Cost of Living Comparison Between Cambridge and Ubud, Bali Cost of Living Comparison Between Cambridge and Ubud, Bali

Currency
🍽 Eating Out
Cambridge
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.47 NZ$22.90
$3.47 Rp 58.7K
288.18%
Three-Course Dinner for Two, Mid-Range
$36.27 NZ$61.7
$32.10 Rp 543.7K
12.99%
Fast Food Meal (McDonalds, etc)
$9.03 NZ$15.35
$4.86 Rp 82.3K
85.80%
Cappuccino
$3.09 NZ$5.26
$2.82 Rp 47.8K
9.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 NZ$3.94
$1.37 Rp 23.3K
69.34%
Water (0.33 liter bottle)
$2.18 NZ$3.71
$0.73 Rp 12.4K
198.63%
Local Beer (0.5 liter draught)
$4.95 NZ$8.41
$2.90 Rp 49.1K
70.69%
Imported Beer (0.33 liter bottle)
$6.22 NZ$10.57
$3.92 Rp 66.4K
58.67%
🛒 Groceries & Markets
Cambridge
Ubud, Bali
Difference
Milk (1 liter)
$1.69 NZ$2.87
$1.74 Rp 29.5K
-2.87%
White Bread (500g)
$1.61 NZ$2.73
$2.44 Rp 41.4K
-34.02%
Rice (white) (1kg)
$1.90 NZ$3.23
$1.17 Rp 19.8K
62.39%
Eggs
$6.18 NZ$10.51
$2.35 Rp 39.9K
162.98%
Local Cheese (1kg)
$7.99 NZ$13.59
$14.78 Rp 250.3K
-45.94%
Chicken Fillets (1kg)
$9.22 NZ$15.67
$4.25 Rp 72.0K
116.94%
Beef Round Steak (1kg)
$12.45 NZ$21.17
$12.21 Rp 206.9K
1.97%
Apples (1kg)
$2.41 NZ$4.09
$3.72 Rp 63.0K
-35.22%
Banana (1kg)
$1.81 NZ$3.07
$1.56 Rp 26.3K
16.03%
Oranges (1kg)
$2.42 NZ$4.12
$2.69 Rp 45.6K
-10.04%
Tomato (1kg)
$3.09 NZ$5.25
$2.34 Rp 39.6K
32.05%
Potato (1kg)
$2.12 NZ$3.61
$2.00 Rp 33.9K
6.00%
Onion (1kg)
$1.79 NZ$3.04
$2.31 Rp 39.1K
-22.51%
Lettuce (1 head)
$2.13 NZ$3.62
$1.01 Rp 17.2K
110.89%
Water (1.5 liter bottle)
$1.26 NZ$2.14
$0.73 Rp 12.3K
72.60%
Cigarettes 20 Pack (Marlboro, Camel)
$20.43 NZ$34.73
$3.31 Rp 56.1K
517.22%
Wine (Bottle)
$10.86 NZ$18.45
$25.14 Rp 425.9K
-56.80%
Local Beer (0.5 liter bottle)
$2.46 NZ$4.18
$2.90 Rp 49.1K
-15.17%
Imported Beer (0.33 liter bottle)
$2.59 NZ$4.40
$2.77 Rp 46.9K
-6.50%
🚌 Getting Around
Cambridge
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.97 NZ$5.05
$0.27 Rp 4,544
1000.00%
Public Transport Monthly Pass (Regular Price)
$65.3 NZ$111
$8.26 Rp 139.9K
690.44%
Taxi Start (Normal Tariff)
$2.78 NZ$4.72
$0.45 Rp 7,664
517.78%
Taxi (Normal Tariff) (1km)
$2.00 NZ$3.39
$0.42 Rp 7,157
376.19%
Taxi 1hour Waiting (Normal Tariff)
$35.88 NZ$61.0
$6.26 Rp 106.0K
473.16%
Gasoline (1 liter)
$1.67 NZ$2.84
$0.86 Rp 14.6K
94.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K NZ$46.2K
$25.9K Rp 438.6M
5.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.9K NZ$38.9K
$31.9K Rp 540.2M
-28.21%
🧾 Monthly Utilities & Internet
Cambridge
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 NZ$185
$80.8 Rp 1.4M
34.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.48 NZ$63.7
$3.98 Rp 67.3K
841.71%
Internet (50+ Mbps, Unlimited Data)
$39.59 NZ$67.3
$23.55 Rp 398.8K
68.11%
🎉 Sport & Entertainment
Cambridge
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.45 NZ$62.0
$97.3 Rp 1.6M
-62.53%
Tennis Court (1 Hour on Weekend)
$11.86 NZ$20.16
$6.42 Rp 108.8K
84.74%
Cinema Ticket
$9.19 NZ$15.62
$4.16 Rp 70.5K
120.91%
🧸 Childcare & Education
Cambridge
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$751 NZ$1,277
$294 Rp 5.0M
155.38%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.3K
$6,548 Rp 110.9M
82.44%
👕👟 Clothing & Footwear
Cambridge
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$99.0 NZ$168
$54.2 Rp 917.5K
82.76%
Summer Dress (H&M, Zara, etc)
$57.2 NZ$97.3
$37.95 Rp 642.8K
50.83%
Sport Shoes (Adidas, Nike)
$102 NZ$173
$88.1 Rp 1.5M
15.58%
Men's Leather Business Shoes
$127 NZ$215
$78.1 Rp 1.3M
62.07%
🏠 Accommodation & Living
Cambridge
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$947 NZ$1,611
$995 Rp 16.9M
-4.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,195 NZ$2,031
$668 Rp 11.3M
78.94%
3-bedroom Apartment, City Center (Monthly)
$2,085 NZ$3,544
$3,391 Rp 57.4M
-38.53%
3-bedroom Apartment, Outside City Center (Monthly)
$1,583 NZ$2,692
$2,080 Rp 35.2M
-23.86%
Buy Apartment in City Center (m2)
$5,034 NZ$8,557
$3,037 Rp 51.4M
65.75%
Buy Apartment Outside City Center (m2)
$3,527 NZ$5,995
$2,378 Rp 40.3M
48.28%
💵 Salaries & Financials
Cambridge
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,697 NZ$4,586
$180 Rp 3.0M
1402.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
6
13.28
-54.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: March 2, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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