Last update: Oct 2026

Cost of Living Comparison Between Carlton and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,287 in Carlton, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

Carlton
🇦🇺 Australia
$2,287
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Carlton and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Carlton and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,287 in Carlton versus $918 in Cebu.

  • Carlton $2,287
  • Cebu $918

Estimated couple costs with rent: $3,321 in Carlton versus $1,409 in Cebu.

  • Carlton $3,321
  • Cebu $1,409

Monthly costs for a family of three with rent: $4,355 in Carlton versus $1,900 in Cebu.

  • Carlton $4,355
  • Cebu $1,900

Living in Carlton is roughly 149% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Carlton is 69% above, Cebu is 32% below.

Currency
🍽 Eating Out
Carlton
Cebu
Difference
Meal at Budget Restaurant
$17.71 A$25.48
$3.09 ₱194
473.14%
Three-Course Dinner for Two, Mid-Range
$68.7 A$98.9
$24.22 ₱1,525
183.69%
Fast Food Meal (McDonalds, etc)
$9.96 A$14.34
$3.92 ₱247
154.08%
Cappuccino
$2.92 A$4.21
$2.51 ₱158
16.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.63 A$3.78
$1.59 ₱100
65.41%
Water (0.33 liter bottle)
$2.13 A$3.06
$0.53 ₱33.43
301.89%
Local Beer (0.5 liter draught)
$6.76 A$9.73
$1.78 ₱112
279.78%
Imported Beer (0.33 liter bottle)
$6.54 A$9.41
$2.17 ₱137
201.38%
🛒 Groceries & Markets
Carlton
Cebu
Difference
Milk (1 liter)
$1.32 A$1.90
$1.92 ₱121
-31.25%
White Bread (500g)
$2.05 A$2.95
$1.36 ₱85.4
50.74%
Rice (white) (1kg)
$1.32 A$1.90
$1.01 ₱63.5
30.69%
Eggs
$3.20 A$4.60
$2.03 ₱128
57.64%
Local Cheese (1kg)
$10.28 A$14.79
$9.86 ₱621
4.26%
Chicken Fillets (1kg)
$9.99 A$14.38
$4.39 ₱277
127.56%
Beef Round Steak (1kg)
$15.28 A$21.98
$7.60 ₱479
101.05%
Apples (1kg)
$3.32 A$4.78
$3.30 ₱208
0.61%
Banana (1kg)
$2.81 A$4.05
$1.39 ₱87.8
102.16%
Oranges (1kg)
$3.20 A$4.60
$2.33 ₱147
37.34%
Tomato (1kg)
$4.48 A$6.44
$1.50 ₱94.3
198.67%
Potato (1kg)
$2.46 A$3.54
$2.36 ₱149
4.24%
Onion (1kg)
$2.22 A$3.19
$1.90 ₱119
16.84%
Lettuce (1 head)
$2.13 A$3.07
$1.19 ₱74.9
78.99%
Water (1.5 liter bottle)
$0.90 A$1.29
$0.63 ₱39.71
42.86%
Cigarettes 20 Pack (Marlboro, Camel)
$25.25 A$36.33
$3.00 ₱189
741.67%
Wine (Bottle)
$10.62 A$15.28
$6.03 ₱379
76.12%
Local Beer (0.5 liter bottle)
$5.74 A$8.26
$1.23 ₱77.7
366.67%
Imported Beer (0.33 liter bottle)
$5.12 A$7.37
$1.75 ₱110
192.57%
🚌 Getting Around
Carlton
Cebu
Difference
One-way Ticket (Public Transport)
$3.05 A$4.38
$0.25 ₱15.86
1120.00%
Public Transport Monthly Pass (Regular Price)
$80.9 A$116
$12.64 ₱796
540.11%
Taxi Start (Normal Tariff)
$3.72 A$5.36
$0.77 ₱48.62
383.12%
Taxi (Normal Tariff) (1km)
$1.26 A$1.82
$0.23 ₱14.53
447.83%
Taxi 1hour Waiting (Normal Tariff)
$26.18 A$37.68
$4.46 ₱281
487.00%
Gasoline (1 liter)
$1.36 A$1.95
$1.31 ₱82.8
3.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.4K A$26.5K
$21.2K ₱1.3M
-13.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$13.8K A$19.9K
$19.1K ₱1.2M
-27.78%
🧾 Monthly Utilities & Internet
Carlton
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.5 A$129
$120 ₱7,569
-25.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.31 A$39.31
$14.00 ₱882
95.07%
Internet (50+ Mbps, Unlimited Data)
$45.80 A$65.9
$27.54 ₱1,734
66.30%
🎉 Sport & Entertainment
Carlton
Cebu
Difference
Gym Membership (Monthly)
$31.60 A$45.47
$32.33 ₱2,035
-2.26%
Tennis Court (1 Hour on Weekend)
$17.32 A$24.92
$6.65 ₱419
160.45%
Cinema Ticket
$12.96 A$18.64
$5.65 ₱356
129.38%
🧸 Childcare & Education
Carlton
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,061 A$2,965
$275 ₱17.3K
648.50%
International Primary School, 1 Child (Yearly)
$12.6K A$18.1K
$7,918 ₱498.5K
59.03%
👕👟 Clothing & Footwear
Carlton
Cebu
Difference
Jeans (Levis 501 Or Similar)
$79.1 A$114
$49.33 ₱3,106
60.41%
Summer Dress (H&M, Zara, etc)
$49.37 A$71.1
$25.24 ₱1,589
95.60%
Sport Shoes (Adidas, Nike)
$70.0 A$101
$77.0 ₱4,846
-9.02%
Men's Leather Business Shoes
$134 A$193
$57.2 ₱3,601
134.25%
🏠 Accommodation & Living
Carlton
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,391 A$2,001
$500 ₱31.5K
178.39%
1-bedroom Apartment, Outside City Center (Monthly)
$1,204 A$1,732
$309 ₱19.4K
289.74%
3-bedroom Apartment, City Center (Monthly)
$2,150 A$3,093
$1,078 ₱67.9K
99.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,829 A$2,631
$615 ₱38.7K
197.24%
Buy Apartment in City Center (m2)
$5,647 A$8,126
$2,886 ₱181.7K
95.66%
Buy Apartment Outside City Center (m2)
$5,209 A$7,496
$1,917 ₱120.7K
171.79%
💵 Salaries & Financials
Carlton
Cebu
Difference
Average Monthly Net Salary (After Tax)
$5,717 A$8,227
$346 ₱21.8K
1552.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
7.2
-18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carlton: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Carlton
$1.2K
Cebu
$309 74.3% $895
Groceries & Markets
Carlton
$338
Cebu
$206 39.2% $133
Eating Out
Carlton
$273
Cebu
$88 67.6% $184
Monthly Utilities & Internet
Carlton
$163
Cebu
$162 0.5% $0.9
Clothing & Footwear
Carlton
$150
Cebu
$94 37.2% $56
Getting Around
Carlton
$103
Cebu
$16 84.9% $88
Sport & Entertainment
Carlton
$58
Cebu
$44 24.2% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,391 in Carlton and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Carlton pays 1553% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Carlton vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $338 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇦🇺 Carlton
🇵🇭 Cebu
🕒 Local time
06:24 6:24 AM
03:24 3:24 AM
3 h behind Carlton
🌤 Weather
👥 Population
19,001
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Carlton Cebu 5,780 km ≈ 8 h nonstop flight
From you
  • Carlton
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Carlton vs Cebu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Carlton and in Cebu?
Carlton and Cebu differ by about 149% in total monthly costs ($2,287 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Carlton or Cebu?
Average pay runs 1553% higher in Carlton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Carlton and in Cebu?
Rent for a central apartment: $1,391 in Carlton versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Carlton and Cebu?
Childcare runs $2,061 in Carlton versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 64% higher in Carlton. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $1,500 per month?
At $918 in Cebu versus $2,287 in Carlton, a $1,500 budget is realistic in Cebu but tight or insufficient in Carlton. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
How does quality of life compare between Carlton and Cebu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Carlton or Cebu safer for residents?
Safety-wise, Carlton and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Carlton or Cebu?
Expats usually find Cebu gentler on the wallet – expenses run 149% less than in Carlton. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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