Last update: Oct 2026

Cost of Living Comparison Between Cape Girardeau, MO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,120 in Cape Girardeau, MO, rent and utilities included – about $9,300 less a year. Other living expenses account for most of the difference.

102

Cost of Living Index in Cape Girardeau, MO
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Cape Girardeau, MO Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cape Girardeau, MO

🇺🇸 United States

$2,120

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Girardeau, MO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Girardeau, MO and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,120 in Cape Girardeau, MO versus $1,349 in Ubud, Bali.

Cape Girardeau, MO $2,120
Ubud, Bali $1,349

Estimated couple costs with rent: $3,261 in Cape Girardeau, MO versus $2,305 in Ubud, Bali.

Cape Girardeau, MO $3,261
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,401 in Cape Girardeau, MO versus $3,261 in Ubud, Bali.

Cape Girardeau, MO $4,401
Ubud, Bali $3,261

Living in Cape Girardeau, MO is roughly 57% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$17.74 $17.74

$3.32 Rp 60.2K

434.34%

Three-Course Dinner for Two, Mid-Range

$56.5 $56.5

$35.64 Rp 645.8K

58.53%

Fast Food Meal (McDonalds, etc)

$6.79 $6.79

$5.53 Rp 100.3K

22.78%

Cappuccino

$6.11 $6.11

$2.72 Rp 49.3K

124.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$1.70 Rp 30.8K

54.12%

Water (0.33 liter bottle)

$1.80 $1.80

$0.76 Rp 13.8K

136.84%

Local Beer (0.5 liter draught)

$3.01 $3.01

$2.65 Rp 48.1K

13.58%

Imported Beer (0.33 liter bottle)

$7.40 $7.40

$4.38 Rp 79.4K

68.95%

Milk (1 liter)

$0.98 $0.98

$1.49 Rp 27.0K

-34.23%

White Bread (500g)

$2.22 $2.22

$2.28 Rp 41.2K

-2.63%

Rice (white) (1kg)

$7.34 $7.34

$1.19 Rp 21.6K

516.81%

Eggs

$2.92 $2.92

$2.04 Rp 36.9K

43.14%

Local Cheese (1kg)

$15.15 $15.15

$17.70 Rp 320.8K

-14.41%

Chicken Fillets (1kg)

$18.68 $18.68

$3.96 Rp 71.8K

371.72%

Beef Round Steak (1kg)

$24.75 $24.75

$12.19 Rp 220.9K

103.04%

Apples (1kg)

$3.26 $3.26

$3.66 Rp 66.2K

-10.93%

Banana (1kg)

$1.95 $1.95

$1.52 Rp 27.5K

28.29%

Oranges (1kg)

$11.47 $11.47

$2.23 Rp 40.4K

414.35%

Tomato (1kg)

$8.96 $8.96

$1.97 Rp 35.7K

354.82%

Potato (1kg)

$2.16 $2.16

$1.85 Rp 33.5K

16.76%

Onion (1kg)

$6.20 $6.20

$2.42 Rp 43.9K

156.20%

Lettuce (1 head)

$2.91 $2.91

$0.99 Rp 17.9K

193.94%

Water (1.5 liter bottle)

$2.57 $2.57

$0.51 Rp 9,303

403.92%

Cigarettes 20 Pack (Marlboro, Camel)

$7.68 $7.68

$2.22 Rp 40.3K

245.95%

Wine (Bottle)

$12.22 $12.22

$22.24 Rp 403.0K

-45.05%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.26 Rp 41.0K

-22.12%

Imported Beer (0.33 liter bottle)

$7.93 $7.93

$2.97 Rp 53.8K

167.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

Gasoline (1 liter)

$0.86 $0.86

$0.82 Rp 14.9K

4.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$23.8K Rp 432.0M

17.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$31.7K Rp 575.3M

-21.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$79.1 Rp 1.4M

148.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.68 $42.68

$6.45 Rp 116.8K

561.71%

Internet (50+ Mbps, Unlimited Data)

$82.4 $82.4

$18.58 Rp 336.7K

343.22%

Gym Membership (Monthly)

$20.14 $20.14

$49.48 Rp 896.7K

-59.30%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$14.82 $14.82

$4.27 Rp 77.4K

247.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$826 $826

$491 Rp 8.9M

68.33%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.41 $44.41

$44.64 Rp 808.9K

-0.52%

Summer Dress (H&M, Zara, etc)

$40.67 $40.67

$34.95 Rp 633.4K

16.37%

Sport Shoes (Adidas, Nike)

$86.2 $86.2

$79.9 Rp 1.4M

7.91%

Men's Leather Business Shoes

$39.27 $39.27

$79.4 Rp 1.4M

-50.55%

1-bedroom Apartment, City Center (Monthly)

$798 $798

$1,125 Rp 20.4M

-29.06%

1-bedroom Apartment, Outside City Center (Monthly)

$856 $856

$671 Rp 12.2M

27.42%

3-bedroom Apartment, City Center (Monthly)

$1,578 $1,578

$3,565 Rp 64.6M

-55.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,666 $1,666

$1,723 Rp 31.2M

-3.34%

Buy Apartment in City Center (m2)

$1,505 $1,505

$2,732 Rp 49.5M

-44.92%

Buy Apartment Outside City Center (m2)

$1,520 $1,520

$2,284 Rp 41.4M

-33.43%

Average Monthly Net Salary (After Tax)

$2,411 $2,411

$164 Rp 3.0M

1371.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

13.78

-53.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Girardeau, MO: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Girardeau, MO

$856 40.4%

Ubud, Bali

$672 49.8% 21.5% $184

Groceries & Markets

Cape Girardeau, MO

$515 24.3%

Ubud, Bali

$288 21.4% 44% $227

Monthly Utilities & Internet

Cape Girardeau, MO

$322 15.2%

Ubud, Bali

$104 7.7% 67.6% $217

Eating Out

Cape Girardeau, MO

$283 13.4%

Ubud, Bali

$108 8% 62% $175

Clothing & Footwear

Cape Girardeau, MO

$95 4.5%

Ubud, Bali

$108 8% 13.5% $13

Sport & Entertainment

Cape Girardeau, MO

$50 2.4%

Ubud, Bali

$58 4.3% 16.6% $8.3

Getting Around

Cape Girardeau, MO

- * 0%

Ubud, Bali

$11 0.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $798 in Cape Girardeau, MO and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cape Girardeau, MO pays about 15 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $56 in Cape Girardeau, MO vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $515 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Cape Girardeau, MO

🇮🇩 Ubud, Bali

🕒 Local time

08:25 8:25 AM

22:25 10:25 PM

14 h ahead of Cape Girardeau, MO

🌤 Weather

👥 Population

37,941

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Cape Girardeau, MO Ubud, Bali 15,960 km ≈ 20 h nonstop flight

From you

Cape Girardeau, MO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Girardeau, MO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 36% cheaper overall, especially in groceries, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Cape Girardeau, MO is about 15 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $798 in Cape Girardeau, MO versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 79% higher in Cape Girardeau, MO. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,120 per month in Cape Girardeau, MO versus $1,349 in Ubud, Bali – Ubud, Bali is about 36% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Cape Girardeau, MO on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.