Last update: Nov 2026

Cost of Living Comparison Between Cape Town and Loznica

For one person, living is cheaper in Loznica: $770 a month against $1,527 in Cape Town, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Cape Town
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Cape Town Living Index
37

Cost of Living Index in Loznica
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Loznica Living Index

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Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

Loznica

🇷🇸 Serbia

$770

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Town and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in Loznica actually costs, broken down by who's living it.

A single person spends $1,527 per month in Cape Town vs $770 in Loznica, rent included.

Cape Town $1,527
Loznica $770

A couple spends around $2,417 per month in Cape Town vs $1,177 in Loznica, rent included.

Cape Town $2,417
Loznica $1,177

A family of three spends $3,306 per month in Cape Town vs $1,584 in Loznica, rent included.

Cape Town $3,306
Loznica $1,584

Cape Town costs about 98% more than Loznica, and outside of rent the biggest gap is in transport.

Cape Town sits 13% above the global median, while Loznica is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.01 R 199

$3.58 RSD 375

235.47%

Three-Course Dinner for Two, Mid-Range

$42.92 R 709

$33.18 RSD 3,473

29.36%

Fast Food Meal (McDonalds, etc)

$6.15 R 102

$11.27 RSD 1,180

-45.43%

Cappuccino

$2.37 R 39.16

$1.53 RSD 160

54.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 R 21.03

$1.81 RSD 189

-29.83%

Water (0.33 liter bottle)

$0.94 R 15.50

$1.75 RSD 184

-46.29%

Local Beer (0.5 liter draught)

$2.96 R 48.92

$2.42 RSD 253

22.31%

Imported Beer (0.33 liter bottle)

$3.69 R 61.0

$2.93 RSD 307

25.94%

Milk (1 liter)

$1.32 R 21.80

$1.08 RSD 113

22.22%

White Bread (500g)

$1.21 R 19.93

$0.54 RSD 56.9

124.07%

Rice (white) (1kg)

$2.20 R 36.37

$1.36 RSD 142

61.76%

Eggs

$3.10 R 51.3

$1.88 RSD 197

64.89%

Local Cheese (1kg)

$8.73 R 144

$7.86 RSD 823

11.07%

Chicken Fillets (1kg)

$6.89 R 114

$5.93 RSD 621

16.19%

Beef Round Steak (1kg)

$9.26 R 153

$9.41 RSD 985

-1.59%

Apples (1kg)

$1.83 R 30.17

$0.88 RSD 92.2

107.95%

Banana (1kg)

$1.95 R 32.22

$1.62 RSD 170

20.37%

Oranges (1kg)

$1.66 R 27.40

$1.12 RSD 118

48.21%

Tomato (1kg)

$2.14 R 35.30

$1.19 RSD 124

79.83%

Potato (1kg)

$1.58 R 26.09

$1.03 RSD 108

53.40%

Onion (1kg)

$1.47 R 24.37

$0.59 RSD 61.9

149.15%

Lettuce (1 head)

$1.35 R 22.25

$0.61 RSD 64.1

121.31%

Water (1.5 liter bottle)

$1.14 R 18.91

$0.50 RSD 52.6

128.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 R 59.1

$3.97 RSD 416

-9.82%

Wine (Bottle)

$6.05 R 100

$4.48 RSD 470

35.04%

Local Beer (0.5 liter bottle)

$1.39 R 23.02

$0.82 RSD 85.6

69.51%

Imported Beer (0.33 liter bottle)

$2.18 R 36.01

$2.33 RSD 244

-6.44%

One-way Ticket (Public Transport)

$1.40 R 23.09

$0.96 RSD 100

45.83%

Public Transport Monthly Pass (Regular Price)

$60.8 R 1,004

Taxi Start (Normal Tariff)

$0.93 R 15.31

$1.86 RSD 195

-50.00%

Taxi (Normal Tariff) (1km)

$0.90 R 14.88

$1.03 RSD 107

-12.62%

Taxi 1hour Waiting (Normal Tariff)

$4.96 R 82.0

$6.72 RSD 704

-26.19%

Gasoline (1 liter)

$1.54 R 25.45

$1.85 RSD 193

-16.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K R 584.6K

$30.5K RSD 3.2M

15.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K R 551.6K

$25.5K RSD 2.7M

30.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 R 1,935

$112 RSD 11.7K

4.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.71 R 425

$15.23 RSD 1,594

68.81%

Internet (50+ Mbps, Unlimited Data)

$39.41 R 651

$16.40 RSD 1,717

140.30%

Gym Membership (Monthly)

$51.6 R 853

$17.47 RSD 1,830

195.42%

Tennis Court (1 Hour on Weekend)

$11.35 R 188

Cinema Ticket

$8.89 R 147

$4.88 RSD 511

82.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 R 5,085

$173 RSD 18.1K

78.04%

International Primary School, 1 Child (Yearly)

$8,141 R 134.6K

$8,808 RSD 922.1K

-7.56%

Jeans (Levis 501 Or Similar)

$57.4 R 948

$42.05 RSD 4,403

36.46%

Summer Dress (H&M, Zara, etc)

$31.75 R 525

$22.19 RSD 2,323

43.08%

Sport Shoes (Adidas, Nike)

$116 R 1,917

$93.5 RSD 9,788

24.03%

Men's Leather Business Shoes

$101 R 1,665

$51.0 RSD 5,337

97.59%

1-bedroom Apartment, City Center (Monthly)

$1,047 R 17.3K

$289 RSD 30.2K

262.63%

1-bedroom Apartment, Outside City Center (Monthly)

$669 R 11.1K

$216 RSD 22.6K

210.17%

3-bedroom Apartment, City Center (Monthly)

$1,861 R 30.8K

$459 RSD 48.1K

305.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,407 R 23.3K

$373 RSD 39.1K

277.18%

Buy Apartment in City Center (m2)

$2,410 R 39.8K

$1,466 RSD 153.5K

64.39%

Buy Apartment Outside City Center (m2)

$1,570 R 25.9K

$1,605 RSD 168.0K

-2.19%

Average Monthly Net Salary (After Tax)

$1,630 R 26.9K

$537 RSD 56.2K

203.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.89

4.79

127.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: November 2, 2026

Last update for Loznica: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$669 43.8%

Loznica

$216 28% 67.8% $453

Groceries & Markets

Cape Town

$223 14.6%

Loznica

$166 21.5% 25.8% $58

Monthly Utilities & Internet

Cape Town

$182 11.9%

Loznica

$143 18.6% 21.3% $39

Eating Out

Cape Town

$174 11.4%

Loznica

$113 14.7% 35% $61

Clothing & Footwear

Cape Town

$138 9%

Loznica

$94 12.2% 31.7% $44

Getting Around

Cape Town

$72 4.7%

Loznica

$11 * 1.4% 84.9% $61

Sport & Entertainment

Cape Town

$69 4.5%

Loznica

$27 3.5% 60.8% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,047 in Cape Town versus $289 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Cape Town are about 3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Cape Town versus $33 in Loznica. Monthly groceries follow the same trend: $223 vs $166 – making Loznica the more affordable choice for daily food spending.

Good to know

🇿🇦 Cape Town

🇷🇸 Loznica

🕒 Local time

19:56 7:56 PM

18:56 6:56 PM

1 h behind Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

19,515

💱 Currency

South African Rand ZAR R

Serbian Dinar RSD din

📈 Exchange rate

100 ZAR = 6.05 USD

100 ZAR = 5.39 EUR

1,000 RSD = 9.55 USD

1,000 RSD = 8.5 EUR

Exchange rates and currency converter

RSD, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.53 ZAR (100 ZAR = 6.05 USD). 1 EUR = 18.56 ZAR (100 ZAR = 5.39 EUR).

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 118 RSD (1,000 RSD = 8.5 EUR).

USD to ZAR in detail →

On the map

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Highest

Between locations

Cape Town Loznica 8,720 km ≈ 11 h nonstop flight

From you

Cape Town
Loznica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs Loznica: Cost of Living - Frequently Asked Questions

Cape Town costs about 98% more than Loznica, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,291 per month in Cape Town and $1,155 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments: a one-bedroom in the center costs $289 there versus $1,047 in Cape Town.

Monthly expenses with rent come to $1,527 in Cape Town and $770 in Loznica. That makes Loznica about 50% cheaper.

Kindergarten costs $308 per month in Cape Town and $173 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Loznica. If higher salaries or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.