

$130 CA$183

-13.02%

1-bedroom Apartment, City Center (Monthly)

$1,215 $1,215

$1,590 CA$2,228

-23.55%

1-bedroom Apartment, Outside City Center (Monthly)

$801 $801

$1,424 CA$1,996

-43.73%

3-bedroom Apartment, City Center (Monthly)

$2,414 $2,414

$2,641 CA$3,702

-8.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,784 $1,784

$2,090 CA$2,930

-14.65%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$3,643 $3,643

$3,623 CA$5,078

0.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.45

47.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cayey: November 1, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cayey

$801 37.2%

Toronto

$1.4K 54.8% 77.7% $623

Monthly Utilities & Internet

Cayey

$458 21.3%

Toronto

$203 7.8% 55.7% $255

Groceries & Markets

Cayey

$413 19.2%

Toronto

$345 13.3% 16.5% $68

Eating Out

Cayey

$260 12.1%

Toronto

$290 11.2% 11.5% $30

Clothing & Footwear

Cayey

$153 7.1%

Toronto

$145 5.6% 4.6% $7.1

Sport & Entertainment

Cayey

$61 2.8%

Toronto

$62 2.4% 2.3% $1.4

Getting Around

Cayey

$10 * 0.5%

Toronto

$130 5% 1177% $119

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,215 in Cayey and $1,590 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $84 in Cayey vs $72 in Toronto for a mid-range dinner for two. Groceries echo the gap at $413 vs $345 per month, with Toronto cheaper across the board.

Good to know

🇵🇷 Cayey

🇨🇦 Toronto

🕒 Local time

02:37 2:37 AM

01:37 1:37 AM

1 h behind Cayey

🌤 Weather

👥 Population

13,999

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

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Between locations

Cayey Toronto 3,100 km ≈ 4 h 15 min nonstop flight

From you

Cayey
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayey vs Toronto: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,156 in Cayey and $2,599 in Toronto, so Cayey is about 17% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,234 in Cayey and $3,899 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,215 in Cayey versus $1,590 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $812 in Cayey versus $754 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $72 versus $84 in Cayey. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Cayey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.