Last update: Oct 2026

Cost of Living Comparison Between Cam Pha and Karachi

For one person, living is cheaper in Karachi: $490 a month against $789 in Cam Pha, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Cam Pha
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Cam Pha Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Cam Pha

🇻🇳 Vietnam

$789

/mo nomad

Karachi

🇵🇰 Pakistan

$490

/mo nomad

Monthly Cost of Living

How much you'll spend in Cam Pha and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cam Pha and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $789 in Cam Pha versus $490 in Karachi.

Cam Pha $789
Karachi $490

Estimated couple costs with rent: $1,276 in Cam Pha versus $755 in Karachi.

Cam Pha $1,276
Karachi $755

Monthly costs for a family of three with rent: $1,762 in Cam Pha versus $1,019 in Karachi.

Cam Pha $1,762
Karachi $1,019

Living in Cam Pha is roughly 61% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cam Pha 41% lower, Karachi 63% lower.

Meal at Budget Restaurant

$2.16 ₫56.1K

$2.15 PKR 595

0.47%

Three-Course Dinner for Two, Mid-Range

$22.75 ₫590.1K

$13.37 PKR 3,699

70.16%

Fast Food Meal (McDonalds, etc)

$4.19 ₫108.7K

$5.29 PKR 1,464

-20.79%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$1.85 ₫47.9K

$2.11 PKR 583

-12.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₫12.1K

$0.37 PKR 103

27.03%

Water (0.33 liter bottle)

$0.30 ₫7,693

$0.28 PKR 78.2

7.14%

Local Beer (0.5 liter draught)

$1.07 ₫27.7K

Imported Beer (0.33 liter bottle)

$1.91 ₫49.5K

Milk (1 liter)

$1.52 ₫39.5K

$0.86 PKR 238

76.74%

White Bread (500g)

$1.10 ₫28.7K

$0.52 PKR 144

111.54%

Rice (white) (1kg)

$0.80 ₫20.7K

$1.24 PKR 344

-35.48%

Eggs

$1.50 ₫38.8K

$1.24 PKR 342

20.97%

Local Cheese (1kg)

$10.25 ₫265.9K

$5.86 PKR 1,621

74.91%

Chicken Fillets (1kg)

$3.62 ₫94.0K

$3.12 PKR 862

16.03%

Beef Round Steak (1kg)

$9.68 ₫251.1K

$6.25 PKR 1,730

54.88%

Apples (1kg)

$3.34 ₫86.5K

$1.29 PKR 356

158.91%

Banana (1kg)

$1.05 ₫27.2K

$0.54 PKR 150

94.44%

Oranges (1kg)

$1.32 ₫34.2K

$0.99 PKR 273

33.33%

Tomato (1kg)

$1.10 ₫28.4K

$0.56 PKR 155

96.43%

Potato (1kg)

$0.91 ₫23.5K

$0.33 PKR 91.6

175.76%

Onion (1kg)

$1.08 ₫28.0K

$0.35 PKR 95.8

208.57%

Lettuce (1 head)

$0.55 ₫14.2K

$0.45 PKR 124

22.22%

Water (1.5 liter bottle)

$0.51 ₫13.2K

$0.44 PKR 121

15.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 380

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$1.42 ₫36.9K

$1.79 PKR 497

-20.67%

Wine (Bottle)

$12.52 ₫324.6K

Local Beer (0.5 liter bottle)

$0.93 ₫24.2K

Imported Beer (0.33 liter bottle)

$1.65 ₫42.8K

One-way Ticket (Public Transport)

$0.31 ₫8,070

$0.28 PKR 76.5

10.71%

Public Transport Monthly Pass (Regular Price)

$7.38 ₫191.5K

$9.68 PKR 2,679

-23.76%

Taxi Start (Normal Tariff)

$0.78 ₫20.3K

$0.92 PKR 255

-15.22%

Taxi (Normal Tariff) (1km)

$0.60 ₫15.5K

$0.71 PKR 196

-15.49%

Taxi 1hour Waiting (Normal Tariff)

$2.32 ₫60.2K

$2.22 PKR 615

4.50%

Gasoline (1 liter)

$0.91 ₫23.5K

$1.35 PKR 372

-32.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K ₫811.6M

$17.8K PKR 4.9M

75.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K ₫774.5M

$26.7K PKR 7.4M

11.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.1 ₫2.3M

$112 PKR 30.9K

-22.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.33 ₫138.1K

$6.05 PKR 1,673

-11.90%

Internet (50+ Mbps, Unlimited Data)

$8.59 ₫222.8K

$13.29 PKR 3,678

-35.36%

Gym Membership (Monthly)

$22.48 ₫582.9K

$21.51 PKR 5,953

4.51%

Tennis Court (1 Hour on Weekend)

$7.68 ₫199.3K

$17.80 PKR 4,926

-56.85%

Cinema Ticket

$4.33 ₫112.4K

$4.42 PKR 1,222

-2.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$162 ₫4.2M

$50.7 PKR 14.0K

218.84%

International Primary School, 1 Child (Yearly)

$28.0K ₫726.9M

$1,957 PKR 541.5K

1332.29%

Jeans (Levis 501 Or Similar)

$48.08 ₫1.2M

$17.57 PKR 4,861

173.65%

Summer Dress (H&M, Zara, etc)

$26.38 ₫684.3K

$22.78 PKR 6,302

15.80%

Sport Shoes (Adidas, Nike)

$82.8 ₫2.1M

$67.6 PKR 18.7K

22.58%

Men's Leather Business Shoes

$79.0 ₫2.0M

$40.97 PKR 11.3K

92.78%

1-bedroom Apartment, City Center (Monthly)

$372 ₫9.6M

$117 PKR 32.4K

217.10%

1-bedroom Apartment, Outside City Center (Monthly)

$236 ₫6.1M

$75.7 PKR 20.9K

212.26%

3-bedroom Apartment, City Center (Monthly)

$728 ₫18.9M

$365 PKR 101.0K

99.38%

3-bedroom Apartment, Outside City Center (Monthly)

$681 ₫17.7M

$182 PKR 50.5K

273.45%

Buy Apartment in City Center (m2)

$2,442 ₫63.3M

$1,054 PKR 291.5K

131.76%

Buy Apartment Outside City Center (m2)

$1,133 ₫29.4M

$491 PKR 135.8K

130.83%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.28

13.21

-37.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cam Pha: October 4, 2026

Last update for Karachi: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cam Pha

$236 31.8%

Karachi

$76 15.7% 68% $161

Groceries & Markets

Cam Pha

$193 26%

Karachi

$101 20.9% 47.9% $93

Clothing & Footwear

Cam Pha

$106 14.3%

Karachi

$67 13.9% 37% $39

Monthly Utilities & Internet

Cam Pha

$101 13.6%

Karachi

$131 27.3% 29.8% $30

Eating Out

Cam Pha

$64 8.6%

Karachi

$61 12.7% 5% $3.2

Sport & Entertainment

Cam Pha

$31 4.2%

Karachi

$30 6.3% 2.5% $0.8

Getting Around

Cam Pha

$12 1.7%

Karachi

$15 3.2% 22.9% $2.8

Cost Breakdown

A one-bedroom apartment in the center runs $372 in Cam Pha and $117 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cam Pha vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $193 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇻🇳 Cam Pha

🇵🇰 Karachi

🕒 Local time

08:37 8:37 AM

06:37 6:37 AM

2 h behind Cam Pha

🌤 Weather

👥 Population

182,137

14,910,352

💱 Currency

Vietnamese Dong VND ₫

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 13, 2026: 1 USD = 25,934 VND (100,000 VND = 3.86 USD). 1 EUR = 29,064 VND (100,000 VND = 3.44 EUR).

Pakistani Rupee exchange rates as of October 13, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Cam Pha Karachi 4,130 km ≈ 6 h nonstop flight

From you

Cam Pha
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cam Pha vs Karachi: Cost of Living - Frequently Asked Questions

Karachi wins on cost – living expenses run 61% lower than in Cam Pha. Housing and daily spending are where you'll feel the difference most, making Karachi the obvious pick if budget is a priority.

You'd need roughly $1,184 in Cam Pha and $735 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $372 in Cam Pha versus $117 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Karachi runs roughly 31% less than in Cam Pha. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $162 in Cam Pha versus $50.7 in Karachi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cam Pha and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 61% less than in Cam Pha. Beyond cost, consider language, visa policies, and how big the international community is in each city.