Last update: Nov 2026

Cost of Living Comparison Between Cape Town and Mgarr

For one person, living is cheaper in Cape Town: $1,527 a month against $2,102 in Mgarr, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

Cape Town, South Africa
Mgarr, Malta
Cape Town
🇿🇦 South Africa
$1,527
/mo nomad
Mgarr
🇲🇹 Malta
$2,102
/mo nomad
Monthly Cost of Living

How much you'll spend in Cape Town and in Mgarr

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in Mgarr actually costs, broken down by who's living it.

A single person spends $1,527 per month in Cape Town vs $2,102 in Mgarr, rent included.

  • Cape Town $1,527
  • Mgarr $2,102

A couple spends around $2,417 per month in Cape Town vs $3,191 in Mgarr, rent included.

  • Cape Town $2,417
  • Mgarr $3,191

A family of three spends $3,306 per month in Cape Town vs $4,280 in Mgarr, rent included.

  • Cape Town $3,306
  • Mgarr $4,280

Cape Town is about 27% cheaper than Mgarr, and outside of rent the biggest gap is in eating out.

Both Cape Town and Mgarr sit above the global median – Cape Town by 13%, Mgarr by 56%.

Currency
🍽 Eating Out
Cape Town
Mgarr
Difference
Meal at Budget Restaurant
$12.01 R 198
$22.51 €20.04
-46.65%
Three-Course Dinner for Two, Mid-Range
$42.92 R 707
$89.4 €79.6
-51.96%
Fast Food Meal (McDonalds, etc)
$6.15 R 101
$13.52 €12.04
-54.51%
Cappuccino
$2.37 R 39.04
$3.09 €2.75
-23.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.27 R 20.96
$2.40 €2.14
-47.08%
Water (0.33 liter bottle)
$0.94 R 15.46
$2.00 €1.78
-53.00%
Local Beer (0.5 liter draught)
$2.96 R 48.77
$5.69 €5.06
-47.98%
Imported Beer (0.33 liter bottle)
$3.69 R 60.8
$6.77 €6.03
-45.49%
🛒 Groceries & Markets
Cape Town
Mgarr
Difference
Milk (1 liter)
$1.32 R 21.73
$1.36 €1.21
-2.94%
White Bread (500g)
$1.21 R 19.87
$1.45 €1.30
-16.55%
Rice (white) (1kg)
$2.20 R 36.26
$3.43 €3.06
-35.86%
Eggs
$3.10 R 51.1
$4.24 €3.78
-26.89%
Local Cheese (1kg)
$8.73 R 144
$10.17 €9.06
-14.16%
Chicken Fillets (1kg)
$6.89 R 114
$12.15 €10.82
-43.29%
Beef Round Steak (1kg)
$9.26 R 153
$18.51 €16.49
-49.97%
Apples (1kg)
$1.83 R 30.08
$3.73 €3.32
-50.94%
Banana (1kg)
$1.95 R 32.12
$2.79 €2.48
-30.11%
Oranges (1kg)
$1.66 R 27.32
$3.91 €3.48
-57.54%
Tomato (1kg)
$2.14 R 35.19
$3.84 €3.41
-44.27%
Potato (1kg)
$1.58 R 26.01
$1.93 €1.72
-18.13%
Onion (1kg)
$1.47 R 24.29
$3.41 €3.04
-56.89%
Lettuce (1 head)
$1.35 R 22.18
$2.23 €1.98
-39.46%
Water (1.5 liter bottle)
$1.14 R 18.85
$1.48 €1.32
-22.97%
Cigarettes 20 Pack (Marlboro, Camel)
$3.58 R 59.0
$6.45 €5.74
-44.50%
Wine (Bottle)
$6.05 R 99.7
$6.07 €5.41
-0.33%
Local Beer (0.5 liter bottle)
$1.39 R 22.95
$2.39 €2.13
-41.84%
Imported Beer (0.33 liter bottle)
$2.18 R 35.90
$2.27 €2.02
-3.96%
🚌 Getting Around
Cape Town
Mgarr
Difference
One-way Ticket (Public Transport)
$1.40 R 23.02
$2.22 €1.98
-36.94%
Public Transport Monthly Pass (Regular Price)
$60.8 R 1,001
-
-
Taxi Start (Normal Tariff)
$0.93 R 15.26
$3.93 €3.50
-76.34%
Taxi (Normal Tariff) (1km)
$0.90 R 14.83
$1.84 €1.64
-51.09%
Taxi 1hour Waiting (Normal Tariff)
$4.96 R 81.7
$32.55 €28.98
-84.76%
Gasoline (1 liter)
$1.54 R 25.37
$1.46 €1.30
5.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K R 582.8K
$27.8K €24.7K
27.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4K R 549.9K
$38.4K €34.2K
-13.02%
🧾 Monthly Utilities & Internet
Cape Town
Mgarr
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 R 1,929
$152 €136
-23.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.71 R 424
$31.75 €28.27
-19.02%
Internet (50+ Mbps, Unlimited Data)
$39.41 R 649
$29.86 €26.59
31.98%
🎉 Sport & Entertainment
Cape Town
Mgarr
Difference
Gym Membership (Monthly)
$51.6 R 850
$64.4 €57.3
-19.86%
Tennis Court (1 Hour on Weekend)
$11.35 R 187
$22.64 €20.16
-49.87%
Cinema Ticket
$8.89 R 146
$11.25 €10.01
-20.98%
🧸 Childcare & Education
Cape Town
Mgarr
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 R 5,069
$277 €247
11.03%
International Primary School, 1 Child (Yearly)
$8,141 R 134.2K
$12.2K €10.8K
-33.09%
👕👟 Clothing & Footwear
Cape Town
Mgarr
Difference
Jeans (Levis 501 Or Similar)
$57.4 R 946
$58.4 €52.0
-1.71%
Summer Dress (H&M, Zara, etc)
$31.75 R 523
$69.6 €62.0
-54.41%
Sport Shoes (Adidas, Nike)
$116 R 1,911
$112 €100
3.19%
Men's Leather Business Shoes
$101 R 1,660
$131 €116
-22.94%
🏠 Accommodation & Living
Cape Town
Mgarr
Difference
1-bedroom Apartment, City Center (Monthly)
$1,047 R 17.2K
$1,150 €1,024
-8.97%
1-bedroom Apartment, Outside City Center (Monthly)
$669 R 11.0K
$951 €847
-29.67%
3-bedroom Apartment, City Center (Monthly)
$1,861 R 30.7K
$1,766 €1,573
5.33%
3-bedroom Apartment, Outside City Center (Monthly)
$1,407 R 23.2K
$1,514 €1,348
-7.06%
Buy Apartment in City Center (m2)
$2,410 R 39.7K
$3,999 €3,561
-39.74%
Buy Apartment Outside City Center (m2)
$1,570 R 25.9K
$2,921 €2,601
-46.26%
💵 Salaries & Financials
Cape Town
Mgarr
Difference
Average Monthly Net Salary (After Tax)
$1,630 R 26.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.89
4.05
168.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: November 2, 2026

Last update for Mgarr: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cape Town
$669
Mgarr
$951 42.2% $282
Groceries & Markets
Cape Town
$223
Mgarr
$344 54% $121
Monthly Utilities & Internet
Cape Town
$182
Mgarr
$214 17.4% $32
Eating Out
Cape Town
$174
Mgarr
$317 82.4% $143
Clothing & Footwear
Cape Town
$138
Mgarr
$167 21.4% $29
Getting Around
Cape Town
$72
Mgarr
$22 * 69.3% $50
Sport & Entertainment
Cape Town
$69
Mgarr
$87 25.2% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,047 in Cape Town versus $1,150 in Mgarr. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43 in Cape Town versus $89 in Mgarr. Monthly groceries follow the same trend: $223 vs $344 – making Cape Town the more affordable choice for daily food spending.

Good to know
🇿🇦 Cape Town
🇲🇹 Mgarr
🕒 Local time
10:17 10:17 AM
09:17 9:17 AM
1 h behind Cape Town
🌤 Weather
👥 Population
3,740,026 Capital
3,600
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to ZAR – South African Rand Converter

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.51 ZAR (100 ZAR = 5.4 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cape Town Mgarr 7,780 km ≈ 10 h nonstop flight
From you
  • Cape Town
  • Mgarr

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cape Town vs Mgarr: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cape Town or Mgarr?
Mgarr costs about 38% more than Cape Town, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cape Town and in Mgarr?
For a comfortable life, plan on about $2,291 per month in Cape Town and $3,154 in Mgarr. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Cape Town compared to Mgarr?
A central 1-bedroom goes for about $1,047 in Cape Town and $1,150 in Mgarr. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How much does it cost to live in Cape Town compared to Mgarr?
Monthly expenses with rent come to $1,527 in Cape Town and $2,102 in Mgarr. That makes Cape Town about 27% cheaper.
How do childcare costs compare in Cape Town and in Mgarr?
Kindergarten costs $308 per month in Cape Town and $277 in Mgarr. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Cape Town or in Mgarr?
$1,000 is a stretch for both – monthly costs hit $1,527 in Cape Town and $2,102 in Mgarr. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Cape Town or Mgarr?
It depends on your priorities. Cape Town has an edge in some lifestyle areas, with costs from $1,527 in Cape Town to $2,102 in Mgarr. Climate, culture, job market, and personal taste all factor in.

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