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Cost of Living Comparison Between Cambridge, MA and Chicago, IL Cost of Living Comparison Between Cambridge, MA and Chicago, IL

πŸ™‚ Solo nomad: Cambridge, MA is 12.1% cheaper than Chicago, IL without rent, and 40.9% more expensive with rent.
😐 Family of 3: Cambridge, MA is 0.3% more expensive than Chicago, IL without rent, and 13.9% more expensive with rent.
Currency
🍽 Eating Out
Cambridge, MA
Chicago, IL
Difference
Meal at Budget Restaurant
$17.22 $17.22
$20.59 $20.59
-16.37%
Three-Course Dinner for Two, Mid-Range
$98.4 $98.4
$99.0 $99.0
-0.68%
Fast Food Meal (McDonalds, etc)
$12.07 $12.07
$11.90 $11.90
1.43%
Cappuccino
$5.56 $5.56
$5.83 $5.83
-4.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$3.02 $3.02
1.66%
Water (0.33 liter bottle)
$2.37 $2.37
$2.48 $2.48
-4.44%
Local Beer (0.5 liter draught)
$7.86 $7.86
$6.80 $6.80
15.59%
Imported Beer (0.33 liter bottle)
$8.15 $8.15
$8.13 $8.13
0.25%
πŸ›’ Groceries & Markets
Cambridge, MA
Chicago, IL
Difference
Milk (1 liter)
$1.13 $1.13
$1.08 $1.08
4.63%
White Bread (500g)
$4.06 $4.06
$4.05 $4.05
0.25%
Rice (white) (1kg)
$6.57 $6.57
$5.58 $5.58
17.74%
Eggs
$4.75 $4.75
$4.57 $4.57
3.94%
Local Cheese (1kg)
$15.21 $15.21
$14.16 $14.16
7.42%
Chicken Fillets (1kg)
$13.77 $13.77
$15.25 $15.25
-9.70%
Beef Round Steak (1kg)
$20.57 $20.57
$18.90 $18.90
8.84%
Apples (1kg)
$6.88 $6.88
$5.27 $5.27
30.55%
Banana (1kg)
$1.95 $1.95
$1.70 $1.70
14.71%
Oranges (1kg)
$6.49 $6.49
$4.25 $4.25
52.71%
Tomato (1kg)
$6.26 $6.26
$4.58 $4.58
36.68%
Potato (1kg)
$3.30 $3.30
$2.44 $2.44
35.25%
Onion (1kg)
$3.49 $3.49
$2.83 $2.83
23.32%
Lettuce (1 head)
$2.49 $2.49
$2.51 $2.51
-0.80%
Water (1.5 liter bottle)
$2.57 $2.57
$2.71 $2.71
-5.17%
Cigarettes 20 Pack (Marlboro, Camel)
$13.87 $13.87
$15.02 $15.02
-7.66%
Wine (Bottle)
$17.45 $17.45
$16.28 $16.28
7.19%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$2.39 $2.39
-29.29%
Imported Beer (0.33 liter bottle)
$5.66 $5.66
$3.56 $3.56
58.99%
🚌 Getting Around
Cambridge, MA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.49 $2.49
$2.51 $2.51
-0.80%
Public Transport Monthly Pass (Regular Price)
$89.4 $89.4
$75.1 $75.1
19.03%
Taxi Start (Normal Tariff)
$2.58 $2.58
$3.19 $3.19
-19.12%
Taxi (Normal Tariff) (1km)
$1.79 $1.79
$1.42 $1.42
26.06%
Taxi 1hour Waiting (Normal Tariff)
$27.88 $27.88
$25.48 $25.48
9.42%
Gasoline (1 liter)
$0.86 $0.86
$1.10 $1.10
-21.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K $29.2K
$31.6K $31.6K
-7.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$26.1K $26.1K
-3.16%
🧾 Monthly Utilities & Internet
Cambridge, MA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$158 $158
$186 $186
-15.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.1 $52.1
$61.5 $61.5
-15.29%
Internet (50+ Mbps, Unlimited Data)
$55.6 $55.6
$66.5 $66.5
-16.37%
πŸŽ‰ Sport & Entertainment
Cambridge, MA
Chicago, IL
Difference
Gym Membership (Monthly)
$100 $100
$77.8 $77.8
28.83%
Tennis Court (1 Hour on Weekend)
$29.50 $29.50
$12.93 $12.93
128.15%
Cinema Ticket
$15.66 $15.66
$14.86 $14.86
5.38%
🧸 Childcare & Education
Cambridge, MA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,842 $2,842
$2,094 $2,094
35.68%
International Primary School, 1 Child (Yearly)
$28.0K $28.0K
$39.3K $39.3K
-28.81%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cambridge, MA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$67.9 $67.9
$65.2 $65.2
4.03%
Summer Dress (H&M, Zara, etc)
$44.73 $44.73
$50.7 $50.7
-11.71%
Sport Shoes (Adidas, Nike)
$102 $102
$96.6 $96.6
5.69%
Men's Leather Business Shoes
$147 $147
$143 $143
2.80%
🏠 Accommodation & Living
Cambridge, MA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,850 $2,850
$2,309 $2,309
23.45%
1-bedroom Apartment, Outside City Center (Monthly)
$2,907 $2,907
$1,597 $1,597
82.08%
3-bedroom Apartment, City Center (Monthly)
$5,172 $5,172
$4,723 $4,723
9.51%
3-bedroom Apartment, Outside City Center (Monthly)
$3,507 $3,507
$2,806 $2,806
25.00%
Buy Apartment in City Center (m2)
$4,931 $4,931
$3,787 $3,787
30.21%
Buy Apartment Outside City Center (m2)
$4,996 $4,996
$2,494 $2,494
100.37%
πŸ’΅ Salaries & Financials
Cambridge, MA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$6,053 $6,053
$5,384 $5,384
12.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
6.6
-2.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge, MA: January 12, 2026

Last update for Chicago, IL: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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