Cost of Living Comparison Between Cartago and Chiang Mai Cost of Living Comparison Between Cartago and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $1,479 in Cartago versus $861 in Chiang Mai.

Estimated couple costs with rent: $2,112 in Cartago versus $1,350 in Chiang Mai.

Monthly costs for a family of three with rent: $2,744 in Cartago versus $1,838 in Chiang Mai.

Living in Cartago is roughly 72% more expensive than in Chiang Mai, driven mainly by Eating Out.

The two cities straddle the global median: Cartago is 11% above, Chiang Mai is 36% below.

Meal at Budget Restaurant

$8.04 ₡3,595

$1.96 ฿65.8

310.20%

Three-Course Dinner for Two, Mid-Range

$32.05 ₡14.3K

$18.35 ฿617

74.66%

Fast Food Meal (McDonalds, etc)

$8.83 ₡3,951

$7.48 ฿252

18.05%

Cappuccino

$3.95 ₡1,765

$2.02 ฿67.8

95.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 ₡911

$0.85 ฿28.50

140.00%

Water (0.33 liter bottle)

$1.23 ₡550

$0.36 ฿11.96

241.67%

Local Beer (0.5 liter draught)

$2.02 ₡905

$2.14 ฿71.8

-5.61%

Imported Beer (0.33 liter bottle)

$4.63 ₡2,072

$3.59 ฿121

28.97%

Milk (1 liter)

$2.06 ₡923

$1.65 ฿55.5

24.85%

White Bread (500g)

$2.15 ₡963

$1.57 ฿52.7

36.94%

Rice (white) (1kg)

$2.13 ₡953

$1.19 ฿40.02

78.99%

Eggs

$2.97 ₡1,329

$1.94 ฿65.1

53.09%

Local Cheese (1kg)

$8.02 ₡3,587

$16.19 ฿544

-50.46%

Chicken Fillets (1kg)

$8.95 ₡4,002

$2.99 ฿101

199.33%

Beef Round Steak (1kg)

$13.53 ₡6,051

$10.94 ฿368

23.67%

Apples (1kg)

$4.38 ₡1,957

$2.71 ฿91.2

61.62%

Banana (1kg)

$1.17 ₡522

$1.17 ฿39.25

Oranges (1kg)

$3.92 ₡1,753

$1.69 ฿56.7

131.95%

Tomato (1kg)

$2.63 ₡1,176

$1.60 ฿54.0

64.37%

Potato (1kg)

$1.96 ₡876

$1.38 ฿46.54

42.03%

Onion (1kg)

$2.03 ₡906

$1.20 ฿40.45

69.17%

Lettuce (1 head)

$1.01 ₡453

$0.67 ฿22.50

50.75%

Water (1.5 liter bottle)

$2.02 ₡904

$0.56 ฿18.73

260.71%

Cigarettes 20 Pack (Marlboro, Camel)

$5.40 ₡2,417

$4.64 ฿156

16.38%

Wine (Bottle)

$15.54 ₡6,951

$17.62 ฿593

-11.80%

Local Beer (0.5 liter bottle)

$2.52 ₡1,129

$1.86 ฿62.5

35.48%

Imported Beer (0.33 liter bottle)

$1.76 ₡785

$3.30 ฿111

-46.67%

One-way Ticket (Public Transport)

$1.07 ₡477

$0.88 ฿29.68

21.59%

Public Transport Monthly Pass (Regular Price)

$70.3 ₡31.4K

$19.34 ฿650

263.24%

Taxi Start (Normal Tariff)

$1.36 ₡607

$1.36 ฿45.90

Taxi (Normal Tariff) (1km)

$1.86 ₡834

$1.34 ฿44.98

38.81%

Taxi 1hour Waiting (Normal Tariff)

$8.12 ₡3,631

$8.21 ฿276

-1.10%

Gasoline (1 liter)

$1.45 ₡647

$1.22 ฿41.18

18.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K ₡16.9M

$21.4K ฿718.1K

76.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K ₡14.6M

$22.5K ฿757.7K

44.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.57 ₡21.3K

$70.7 ฿2,376

-32.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.51 ₡11.4K

$14.04 ฿472

81.70%

Internet (50+ Mbps, Unlimited Data)

$56.1 ₡25.1K

$17.49 ฿588

220.87%

Gym Membership (Monthly)

$56.9 ₡25.5K

$42.15 ฿1,417

34.99%

Tennis Court (1 Hour on Weekend)

$23.47 ₡10.5K

$6.88 ฿231

241.13%

Cinema Ticket

$6.50 ₡2,910

$5.92 ฿199

9.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 ₡219.8K

$309 ฿10.4K

59.26%

International Primary School, 1 Child (Yearly)

$7,083 ₡3.2M

$14.9K ฿500.4K

-52.39%

Jeans (Levis 501 Or Similar)

$63.1 ₡28.2K

$55.8 ฿1,875

13.11%

Summer Dress (H&M, Zara, etc)

$51.9 ₡23.2K

$26.11 ฿878

98.77%

Sport Shoes (Adidas, Nike)

$107 ₡48.0K

$83.0 ฿2,792

29.32%

Men's Leather Business Shoes

$78.6 ₡35.2K

$70.5 ฿2,369

11.57%

1-bedroom Apartment, City Center (Monthly)

$768 ₡343.6K

$432 ฿14.5K

77.78%

1-bedroom Apartment, Outside City Center (Monthly)

$605 ₡270.7K

$239 ฿8,035

153.27%

3-bedroom Apartment, City Center (Monthly)

$734 ₡328.3K

$822 ฿27.7K

-10.75%

3-bedroom Apartment, Outside City Center (Monthly)

$761 ₡340.6K

$512 ฿17.2K

48.71%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

Buy Apartment Outside City Center (m2)

$1,467 ฿49.3K

Average Monthly Net Salary (After Tax)

$1,319 ₡590.2K

$579 ฿19.5K

127.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartago: July 14, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $768 in Cartago and $432 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Cartago pays 128% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Cartago vs $18.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $315 vs $243 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cartago vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 72% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 128% higher in Cartago, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $768 in Cartago versus $432 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chiang Mai runs roughly 263% less than in Cartago. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $491 in Cartago versus $309 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $861 in Chiang Mai versus $1,479 in Cartago, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Cartago. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

For families, Chiang Mai is more practical. Housing and childcare are both notably cheaper than in Cartago, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cartago and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 72% less than in Cartago. Beyond cost, consider language, visa policies, and how big the international community is in each city.