😐Monthly costs for one person with rent: $1,674 in Cartago versus $1,266 in Playa del Carmen.
😐Estimated couple costs with rent: $2,346 in Cartago versus $2,279 in Playa del Carmen.
🙂Monthly costs for a family of three with rent: $3,018 in Cartago versus $3,292 in Playa del Carmen.
🌍Living in Cartago is roughly 32% more expensive than in Playa del Carmen, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Cartago is 22% above, Playa del Carmen is 7% below.
Currency
🍽 Eating Out
Cartago
Playa del Carmen
Difference
Meal at Budget Restaurant
$8.96₡3,983
$11.60MX$200
-22.76%
Three-Course Dinner for Two, Mid-Range
$35.29₡15.7K
$47.11MX$812
-25.09%
Fast Food Meal(McDonalds, etc)
$10.07₡4,474
$11.88MX$205
-15.24%
Cappuccino
$4.52₡2,008
$3.98MX$68.6
13.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.23₡993
$1.43MX$24.60
55.94%
Water(0.33 liter bottle)
$1.44₡640
$0.82MX$14.22
75.61%
Local Beer(0.5 liter draught)
$2.18₡970
$3.19MX$55.0
-31.66%
Imported Beer(0.33 liter bottle)
$4.24₡1,884
$6.79MX$117
-37.56%
🛒 Groceries & Markets
Cartago
Playa del Carmen
Difference
Milk(1 liter)
$2.45₡1,090
$1.68MX$28.89
45.83%
White Bread(500g)
$2.38₡1,059
$2.20MX$37.88
8.18%
Rice(white)(1kg)
$2.53₡1,122
$1.71MX$29.45
47.95%
Eggs
$3.52₡1,566
$2.74MX$47.26
28.47%
Local Cheese(1kg)
$8.83₡3,926
$9.58MX$165
-7.83%
Chicken Fillets(1kg)
$10.37₡4,611
$9.01MX$155
15.09%
Beef Round Steak(1kg)
$13.92₡6,185
$12.81MX$221
8.67%
Apples(1kg)
$5.08₡2,257
$2.89MX$49.81
75.78%
Banana(1kg)
$1.30₡576
$1.50MX$25.81
-13.33%
Oranges(1kg)
$4.54₡2,018
$2.15MX$37.03
111.16%
Tomato(1kg)
$3.08₡1,370
$2.26MX$38.96
36.28%
Potato(1kg)
$2.28₡1,016
$1.98MX$34.15
15.15%
Onion(1kg)
$2.24₡995
$1.99MX$34.30
12.56%
Lettuce(1 head)
$1.10₡489
$1.23MX$21.28
-10.57%
Water(1.5 liter bottle)
$2.25₡1,002
$1.20MX$20.63
87.50%
Cigarettes 20 Pack(Marlboro, Camel)
$5.95₡2,643
$4.55MX$78.5
30.77%
Wine(Bottle)
$15.50₡6,888
$10.37MX$179
49.47%
Local Beer(0.5 liter bottle)
$2.80₡1,244
$1.62MX$27.91
72.84%
Imported Beer(0.33 liter bottle)
$1.97₡878
$2.88MX$49.67
-31.60%
🚌 Getting Around
Cartago
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.29₡574
$0.60MX$10.35
115.00%
Public Transport Monthly Pass(Regular Price)
$76.5₡34.0K
$28.80MX$497
165.73%
Taxi Start(Normal Tariff)
$1.34₡597
$5.39MX$92.9
-75.14%
Taxi(Normal Tariff)(1km)
$1.58₡701
$3.73MX$64.3
-57.64%
Taxi 1hour Waiting(Normal Tariff)
$9.01₡4,005
$5.77MX$99.5
56.15%
Gasoline(1 liter)
$1.50₡668
$1.54MX$26.48
-2.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K₡9.7M
$22.5KMX$388.8K
-3.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.9K₡15.5M
$26.1KMX$449.3K
33.80%
🧾 Monthly Utilities & Internet
Cartago
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$54.2₡24.1K
$91.4MX$1,576
-40.67%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$36.97₡16.4K
$25.20MX$435
46.71%
Internet(50+ Mbps, Unlimited Data)
$62.3₡27.7K
$31.24MX$539
99.42%
🎉 Sport & Entertainment
Cartago
Playa del Carmen
Difference
Gym Membership(Monthly)
$74.1₡32.9K
$67.2MX$1,159
10.28%
Tennis Court(1 Hour on Weekend)
$77.4₡34.4K
$29.11MX$502
165.78%
Cinema Ticket
$7.08₡3,146
$4.86MX$83.8
45.68%
🧸 Childcare & Education
Cartago
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$559₡248.6K
$224MX$3,856
150.12%
International Primary School, 1 Child(Yearly)
$7,916₡3.5M
$4,229MX$72.9K
87.18%
👕👟 Clothing & Footwear
Cartago
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$73.0₡32.5K
$47.10MX$812
55.05%
Summer Dress(H&M, Zara, etc)
$55.9₡24.8K
$44.29MX$764
26.19%
Sport Shoes(Adidas, Nike)
$124₡55.1K
$80.1MX$1,381
54.74%
Men's Leather Business Shoes
$89.3₡39.7K
$92.7MX$1,598
-3.64%
🏠 Accommodation & Living
Cartago
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$874₡388.3K
$1,063MX$18.3K
-17.78%
1-bedroom Apartment, Outside City Center(Monthly)
$718₡319.1K
$390MX$6,728
83.97%
3-bedroom Apartment, City Center(Monthly)
$1,873₡832.7K
$2,149MX$37.1K
-12.82%
3-bedroom Apartment, Outside City Center(Monthly)
$733₡325.8K
$1,272MX$21.9K
-42.37%
Buy Apartment in City Center(m2)
-
$4,001MX$69.0K
-
Buy Apartment Outside City Center(m2)
-
$6,502MX$112.1K
-
💵 Salaries & Financials
Cartago
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$1,335₡593.3K
$758MX$13.1K
76.07%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.78
11.45
-23.32%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartago: September 13, 2026
Last update for Playa del Carmen: September 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $874 in Cartago and $1,063 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Cartago pays 76% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $35.00 in Cartago vs $47.00 in Playa del Carmen. Groceries flip the comparison at $351 vs $276, with Playa del Carmen cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartago vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Cartago?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Getting Around, Sport & Entertainment. The 32% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cartago or Playa del Carmen?
Average pay runs 76% higher in Cartago, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cartago and Playa del Carmen?
Rent for a central apartment: $874 in Cartago versus $1,063 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Playa del Carmen runs roughly 166% less than in Cartago. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $559 in Cartago versus $224 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Cartago or in Playa del Carmen?
At $1,266 in Playa del Carmen versus $1,674 in Cartago, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Cartago. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Cartago or Playa del Carmen more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Cartago, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cartago or Playa del Carmen?
Safety-wise, Cartago and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 32% less than in Cartago. Beyond cost, consider language, visa policies, and how big the international community is in each city.