Cost of Living Comparison Between Calgary and Whangarei Cost of Living Comparison Between Calgary and Whangarei

Monthly Cost of Living

Monthly costs for one person with rent: $2,523 in Calgary versus $1,698 in Whangarei.

Estimated couple costs with rent: $3,652 in Calgary versus $2,673 in Whangarei.

Monthly costs for a family of three with rent: $4,780 in Calgary versus $3,648 in Whangarei.

Living in Calgary is roughly 49% more expensive than Whangarei, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Calgary 88% above, Whangarei 27% above.

Meal at Budget Restaurant

$18.59 CA$25.86

$20.97 NZ$35.72

-11.35%

Three-Course Dinner for Two, Mid-Range

$70.0 CA$97.4

$84.9 NZ$145

-17.48%

Fast Food Meal (McDonalds, etc)

$10.96 CA$15.24

$10.34 NZ$17.62

6.00%

Cappuccino

$3.73 CA$5.19

$3.82 NZ$6.51

-2.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.77

$2.17 NZ$3.69

-8.29%

Water (0.33 liter bottle)

$1.72 CA$2.40

$1.75 NZ$2.99

-1.71%

Local Beer (0.5 liter draught)

$5.01 CA$6.97

$6.40 NZ$10.90

-21.72%

Imported Beer (0.33 liter bottle)

$6.50 CA$9.05

$7.99 NZ$13.61

-18.65%

Milk (1 liter)

$2.22 CA$3.09

$1.95 NZ$3.32

13.85%

White Bread (500g)

$2.67 CA$3.71

$2.16 NZ$3.69

23.61%

Rice (white) (1kg)

$3.26 CA$4.54

$2.03 NZ$3.46

60.59%

Eggs

$3.35 CA$4.66

$6.73 NZ$11.46

-50.22%

Local Cheese (1kg)

$14.50 CA$20.16

$9.73 NZ$16.57

49.02%

Chicken Fillets (1kg)

$12.95 CA$18.01

$10.71 NZ$18.24

20.92%

Beef Round Steak (1kg)

$16.15 CA$22.46

$16.70 NZ$28.45

-3.29%

Apples (1kg)

$4.32 CA$6.01

$2.99 NZ$5.09

44.48%

Banana (1kg)

$1.35 CA$1.88

$2.33 NZ$3.97

-42.06%

Oranges (1kg)

$3.83 CA$5.32

$2.98 NZ$5.08

28.52%

Tomato (1kg)

$4.18 CA$5.81

$4.70 NZ$8.01

-11.06%

Potato (1kg)

$2.65 CA$3.68

$2.58 NZ$4.39

2.71%

Onion (1kg)

$2.74 CA$3.81

$1.90 NZ$3.23

44.21%

Lettuce (1 head)

$2.76 CA$3.84

$2.46 NZ$4.19

12.20%

Water (1.5 liter bottle)

$1.95 CA$2.71

$1.12 NZ$1.90

74.11%

Cigarettes 20 Pack (Marlboro, Camel)

$14.98 CA$20.83

$23.68 NZ$40.33

-36.74%

Wine (Bottle)

$14.67 CA$20.40

$10.19 NZ$17.36

43.96%

Local Beer (0.5 liter bottle)

$2.84 CA$3.95

$2.35 NZ$4.01

20.85%

Imported Beer (0.33 liter bottle)

$4.02 CA$5.59

$2.88 NZ$4.90

39.58%

One-way Ticket (Public Transport)

$2.80 CA$3.90

$1.78 NZ$3.03

57.30%

Public Transport Monthly Pass (Regular Price)

$86.2 CA$120

$138 NZ$235

-37.50%

Taxi Start (Normal Tariff)

$3.60 CA$5.01

$3.97 NZ$6.76

-9.32%

Taxi (Normal Tariff) (1km)

$1.32 CA$1.83

$1.64 NZ$2.79

-19.51%

Taxi 1hour Waiting (Normal Tariff)

$29.01 CA$40.35

$14.27 NZ$24.31

103.29%

Gasoline (1 liter)

$1.12 CA$1.56

$1.64 NZ$2.80

-31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.6K

$44.9K NZ$76.5K

-44.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K CA$30.6K

$22.3K NZ$38.1K

-1.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 CA$302

$132 NZ$224

64.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.55 CA$57.8

$39.38 NZ$67.1

5.51%

Internet (50+ Mbps, Unlimited Data)

$58.1 CA$80.8

$52.9 NZ$90.1

9.82%

Gym Membership (Monthly)

$54.7 CA$76.1

$37.94 NZ$64.6

44.20%

Tennis Court (1 Hour on Weekend)

$52.8 CA$73.5

$3.07 NZ$5.24

1620.52%

Cinema Ticket

$12.77 CA$17.75

$10.65 NZ$18.15

19.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$874 CA$1,215

$783 NZ$1,333

11.66%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.2K

$12.1K NZ$20.6K

31.77%

Jeans (Levis 501 Or Similar)

$58.8 CA$81.8

$69.1 NZ$118

-14.89%

Summer Dress (H&M, Zara, etc)

$46.47 CA$64.6

$34.32 NZ$58.5

35.40%

Sport Shoes (Adidas, Nike)

$87.2 CA$121

$81.7 NZ$139

6.64%

Men's Leather Business Shoes

$109 CA$151

$102 NZ$173

6.94%

1-bedroom Apartment, City Center (Monthly)

$1,414 CA$1,966

$544 NZ$927

159.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,172 CA$1,630

$454 NZ$773

158.29%

3-bedroom Apartment, City Center (Monthly)

$2,319 CA$3,225

$1,012 NZ$1,724

129.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,886 CA$2,623

$776 NZ$1,322

142.96%

Buy Apartment in City Center (m2)

$3,892 CA$5,413

$4,472 NZ$7,618

-12.98%

Buy Apartment Outside City Center (m2)

$3,503 CA$4,872

$3,393 NZ$5,780

3.24%

Average Monthly Net Salary (After Tax)

$3,149 CA$4,380

$2,515 NZ$4,285

25.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.7

-14.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: June 1, 2026

Last update for Whangarei: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,414 in Calgary and $544 in Whangarei. Housing cost is often the main lever when comparing two cities.

Calgary pays 25% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Calgary vs $85.0 in Whangarei. Groceries flip the comparison at $397 vs $346, with Whangarei cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Whangarei: Cost of Living - Frequently Asked Questions

Whangarei is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 49% gap adds up to real monthly savings that compound significantly over time.

Calgary pays 25% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,414 in Calgary versus $544 in Whangarei. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Whangarei – a meal for two runs $85.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,523 per month in Calgary versus $1,698 in Whangarei – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,698 in Whangarei versus $2,523 in Calgary, a $2,500 budget is realistic in Whangarei but tight or insufficient in Calgary. The gap between the two cities makes Whangarei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Calgary and Whangarei are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Whangarei gentler on the wallet – expenses run 49% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.