Cost of Living Comparison Between Cape Girardeau, MO and New York, NY Cost of Living Comparison Between Cape Girardeau, MO and New York, NY

Monthly Cost of Living

Monthly costs for one person with rent: $1,885 in Cape Girardeau, MO versus $4,503 in New York, NY.

Estimated couple costs with rent: $2,944 in Cape Girardeau, MO versus $7,077 in New York, NY.

Monthly costs for a family of three with rent: $4,002 in Cape Girardeau, MO versus $9,650 in New York, NY.

Living in Cape Girardeau, MO costs roughly 58% less than in New York, NY, driven mainly by Eating Out.

Both cities are pricier than the global median: Cape Girardeau, MO 41% above, New York, NY 236% above.

Meal at Budget Restaurant

$15.14 $15.14

$30.28 $30.28

-50.00%

Three-Course Dinner for Two, Mid-Range

$49.36 $49.36

$142 $142

-65.32%

Fast Food Meal (McDonalds, etc)

$7.04 $7.04

$12.65 $12.65

-44.35%

Cappuccino

$5.23 $5.23

$5.81 $5.81

-9.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$3.26 $3.26

-34.36%

Water (0.33 liter bottle)

$1.77 $1.77

$2.58 $2.58

-31.40%

Local Beer (0.5 liter draught)

$3.22 $3.22

$8.19 $8.19

-60.68%

Imported Beer (0.33 liter bottle)

$4.38 $4.38

$11.82 $11.82

-62.94%

Milk (1 liter)

$0.78 $0.78

$1.53 $1.53

-49.02%

White Bread (500g)

$2.26 $2.26

$5.27 $5.27

-57.12%

Rice (white) (1kg)

$3.35 $3.35

$8.34 $8.34

-59.83%

Eggs

$4.01 $4.01

$7.25 $7.25

-44.69%

Local Cheese (1kg)

$10.81 $10.81

$17.29 $17.29

-37.48%

Chicken Fillets (1kg)

$8.59 $8.59

$16.21 $16.21

-47.01%

Beef Round Steak (1kg)

$10.98 $10.98

$19.82 $19.82

-44.60%

Apples (1kg)

$9.05 $9.05

$7.57 $7.57

19.55%

Banana (1kg)

$1.85 $1.85

$2.42 $2.42

-23.55%

Oranges (1kg)

$7.80 $7.80

$5.83 $5.83

33.79%

Tomato (1kg)

$8.70 $8.70

$6.39 $6.39

36.15%

Potato (1kg)

$3.22 $3.22

$3.87 $3.87

-16.80%

Onion (1kg)

$6.89 $6.89

$4.06 $4.06

69.70%

Lettuce (1 head)

$2.90 $2.90

$3.12 $3.12

-7.05%

Water (1.5 liter bottle)

$2.22 $2.22

$2.45 $2.45

-9.39%

Cigarettes 20 Pack (Marlboro, Camel)

$7.69 $7.69

$19.26 $19.26

-60.07%

Wine (Bottle)

$15.12 $15.12

$19.96 $19.96

-24.25%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.99 $2.99

-43.48%

Imported Beer (0.33 liter bottle)

$3.98 $3.98

$3.73 $3.73

6.70%

One-way Ticket (Public Transport)

$1.96 $1.96

$2.84 $2.84

-30.99%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$3.43 $3.43

$5.11 $5.11

-32.88%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$2.11 $2.11

-25.59%

Taxi 1hour Waiting (Normal Tariff)

$29.21 $29.21

$42.31 $42.31

-30.96%

Gasoline (1 liter)

$0.81 $0.81

$0.97 $0.97

-16.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$34.7K $34.7K

-21.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K $19.9K

$27.8K $27.8K

-28.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 $151

$181 $181

-16.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.93 $43.93

$60.2 $60.2

-27.08%

Internet (50+ Mbps, Unlimited Data)

$78.6 $78.6

$62.5 $62.5

25.84%

Gym Membership (Monthly)

$19.95 $19.95

$143 $143

-86.06%

Tennis Court (1 Hour on Weekend)

$65.3 $65.3

Cinema Ticket

$13.44 $13.44

$19.98 $19.98

-32.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$743 $743

$3,216 $3,216

-76.89%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$57.2K $57.2K

-58.51%

Jeans (Levis 501 Or Similar)

$39.30 $39.30

$67.5 $67.5

-41.78%

Summer Dress (H&M, Zara, etc)

$40.69 $40.69

$47.68 $47.68

-14.66%

Sport Shoes (Adidas, Nike)

$86.6 $86.6

$111 $111

-22.17%

Men's Leather Business Shoes

$39.86 $39.86

$169 $169

-76.38%

1-bedroom Apartment, City Center (Monthly)

$798 $798

$4,092 $4,092

-80.49%

1-bedroom Apartment, Outside City Center (Monthly)

$806 $806

$2,694 $2,694

-70.09%

3-bedroom Apartment, City Center (Monthly)

$1,402 $1,402

$8,445 $8,445

-83.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,635 $1,635

$5,128 $5,128

-68.12%

Buy Apartment in City Center (m2)

$1,462 $1,462

$18.2K $18.2K

-91.96%

Buy Apartment Outside City Center (m2)

$1,432 $1,432

$6,299 $6,299

-77.26%

Average Monthly Net Salary (After Tax)

$2,487 $2,487

$5,540 $5,540

-55.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.44

0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Girardeau, MO: June 1, 2026

Last update for New York, NY: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $798 in Cape Girardeau, MO and $4,092 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Cape Girardeau, MO vs $142 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $408 vs $554 per month, with Cape Girardeau, MO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Girardeau, MO vs New York, NY: Cost of Living - Frequently Asked Questions

Cape Girardeau, MO is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Clothing & Footwear, Sport & Entertainment. The 139% gap adds up to real monthly savings that compound significantly over time.

On paper, New York, NY earns 123% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $798 in Cape Girardeau, MO versus $4,092 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,885 per month in Cape Girardeau, MO versus $4,503 in New York, NY – a 139% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,885 in Cape Girardeau, MO versus $4,503 in New York, NY, a $2,500 budget is realistic in Cape Girardeau, MO but tight or insufficient in New York, NY. The gap between the two cities makes Cape Girardeau, MO the clear choice for anyone on this budget.

For families, Cape Girardeau, MO is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Cape Girardeau, MO gentler on the wallet – expenses run 139% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.