Cost of Living Comparison Between Cartago and Ubud, Bali Cost of Living Comparison Between Cartago and Ubud, Bali

Monthly Cost of Living

A single person spends $836 per month in Cartago vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,266 per month in Cartago vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,696 per month in Cartago vs $3,763 in Ubud, Bali, rent included.

Cartago is about 41% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Cartago sits 37% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.64 COP 11.9K

$3.45 Rp 62.0K

5.51%

Three-Course Dinner for Two, Mid-Range

$28.68 COP 93.4K

$32.34 Rp 580.1K

-11.32%

Fast Food Meal (McDonalds, etc)

$7.29 COP 23.7K

$4.84 Rp 86.9K

50.62%

Cappuccino

$1.59 COP 5,176

$2.75 Rp 49.3K

-42.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 COP 2,830

$1.38 Rp 24.8K

-36.96%

Water (0.33 liter bottle)

$0.57 COP 1,855

$0.75 Rp 13.5K

-24.00%

Local Beer (0.5 liter draught)

$1.00 COP 3,268

$2.99 Rp 53.7K

-66.56%

Imported Beer (0.33 liter bottle)

$2.51 COP 8,176

$3.85 Rp 69.1K

-34.81%

Milk (1 liter)

$1.24 COP 4,023

$1.74 Rp 31.1K

-28.74%

White Bread (500g)

$1.51 COP 4,922

$2.46 Rp 44.1K

-38.62%

Rice (white) (1kg)

$1.27 COP 4,119

$1.17 Rp 21.0K

8.55%

Eggs

$2.52 COP 8,205

$2.43 Rp 43.6K

3.70%

Local Cheese (1kg)

$4.11 COP 13.4K

$14.50 Rp 260.2K

-71.66%

Chicken Fillets (1kg)

$5.49 COP 17.9K

$4.35 Rp 78.0K

26.21%

Beef Round Steak (1kg)

$7.76 COP 25.2K

$11.98 Rp 214.9K

-35.23%

Apples (1kg)

$2.43 COP 7,910

$3.72 Rp 66.7K

-34.68%

Banana (1kg)

$0.91 COP 2,979

$1.63 Rp 29.2K

-44.17%

Oranges (1kg)

$1.19 COP 3,887

$2.74 Rp 49.2K

-56.57%

Tomato (1kg)

$1.27 COP 4,150

$2.24 Rp 40.2K

-43.30%

Potato (1kg)

$0.81 COP 2,630

$1.92 Rp 34.4K

-57.81%

Onion (1kg)

$1.06 COP 3,455

$2.28 Rp 40.8K

-53.51%

Lettuce (1 head)

$0.70 COP 2,280

$1.06 Rp 19.1K

-33.96%

Water (1.5 liter bottle)

$0.69 COP 2,245

$0.72 Rp 12.9K

-4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.85 COP 9,265

$3.29 Rp 58.9K

-13.37%

Wine (Bottle)

$12.59 COP 41.0K

$23.19 Rp 416.1K

-45.71%

Local Beer (0.5 liter bottle)

$1.12 COP 3,651

$2.78 Rp 49.8K

-59.71%

Imported Beer (0.33 liter bottle)

$1.88 COP 6,133

$2.73 Rp 49.0K

-31.14%

One-way Ticket (Public Transport)

$0.68 COP 2,224

$0.27 Rp 4,778

151.85%

Public Transport Monthly Pass (Regular Price)

$29.88 COP 97.3K

$8.11 Rp 145.4K

268.43%

Taxi Start (Normal Tariff)

$1.54 COP 5,001

$0.48 Rp 8,659

220.83%

Taxi (Normal Tariff) (1km)

$1.88 COP 6,132

$0.42 Rp 7,532

347.62%

Taxi 1hour Waiting (Normal Tariff)

$9.65 COP 31.4K

$6.22 Rp 111.6K

55.14%

Gasoline (1 liter)

$0.99 COP 3,224

$0.81 Rp 14.6K

22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K COP 70.7M

$26.6K Rp 477.4M

-18.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K COP 98.8M

$32.2K Rp 577.4M

-5.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.1 COP 270.5K

$78.4 Rp 1.4M

6.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.68 COP 28.3K

$4.07 Rp 73.0K

113.27%

Internet (50+ Mbps, Unlimited Data)

$24.16 COP 78.7K

$24.33 Rp 436.4K

-0.70%

Gym Membership (Monthly)

$23.67 COP 77.0K

$98.6 Rp 1.8M

-76.00%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$4.97 COP 16.2K

$3.99 Rp 71.5K

24.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$225 COP 731.6K

$305 Rp 5.5M

-26.32%

International Primary School, 1 Child (Yearly)

$5,871 COP 19.1M

$6,642 Rp 119.2M

-11.61%

Jeans (Levis 501 Or Similar)

$63.2 COP 205.7K

$54.1 Rp 971.2K

16.72%

Summer Dress (H&M, Zara, etc)

$44.52 COP 144.9K

$37.81 Rp 678.2K

17.75%

Sport Shoes (Adidas, Nike)

$75.6 COP 246.1K

$86.8 Rp 1.6M

-12.97%

Men's Leather Business Shoes

$91.1 COP 296.5K

$76.4 Rp 1.4M

19.28%

1-bedroom Apartment, City Center (Monthly)

$284 COP 924.0K

$992 Rp 17.8M

-71.39%

1-bedroom Apartment, Outside City Center (Monthly)

$238 COP 775.4K

$673 Rp 12.1M

-64.59%

3-bedroom Apartment, City Center (Monthly)

$527 COP 1.7M

$3,375 Rp 60.5M

-84.39%

3-bedroom Apartment, Outside City Center (Monthly)

$428 COP 1.4M

$2,050 Rp 36.8M

-79.13%

Buy Apartment in City Center (m2)

$1,740 COP 5.7M

$2,805 Rp 50.3M

-37.94%

Buy Apartment Outside City Center (m2)

$1,273 COP 4.1M

$2,227 Rp 39.9M

-42.84%

Average Monthly Net Salary (After Tax)

$347 COP 1.1M

$167 Rp 3.0M

108.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.58

13.28

-12.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartago: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $284 in Cartago versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 108% higher in Cartago, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Cartago versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $185 vs $297 – making Cartago the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cartago vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 68%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,254 per month in Cartago and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cartago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $836 in Cartago and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 268% less in Cartago. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Cartago, where all-in costs run around $836, than in Ubud, Bali at $1,408. In Cartago it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cartago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cartago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.