Cost of Living Comparison Between Carlisle, PA and Chicago, IL Cost of Living Comparison Between Carlisle, PA and Chicago, IL

Monthly Cost of Living

Monthly costs for one person with rent: $2,719 in Carlisle, PA versus $3,051 in Chicago, IL.

Estimated couple costs with rent: $3,840 in Carlisle, PA versus $4,638 in Chicago, IL.

Monthly costs for a family of three with rent: $4,962 in Carlisle, PA versus $6,224 in Chicago, IL.

Living in Carlisle, PA costs roughly 11% less than in Chicago, IL, driven mainly by Getting Around.

Both cities are pricier than the global median: Carlisle, PA 103% above, Chicago, IL 128% above.

Meal at Budget Restaurant

$15.13 $15.13

$20.67 $20.67

-26.80%

Three-Course Dinner for Two, Mid-Range

$45.74 $45.74

$100 $100

-54.47%

Fast Food Meal (McDonalds, etc)

$14.17 $14.17

$11.86 $11.86

19.48%

Cappuccino

$5.37 $5.37

$5.54 $5.54

-3.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 $1.95

$3.06 $3.06

-36.27%

Water (0.33 liter bottle)

$2.34 $2.34

$2.48 $2.48

-5.65%

Local Beer (0.5 liter draught)

$3.48 $3.48

$6.92 $6.92

-49.71%

Imported Beer (0.33 liter bottle)

$5.60 $5.60

$8.13 $8.13

-31.12%

Milk (1 liter)

$0.95 $0.95

$1.04 $1.04

-8.65%

White Bread (500g)

$3.08 $3.08

$3.91 $3.91

-21.23%

Rice (white) (1kg)

$6.13 $6.13

$5.42 $5.42

13.10%

Eggs

$4.84 $4.84

$4.48 $4.48

8.04%

Local Cheese (1kg)

$19.11 $19.11

$14.52 $14.52

31.61%

Chicken Fillets (1kg)

$10.43 $10.43

$15.21 $15.21

-31.43%

Beef Round Steak (1kg)

$16.78 $16.78

$19.25 $19.25

-12.83%

Apples (1kg)

$5.15 $5.15

$5.39 $5.39

-4.45%

Banana (1kg)

$1.75 $1.75

$1.69 $1.69

3.55%

Oranges (1kg)

$7.36 $7.36

$4.32 $4.32

70.37%

Tomato (1kg)

$6.70 $6.70

$4.51 $4.51

48.56%

Potato (1kg)

$3.59 $3.59

$2.56 $2.56

40.23%

Onion (1kg)

$2.72 $2.72

$2.70 $2.70

0.74%

Lettuce (1 head)

$2.27 $2.27

$2.41 $2.41

-5.81%

Water (1.5 liter bottle)

$2.51 $2.51

$2.62 $2.62

-4.20%

Cigarettes 20 Pack (Marlboro, Camel)

$10.62 $10.62

$15.02 $15.02

-29.29%

Wine (Bottle)

$14.10 $14.10

$14.71 $14.71

-4.15%

Local Beer (0.5 liter bottle)

$2.62 $2.62

$2.48 $2.48

5.65%

Imported Beer (0.33 liter bottle)

$5.06 $5.06

$3.69 $3.69

37.13%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.55 $2.55

-21.18%

Public Transport Monthly Pass (Regular Price)

$75.5 $75.5

Taxi Start (Normal Tariff)

$3.60 $3.60

$3.29 $3.29

9.42%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.43 $1.43

11.19%

Taxi 1hour Waiting (Normal Tariff)

$29.33 $29.33

$24.72 $24.72

18.65%

Gasoline (1 liter)

$0.81 $0.81

$1.09 $1.09

-25.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K $29.3K

$31.8K $31.8K

-7.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$26.4K $26.4K

0.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$183 $183

16.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.3 $64.3

$61.8 $61.8

3.96%

Internet (50+ Mbps, Unlimited Data)

$73.2 $73.2

$65.0 $65.0

12.52%

Gym Membership (Monthly)

$43.75 $43.75

$76.1 $76.1

-42.49%

Tennis Court (1 Hour on Weekend)

$13.04 $13.04

Cinema Ticket

$14.80 $14.80

$14.75 $14.75

0.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,743 $1,743

$2,056 $2,056

-15.25%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$38.5K $38.5K

-37.71%

Jeans (Levis 501 Or Similar)

$53.6 $53.6

$63.9 $63.9

-16.11%

Summer Dress (H&M, Zara, etc)

$63.5 $63.5

$51.6 $51.6

23.07%

Sport Shoes (Adidas, Nike)

$98.6 $98.6

$97.3 $97.3

1.33%

Men's Leather Business Shoes

$198 $198

$147 $147

34.33%

1-bedroom Apartment, City Center (Monthly)

$1,625 $1,625

$2,349 $2,349

-30.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,355 $1,355

$1,581 $1,581

-14.30%

3-bedroom Apartment, City Center (Monthly)

$2,640 $2,640

$4,708 $4,708

-43.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,195 $2,195

$2,716 $2,716

-19.19%

Buy Apartment in City Center (m2)

$3,976 $3,976

Buy Apartment Outside City Center (m2)

$2,632 $2,632

Average Monthly Net Salary (After Tax)

$5,605 $5,605

$4,723 $4,723

18.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.6

0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carlisle, PA: April 20, 2026

Last update for Chicago, IL: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,625 in Carlisle, PA and $2,349 in Chicago, IL. Housing cost is often the main lever when comparing two cities.

Carlisle, PA pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46 in Carlisle, PA vs $100 in Chicago, IL. Groceries flip the comparison at $450 vs $447, with Chicago, IL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Carlisle, PA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Carlisle, PA is cheaper overall, especially in Eating Out, Sport & Entertainment, Getting Around. The 12% gap adds up to real monthly savings that compound significantly over time.

Carlisle, PA pays 19% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,625 in Carlisle, PA versus $2,349 in Chicago, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,743 in Carlisle, PA versus $2,056 in Chicago, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Carlisle, PA – a meal for two runs $46.00 versus $100 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Carlisle, PA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Carlisle, PA is more practical. Housing and childcare are both notably cheaper than in Chicago, IL, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Carlisle, PA gentler on the wallet – expenses run 12% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.