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Cost of Living Comparison Between Cambridge and Ubud, Bali Cost of Living Comparison Between Cambridge and Ubud, Bali

😐 Solo nomad: Cambridge is 115.5% more expensive than Ubud, Bali without rent, and 204.5% more expensive with rent.
😐 Family of 3: Cambridge is 56.5% more expensive than Ubud, Bali without rent, and 145.7% more expensive with rent.
Currency
🍽 Eating Out
Cambridge
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.74 NZ$23.99
$2.85 Rp 47.5K
382.11%
Three-Course Dinner for Two, Mid-Range
$35.91 NZ$62.7
$12.26 Rp 204.3K
192.90%
Fast Food Meal (McDonalds, etc)
$8.88 NZ$15.51
$3.28 Rp 54.6K
170.73%
Cappuccino
$3.07 NZ$5.35
$2.3 Rp 38.3K
33.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.4 NZ$4.19
$1.11 Rp 18.5K
116.22%
Water (0.33 liter bottle)
$2.27 NZ$3.96
$0.26 Rp 4,324
773.08%
Local Beer (0.5 liter draught)
$4.72 NZ$8.25
$2.4 Rp 40K
96.67%
Imported Beer (0.33 liter bottle)
$6.51 NZ$11.37
$3.15 Rp 52.5K
106.67%
🛒 Groceries & Markets
Cambridge
Ubud, Bali
Difference
Milk (1 liter)
$1.61 NZ$2.82
$1.49 Rp 24.9K
8.05%
White Bread (500g)
$1.68 NZ$2.93
$1.65 Rp 27.5K
1.82%
Rice (white) (1kg)
$1.91 NZ$3.33
$1.13 Rp 18.9K
69.03%
Eggs
$6.17 NZ$10.78
$2.33 Rp 38.9K
164.81%
Local Cheese (1kg)
$8.32 NZ$14.53
$13.7 Rp 228.3K
-39.27%
Chicken Fillets (1kg)
$9.43 NZ$16.47
$3.97 Rp 66.2K
137.53%
Beef Round Steak (1kg)
$12.45 NZ$21.73
$11.22 Rp 187K
10.96%
Apples (1kg)
$2.44 NZ$4.27
$3.48 Rp 57.9K
-29.89%
Banana (1kg)
$1.81 NZ$3.15
$1.5 Rp 25K
20.67%
Oranges (1kg)
$2.35 NZ$4.1
$2.68 Rp 44.6K
-12.31%
Tomato (1kg)
$3.09 NZ$5.39
$1.35 Rp 22.5K
128.89%
Potato (1kg)
$2.05 NZ$3.58
$1.57 Rp 26.2K
30.57%
Onion (1kg)
$1.79 NZ$3.12
$2.1 Rp 34.9K
-14.76%
Lettuce (1 head)
$2.13 NZ$3.71
$1.03 Rp 17.1K
106.80%
Water (1.5 liter bottle)
$1.29 NZ$2.25
$0.57 Rp 9,488
126.32%
Cigarettes 20 Pack (Marlboro, Camel)
$20.57 NZ$35.92
$2.31 Rp 38.5K
790.48%
Wine (Bottle)
$10.4 NZ$18.16
$15.21 Rp 253.5K
-31.62%
Local Beer (0.5 liter bottle)
$2.44 NZ$4.26
$2.49 Rp 41.5K
-2.01%
Imported Beer (0.33 liter bottle)
$2.68 NZ$4.68
$2.66 Rp 44.3K
0.75%
🚌 Getting Around
Cambridge
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.09 NZ$5.4
$0.29 Rp 4,911
965.52%
Public Transport Monthly Pass (Regular Price)
$63.6 NZ$111
$10.03 Rp 167.1K
534.50%
Taxi Start (Normal Tariff)
$2.77 NZ$4.84
$0.45 Rp 7,480
515.56%
Taxi (Normal Tariff) (1km)
$1.99 NZ$3.48
$0.34 Rp 5,748
485.29%
Taxi 1hour Waiting (Normal Tariff)
$35.5 NZ$62
$5.97 Rp 99.4K
494.64%
Gasoline (1 liter)
$1.67 NZ$2.91
$0.75 Rp 12.4K
122.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.9K NZ$47K
$25.8K Rp 430.2M
4.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23K NZ$40.1K
$31.7K Rp 528.9M
-27.64%
🧾 Monthly Utilities & Internet
Cambridge
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 NZ$190
$64.6 Rp 1.1M
68.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.33 NZ$65.2
$4.14 Rp 69K
801.69%
Internet (50+ Mbps, Unlimited Data)
$39.8 NZ$69.5
$23.99 Rp 399.7K
65.90%
🎉 Sport & Entertainment
Cambridge
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.43 NZ$63.6
$23.29 Rp 388.1K
56.42%
Tennis Court (1 Hour on Weekend)
$12.08 NZ$21.09
$6.19 Rp 103.1K
95.15%
Cinema Ticket
$9.22 NZ$16.1
$3.45 Rp 57.5K
167.25%
🧸 Childcare & Education
Cambridge
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$750 NZ$1,309
$91.9 Rp 1.5M
715.75%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.7K
$5,912 Rp 98.5M
100.47%
👕👟 Clothing & Footwear
Cambridge
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$101 NZ$176
$51.5 Rp 857.6K
95.69%
Summer Dress (H&M, Zara, etc)
$57.3 NZ$100
$24.45 Rp 407.3K
134.52%
Sport Shoes (Adidas, Nike)
$102 NZ$178
$84.4 Rp 1.4M
20.82%
Men's Leather Business Shoes
$130 NZ$226
$74.3 Rp 1.2M
74.36%
🏠 Accommodation & Living
Cambridge
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$949 NZ$1,656
$261 Rp 4.4M
263.00%
1-bedroom Apartment, Outside City Center (Monthly)
$1,200 NZ$2,094
$160 Rp 2.7M
651.91%
3-bedroom Apartment, City Center (Monthly)
$2,125 NZ$3,710
$585 Rp 9.7M
263.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,594 NZ$2,784
$328 Rp 5.5M
385.61%
Buy Apartment in City Center (m2)
$4,550 NZ$7,944
$985 Rp 16.4M
361.86%
Buy Apartment Outside City Center (m2)
$3,963 NZ$6,919
$847 Rp 14.1M
367.93%
💵 Salaries & Financials
Cambridge
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,643 NZ$4,614
$178 Rp 3M
1385.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
6
13.28
-54.82%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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