Cost of Living Comparison Between Cartago and Ubud, Bali Cost of Living Comparison Between Cartago and Ubud, Bali

Monthly Cost of Living

A single person spends $821 per month in Cartago vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,255 per month in Cartago vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,689 per month in Cartago vs $3,660 in Ubud, Bali, rent included.

Cartago is about 42% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Cartago sits 39% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.71 COP 13.3K

$3.56 Rp 63.7K

4.21%

Three-Course Dinner for Two, Mid-Range

$28.89 COP 103.2K

$32.73 Rp 584.5K

-11.73%

Fast Food Meal (McDonalds, etc)

$7.33 COP 26.2K

$4.95 Rp 88.4K

48.08%

Cappuccino

$1.57 COP 5,610

$2.71 Rp 48.4K

-42.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 COP 3,289

$1.34 Rp 24.0K

-31.34%

Water (0.33 liter bottle)

$0.59 COP 2,112

$0.70 Rp 12.5K

-15.71%

Local Beer (0.5 liter draught)

$1.01 COP 3,622

$2.92 Rp 52.1K

-65.41%

Imported Beer (0.33 liter bottle)

$2.59 COP 9,265

$3.96 Rp 70.7K

-34.60%

Milk (1 liter)

$1.23 COP 4,398

$1.81 Rp 32.3K

-32.04%

White Bread (500g)

$1.53 COP 5,454

$2.52 Rp 45.0K

-39.29%

Rice (white) (1kg)

$1.25 COP 4,452

$1.16 Rp 20.7K

7.76%

Eggs

$2.46 COP 8,767

$2.46 Rp 43.9K

Local Cheese (1kg)

$4.35 COP 15.5K

$14.71 Rp 262.7K

-70.43%

Chicken Fillets (1kg)

$5.48 COP 19.6K

$4.32 Rp 77.1K

26.85%

Beef Round Steak (1kg)

$7.55 COP 26.9K

$12.14 Rp 216.7K

-37.81%

Apples (1kg)

$2.46 COP 8,802

$3.84 Rp 68.6K

-35.94%

Banana (1kg)

$0.92 COP 3,300

$1.56 Rp 27.8K

-41.03%

Oranges (1kg)

$1.14 COP 4,073

$2.83 Rp 50.6K

-59.72%

Tomato (1kg)

$1.32 COP 4,714

$2.33 Rp 41.5K

-43.35%

Potato (1kg)

$0.87 COP 3,102

$1.91 Rp 34.2K

-54.45%

Onion (1kg)

$1.11 COP 3,952

$2.20 Rp 39.3K

-49.55%

Lettuce (1 head)

$0.71 COP 2,542

$1.01 Rp 18.1K

-29.70%

Water (1.5 liter bottle)

$0.70 COP 2,501

$0.78 Rp 13.8K

-10.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 COP 10.0K

$3.32 Rp 59.2K

-15.36%

Wine (Bottle)

$11.32 COP 40.4K

$23.74 Rp 423.9K

-52.32%

Local Beer (0.5 liter bottle)

$1.06 COP 3,781

$2.79 Rp 49.8K

-62.01%

Imported Beer (0.33 liter bottle)

$1.95 COP 6,969

$2.86 Rp 51.1K

-31.82%

One-way Ticket (Public Transport)

$0.69 COP 2,463

$0.27 Rp 4,800

155.56%

Public Transport Monthly Pass (Regular Price)

$29.69 COP 106.0K

$8.03 Rp 143.4K

269.74%

Taxi Start (Normal Tariff)

$1.52 COP 5,442

$0.46 Rp 8,150

230.43%

Taxi (Normal Tariff) (1km)

$1.89 COP 6,741

$0.45 Rp 8,037

320.00%

Taxi 1hour Waiting (Normal Tariff)

$9.87 COP 35.2K

$6.10 Rp 108.9K

61.80%

Gasoline (1 liter)

$0.94 COP 3,359

$0.79 Rp 14.2K

18.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K COP 78.0M

$26.1K Rp 467.0M

-16.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K COP 107.1M

$32.1K Rp 573.6M

-6.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.6 COP 287.7K

$79.9 Rp 1.4M

0.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.70 COP 31.1K

$4.06 Rp 72.6K

114.29%

Internet (50+ Mbps, Unlimited Data)

$24.15 COP 86.2K

$23.52 Rp 420.0K

2.68%

Gym Membership (Monthly)

$23.66 COP 84.5K

$98.7 Rp 1.8M

-76.03%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.91 COP 17.5K

$4.15 Rp 74.1K

18.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$224 COP 799.3K

$304 Rp 5.4M

-26.37%

International Primary School, 1 Child (Yearly)

$5,901 COP 21.1M

$6,613 Rp 118.1M

-10.76%

Jeans (Levis 501 Or Similar)

$63.6 COP 227.1K

$55.5 Rp 991.8K

14.49%

Summer Dress (H&M, Zara, etc)

$44.20 COP 157.8K

$38.31 Rp 684.1K

15.37%

Sport Shoes (Adidas, Nike)

$77.4 COP 276.2K

$88.6 Rp 1.6M

-12.70%

Men's Leather Business Shoes

$90.4 COP 322.8K

$77.9 Rp 1.4M

16.09%

1-bedroom Apartment, City Center (Monthly)

$281 COP 1.0M

$1,006 Rp 18.0M

-72.10%

1-bedroom Apartment, Outside City Center (Monthly)

$238 COP 849.6K

$675 Rp 12.1M

-64.77%

3-bedroom Apartment, City Center (Monthly)

$527 COP 1.9M

$3,442 Rp 61.5M

-84.70%

3-bedroom Apartment, Outside City Center (Monthly)

$424 COP 1.5M

$2,039 Rp 36.4M

-79.23%

Buy Apartment in City Center (m2)

$1,428 COP 5.1M

$2,841 Rp 50.7M

-49.72%

Buy Apartment Outside City Center (m2)

$1,172 COP 4.2M

$2,264 Rp 40.4M

-48.25%

Average Monthly Net Salary (After Tax)

$308 COP 1.1M

$165 Rp 3.0M

86.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.58

13.28

-12.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartago: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $281 in Cartago versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 86% higher in Cartago, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Cartago versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $182 vs $302 – making Cartago the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cartago vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 73%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,231 per month in Cartago and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cartago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $821 in Cartago and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 270% less in Cartago. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Cartago, where all-in costs run around $821, than in Ubud, Bali at $1,419. In Cartago it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cartago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cartago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.