Last update: Oct 2026

Cost of Living Comparison Between Cayey and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,166 in Cayey, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

Cayey
🇵🇷 Puerto Rico
$2,166
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,771
/mo nomad
Monthly Cost of Living

How much you'll spend in Cayey and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cayey and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,166 in Cayey versus $1,771 in Montevideo.

  • Cayey $2,166
  • Montevideo $1,771

Estimated couple costs with rent: $3,465 in Cayey versus $2,740 in Montevideo.

  • Cayey $3,465
  • Montevideo $2,740

Monthly costs for a family of three with rent: $4,764 in Cayey versus $3,708 in Montevideo.

  • Cayey $4,764
  • Montevideo $3,708

Living in Cayey is roughly 22% more expensive than in Montevideo, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Cayey 60% above, Montevideo 31% above.

Currency
🍽 Eating Out
Cayey
Montevideo
Difference
Meal at Budget Restaurant
$18.96 $18.96
$15.16 UYU 609
25.07%
Three-Course Dinner for Two, Mid-Range
$83.0 $83.0
$69.2 UYU 2,776
20.03%
Fast Food Meal (McDonalds, etc)
$9.37 $9.37
$14.65 UYU 588
-36.04%
Cappuccino
$3.66 $3.66
$4.46 UYU 179
-17.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.86 $1.86
$2.67 UYU 107
-30.34%
Water (0.33 liter bottle)
$1.46 $1.46
$2.00 UYU 80.4
-27.00%
Local Beer (0.5 liter draught)
$3.01 $3.01
$4.83 UYU 194
-37.68%
Imported Beer (0.33 liter bottle)
$4.91 $4.91
$3.80 UYU 152
29.21%
🛒 Groceries & Markets
Cayey
Montevideo
Difference
Milk (1 liter)
$2.20 $2.20
$1.36 UYU 54.8
61.76%
White Bread (500g)
$3.60 $3.60
$2.87 UYU 115
25.44%
Rice (white) (1kg)
$2.45 $2.45
$1.75 UYU 70.2
40.00%
Eggs
$7.56 $7.56
$4.68 UYU 188
61.54%
Local Cheese (1kg)
$12.75 $12.75
$13.88 UYU 557
-8.14%
Chicken Fillets (1kg)
$9.50 $9.50
$11.98 UYU 481
-20.70%
Beef Round Steak (1kg)
$13.37 $13.37
$11.97 UYU 480
11.70%
Apples (1kg)
$5.20 $5.20
$2.78 UYU 111
87.05%
Banana (1kg)
$2.56 $2.56
$2.74 UYU 110
-6.57%
Oranges (1kg)
$4.94 $4.94
$1.77 UYU 71.2
179.10%
Tomato (1kg)
$4.85 $4.85
$3.24 UYU 130
49.69%
Potato (1kg)
$3.68 $3.68
$1.97 UYU 79.2
86.80%
Onion (1kg)
$4.05 $4.05
$2.07 UYU 83.1
95.65%
Lettuce (1 head)
$3.50 $3.50
$1.37 UYU 55.1
155.47%
Water (1.5 liter bottle)
$1.65 $1.65
$1.88 UYU 75.3
-12.23%
Cigarettes 20 Pack (Marlboro, Camel)
$12.05 $12.05
$5.59 UYU 224
115.56%
Wine (Bottle)
$15.37 $15.37
$8.78 UYU 352
75.06%
Local Beer (0.5 liter bottle)
$3.12 $3.12
$2.26 UYU 90.9
38.05%
Imported Beer (0.33 liter bottle)
$3.97 $3.97
$2.75 UYU 110
44.36%
🚌 Getting Around
Cayey
Montevideo
Difference
One-way Ticket (Public Transport)
-
$1.53 UYU 61.5
-
Public Transport Monthly Pass (Regular Price)
-
$74.3 UYU 2,980
-
Taxi Start (Normal Tariff)
$2.55 $2.55
$1.91 UYU 76.7
33.51%
Taxi (Normal Tariff) (1km)
$1.52 $1.52
$0.40 UYU 16.18
280.00%
Taxi 1hour Waiting (Normal Tariff)
$42.36 $42.36
$10.33 UYU 415
310.07%
Gasoline (1 liter)
$1.02 $1.02
$2.13 UYU 85.6
-52.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.6K $40.6K
$27.1K UYU 1.1M
49.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2K $28.2K
$36.3K UYU 1.5M
-22.20%
🧾 Monthly Utilities & Internet
Cayey
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$326 $326
$188 UYU 7,557
73.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.5 $68.5
$20.54 UYU 824
233.40%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$44.81 UYU 1,798
56.75%
🎉 Sport & Entertainment
Cayey
Montevideo
Difference
Gym Membership (Monthly)
$40.45 $40.45
$54.0 UYU 2,166
-25.04%
Tennis Court (1 Hour on Weekend)
-
$19.75 UYU 793
-
Cinema Ticket
$9.81 $9.81
$11.95 UYU 480
-17.91%
🧸 Childcare & Education
Cayey
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$822 $822
$634 UYU 25.5K
29.56%
International Primary School, 1 Child (Yearly)
$12.3K $12.3K
$11.1K UYU 443.6K
11.09%
👕👟 Clothing & Footwear
Cayey
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$55.2 $55.2
$102 UYU 4,099
-45.95%
Summer Dress (H&M, Zara, etc)
$60.4 $60.4
$57.5 UYU 2,309
5.06%
Sport Shoes (Adidas, Nike)
$108 $108
$127 UYU 5,079
-14.36%
Men's Leather Business Shoes
$113 $113
$128 UYU 5,131
-11.99%
🏠 Accommodation & Living
Cayey
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,190 $1,190
$719 UYU 28.8K
65.55%
1-bedroom Apartment, Outside City Center (Monthly)
$802 $802
$568 UYU 22.8K
41.18%
3-bedroom Apartment, City Center (Monthly)
$2,429 $2,429
$1,145 UYU 46.0K
112.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,836 $1,836
$1,023 UYU 41.1K
79.43%
Buy Apartment in City Center (m2)
-
$3,392 UYU 136.1K
-
Buy Apartment Outside City Center (m2)
-
$1,949 UYU 78.2K
-
💵 Salaries & Financials
Cayey
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$3,661 $3,661
$1,245 UYU 50.0K
194.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
5.74
14.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cayey: October 12, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cayey
$802
Montevideo
$568 29.2% $234
Monthly Utilities & Internet
Cayey
$464
Montevideo
$254 45.4% $211
Groceries & Markets
Cayey
$416
Montevideo
$332 20.4% $85
Eating Out
Cayey
$262
Montevideo
$269 2.8% $7.3
Clothing & Footwear
Cayey
$151
Montevideo
$186 23% $35
Sport & Entertainment
Cayey
$60
Montevideo
$78 29.6% $18
Getting Around
Cayey
$10 *
Montevideo
$84 732% $74

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,190 in Cayey and $719 in Montevideo. Housing cost is often the main lever when comparing two cities.

Cayey pays 194% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Cayey vs $69.0 in Montevideo for a mid-range dinner for two. Groceries echo the gap at $416 vs $332 per month, with Montevideo cheaper across the board.

Good to know
🇵🇷 Cayey
🇺🇾 Montevideo
🕒 Local time
18:42 6:42 PM
19:42 7:42 PM
1 h ahead of Cayey
🌤 Weather
👥 Population
13,999
1,319,108 Capital
💱 Currency
Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Cayey Montevideo 5,990 km ≈ 8 h nonstop flight
From you
  • Cayey
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cayey vs Montevideo: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cayey and in Montevideo?
Cayey and Montevideo differ by about 22% in total monthly costs ($2,166 vs $1,771 including rent). Montevideo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Cayey or Montevideo?
Average pay runs 194% higher in Cayey, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Cayey and in Montevideo?
Rent for a central apartment: $1,190 in Cayey versus $719 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Cayey and Montevideo?
Childcare runs $822 in Cayey versus $634 in Montevideo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Montevideo – a meal for two runs $69.0 versus $83.0 in Cayey. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,500 per month?
At $1,771 in Montevideo versus $2,166 in Cayey, a $2,500 budget is realistic in Montevideo but tight or insufficient in Cayey. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.
How does quality of life compare between Cayey and Montevideo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cayey or Montevideo safer for residents?
Safety-wise, Cayey and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cayey or Montevideo?
Expats usually find Montevideo gentler on the wallet – expenses run 22% less than in Cayey. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Cayey vs other spots: cost of living compared

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