Cost of Living Comparison Between Cambridge, MA and Chicago, IL Cost of Living Comparison Between Cambridge, MA and Chicago, IL

πŸ™‚ Solo nomad: Cambridge, MA is 11.5% cheaper than Chicago, IL without rent, and 41.4% more expensive with rent.
😐 Family of 3: Cambridge, MA is 9.9% more expensive than Chicago, IL without rent, and 12.7% more expensive with rent.
Currency
🍽 Eating Out
Cambridge, MA
Chicago, IL
Difference
Meal at Budget Restaurant
$16.93 $16.93
$20.82 $20.82
-18.68%
Three-Course Dinner for Two, Mid-Range
$102 $102
$100 $100
1.56%
Fast Food Meal (McDonalds, etc)
$11.83 $11.83
$11.97 $11.97
-1.17%
Cappuccino
$5.57 $5.57
$5.56 $5.56
0.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.03 $3.03
$3.11 $3.11
-2.57%
Water (0.33 liter bottle)
$2.42 $2.42
$2.42 $2.42
-
Local Beer (0.5 liter draught)
$7.89 $7.89
$6.86 $6.86
15.01%
Imported Beer (0.33 liter bottle)
$8.06 $8.06
$8.45 $8.45
-4.62%
πŸ›’ Groceries & Markets
Cambridge, MA
Chicago, IL
Difference
Milk (1 liter)
$1.14 $1.14
$1.04 $1.04
9.62%
White Bread (500g)
$4.02 $4.02
$4.15 $4.15
-3.13%
Rice (white) (1kg)
$6.52 $6.52
$5.52 $5.52
18.12%
Eggs
$4.79 $4.79
$4.65 $4.65
3.01%
Local Cheese (1kg)
$15.17 $15.17
$14.33 $14.33
5.86%
Chicken Fillets (1kg)
$13.38 $13.38
$14.88 $14.88
-10.08%
Beef Round Steak (1kg)
$20.7 $20.7
$19.34 $19.34
7.03%
Apples (1kg)
$6.79 $6.79
$5.17 $5.17
31.33%
Banana (1kg)
$1.94 $1.94
$1.71 $1.71
13.45%
Oranges (1kg)
$6.3 $6.3
$4.41 $4.41
42.86%
Tomato (1kg)
$6.32 $6.32
$4.51 $4.51
40.13%
Potato (1kg)
$3.25 $3.25
$2.53 $2.53
28.46%
Onion (1kg)
$3.52 $3.52
$2.74 $2.74
28.47%
Lettuce (1 head)
$2.36 $2.36
$2.43 $2.43
-2.88%
Water (1.5 liter bottle)
$2.6 $2.6
$2.7 $2.7
-3.70%
Cigarettes 20 Pack (Marlboro, Camel)
$13.74 $13.74
$15.19 $15.19
-9.55%
Wine (Bottle)
$14.93 $14.93
$16.42 $16.42
-9.07%
Local Beer (0.5 liter bottle)
$1.68 $1.68
$2.35 $2.35
-28.51%
Imported Beer (0.33 liter bottle)
$5.72 $5.72
$3.7 $3.7
54.59%
🚌 Getting Around
Cambridge, MA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.4 $2.4
$2.53 $2.53
-5.14%
Public Transport Monthly Pass (Regular Price)
$89.4 $89.4
$74.1 $74.1
20.53%
Taxi Start (Normal Tariff)
$2.57 $2.57
$3.34 $3.34
-23.05%
Taxi (Normal Tariff) (1km)
$1.73 $1.73
$1.42 $1.42
21.83%
Taxi 1hour Waiting (Normal Tariff)
$28.31 $28.31
$25.42 $25.42
11.37%
Gasoline (1 liter)
$0.9 $0.9
$1.08 $1.08
-16.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K $29.6K
$32.4K $32.4K
-8.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K $24.9K
$26.2K $26.2K
-5.13%
🧾 Monthly Utilities & Internet
Cambridge, MA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 $160
$188 $188
-15.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.7 $52.7
$63.7 $63.7
-17.25%
Internet (50+ Mbps, Unlimited Data)
$55.3 $55.3
$65.2 $65.2
-15.20%
πŸŽ‰ Sport & Entertainment
Cambridge, MA
Chicago, IL
Difference
Gym Membership (Monthly)
$101 $101
$76.7 $76.7
31.90%
Tennis Court (1 Hour on Weekend)
$30.36 $30.36
$13.03 $13.03
133.00%
Cinema Ticket
$15.32 $15.32
$14.93 $14.93
2.61%
🧸 Childcare & Education
Cambridge, MA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,793 $2,793
$2,063 $2,063
35.42%
International Primary School, 1 Child (Yearly)
$27.7K $27.7K
$39.2K $39.2K
-29.35%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cambridge, MA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$67.2 $67.2
$64.3 $64.3
4.43%
Summer Dress (H&M, Zara, etc)
$44.67 $44.67
$52.4 $52.4
-14.74%
Sport Shoes (Adidas, Nike)
$102 $102
$95.2 $95.2
6.87%
Men's Leather Business Shoes
$148 $148
$145 $145
2.55%
🏠 Accommodation & Living
Cambridge, MA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,818 $2,818
$2,378 $2,378
18.53%
1-bedroom Apartment, Outside City Center (Monthly)
$2,865 $2,865
$1,584 $1,584
80.84%
3-bedroom Apartment, City Center (Monthly)
$5,085 $5,085
$4,763 $4,763
6.75%
3-bedroom Apartment, Outside City Center (Monthly)
$3,510 $3,510
$2,815 $2,815
24.69%
Buy Apartment in City Center (m2)
$4,887 $4,887
$3,588 $3,588
36.20%
Buy Apartment Outside City Center (m2)
$4,940 $4,940
$2,490 $2,490
98.36%
πŸ’΅ Salaries & Financials
Cambridge, MA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$6,088 $6,088
$5,275 $5,275
15.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
6.6
-2.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge, MA: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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