Cost of Living Comparison Between Chicago, IL and Carlisle, PA Cost of Living Comparison Between Chicago, IL and Carlisle, PA

Monthly Cost of Living

Monthly costs for one person with rent: $3,051 in Chicago, IL versus $2,719 in Carlisle, PA.

Estimated couple costs with rent: $4,638 in Chicago, IL versus $3,840 in Carlisle, PA.

Monthly costs for a family of three with rent: $6,224 in Chicago, IL versus $4,962 in Carlisle, PA.

Living in Chicago, IL is roughly 12% more expensive than Carlisle, PA, driven mainly by Getting Around.

Both cities are pricier than the global median: Chicago, IL 128% above, Carlisle, PA 103% above.

Meal at Budget Restaurant

$20.67 $20.67

$15.13 $15.13

36.62%

Three-Course Dinner for Two, Mid-Range

$100 $100

$45.74 $45.74

119.63%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$14.17 $14.17

-16.30%

Cappuccino

$5.54 $5.54

$5.37 $5.37

3.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$1.95 $1.95

56.92%

Water (0.33 liter bottle)

$2.48 $2.48

$2.34 $2.34

5.98%

Local Beer (0.5 liter draught)

$6.92 $6.92

$3.48 $3.48

98.85%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$5.60 $5.60

45.18%

Milk (1 liter)

$1.04 $1.04

$0.95 $0.95

9.47%

White Bread (500g)

$3.91 $3.91

$3.08 $3.08

26.95%

Rice (white) (1kg)

$5.42 $5.42

$6.13 $6.13

-11.58%

Eggs

$4.48 $4.48

$4.84 $4.84

-7.44%

Local Cheese (1kg)

$14.52 $14.52

$19.11 $19.11

-24.02%

Chicken Fillets (1kg)

$15.21 $15.21

$10.43 $10.43

45.83%

Beef Round Steak (1kg)

$19.25 $19.25

$16.78 $16.78

14.72%

Apples (1kg)

$5.39 $5.39

$5.15 $5.15

4.66%

Banana (1kg)

$1.69 $1.69

$1.75 $1.75

-3.43%

Oranges (1kg)

$4.32 $4.32

$7.36 $7.36

-41.30%

Tomato (1kg)

$4.51 $4.51

$6.70 $6.70

-32.69%

Potato (1kg)

$2.56 $2.56

$3.59 $3.59

-28.69%

Onion (1kg)

$2.70 $2.70

$2.72 $2.72

-0.74%

Lettuce (1 head)

$2.41 $2.41

$2.27 $2.27

6.17%

Water (1.5 liter bottle)

$2.62 $2.62

$2.51 $2.51

4.38%

Cigarettes 20 Pack (Marlboro, Camel)

$15.02 $15.02

$10.62 $10.62

41.43%

Wine (Bottle)

$14.71 $14.71

$14.10 $14.10

4.33%

Local Beer (0.5 liter bottle)

$2.48 $2.48

$2.62 $2.62

-5.34%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$5.06 $5.06

-27.08%

One-way Ticket (Public Transport)

$2.55 $2.55

$2.01 $2.01

26.87%

Public Transport Monthly Pass (Regular Price)

$75.5 $75.5

Taxi Start (Normal Tariff)

$3.29 $3.29

$3.60 $3.60

-8.61%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.59 $1.59

-10.06%

Taxi 1hour Waiting (Normal Tariff)

$24.72 $24.72

$29.33 $29.33

-15.72%

Gasoline (1 liter)

$1.09 $1.09

$0.81 $0.81

34.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$29.3K $29.3K

8.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$26.5K $26.5K

-0.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$214 $214

-14.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.8 $61.8

$64.3 $64.3

-3.81%

Internet (50+ Mbps, Unlimited Data)

$65.0 $65.0

$73.2 $73.2

-11.12%

Gym Membership (Monthly)

$76.1 $76.1

$43.75 $43.75

73.90%

Tennis Court (1 Hour on Weekend)

$13.04 $13.04

Cinema Ticket

$14.75 $14.75

$14.80 $14.80

-0.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,056 $2,056

$1,743 $1,743

18.00%

International Primary School, 1 Child (Yearly)

$38.5K $38.5K

$24.0K $24.0K

60.55%

Jeans (Levis 501 Or Similar)

$63.9 $63.9

$53.6 $53.6

19.21%

Summer Dress (H&M, Zara, etc)

$51.6 $51.6

$63.5 $63.5

-18.74%

Sport Shoes (Adidas, Nike)

$97.3 $97.3

$98.6 $98.6

-1.31%

Men's Leather Business Shoes

$147 $147

$198 $198

-25.56%

1-bedroom Apartment, City Center (Monthly)

$2,349 $2,349

$1,625 $1,625

44.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,581 $1,581

$1,355 $1,355

16.68%

3-bedroom Apartment, City Center (Monthly)

$4,708 $4,708

$2,640 $2,640

78.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,716 $2,716

$2,195 $2,195

23.74%

Buy Apartment in City Center (m2)

$3,976 $3,976

Buy Apartment Outside City Center (m2)

$2,632 $2,632

Average Monthly Net Salary (After Tax)

$4,723 $4,723

$5,605 $5,605

-15.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.61

-0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: April 20, 2026

Last update for Carlisle, PA: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,349 in Chicago, IL and $1,625 in Carlisle, PA. Housing cost is often the main lever when comparing two cities.

Carlisle, PA pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $100 in Chicago, IL vs $46 in Carlisle, PA. Groceries flip the comparison at $447 vs $450, with Chicago, IL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Carlisle, PA: Cost of Living - Frequently Asked Questions

Carlisle, PA is cheaper overall, especially in Eating Out, Sport & Entertainment, Getting Around. The 12% gap adds up to real monthly savings that compound significantly over time.

On paper, Carlisle, PA earns 19% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,349 in Chicago, IL versus $1,625 in Carlisle, PA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,056 in Chicago, IL versus $1,743 in Carlisle, PA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Carlisle, PA – a meal for two runs $46.00 versus $100 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Carlisle, PA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Carlisle, PA is more practical. Housing and childcare are both notably cheaper than in Chicago, IL, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Carlisle, PA gentler on the wallet – expenses run 12% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.